Horizon Bancorp Company Insiders

HBNC Stock  USD 18.29  0.11  0.60%   
About 60% of all Horizon Bancorp's insiders are taking a long position. The analysis of insiders' sentiment of trading Horizon Bancorp stock suggests that some insiders are bullish at this time. Horizon Bancorp employs about 818 people. The company is managed by 11 executives with a total tenure of roughly 23 years, averaging almost 2.0 years of service per executive, having 74.36 employees per reported executive.
Craig Dwight  Chairman
Chairman, CEO and President Chairman of Horizon Bank NA and CEO of Horizon Bank NA
Dennis Kuhn  President
Executive Vice President and Presidentident and Chief Credit Officer of the Bank

Horizon Bancorp's Insider Buying Vs Selling

60

 
Selling
 
Buying

Latest Trades

2023-05-26Susan D AaronAcquired 853 @ 9.38View
2023-05-03Todd A EtzlerAcquired 1100 @ 9.35View
2022-11-02Todd A EtzlerAcquired 369 @ 14.9View
2022-03-02James D NeffDisposed 11782 @ 20.25View
2022-01-13James D NeffDisposed 5000 @ 22View
Monitoring Horizon Bancorp's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horizon Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For information on how to trade Horizon Stock refer to our How to Trade Horizon Stock guide.

Horizon Bancorp's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Horizon Bancorp's future performance. Based on our forecasts, it is anticipated that Horizon will maintain a workforce of about 820 employees by December 2024.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

Horizon Bancorp Management Team Effectiveness

At present, Horizon Bancorp's Return On Assets are projected to slightly decrease based on the last few years of reporting. At present, Horizon Bancorp's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 220.1 M, whereas Other Assets are forecasted to decline to 0.95. Horizon Bancorp's management efficiency ratios could be used to measure how well Horizon Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
The current year's Net Income Applicable To Common Shares is expected to grow to about 112.8 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 25.8 M.

Horizon Bancorp Workforce Comparison

Horizon Bancorp is rated # 5 in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 7,083. Horizon Bancorp retains roughly 818 in number of employees claiming about 12% of equities under Financials industry.

Horizon Bancorp Profit Margins

The company has Profit Margin (PM) of 0.11 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.35 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.35.
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.260.151
Way Up
Pretty Stable
Operating Profit Margin0.340.3611
Notably Down
Slightly volatile
Pretax Profit Margin0.350.2105
Way Up
Pretty Stable
Return On Assets0.00630.0035
Way Up
Very volatile
Return On Equity0.0370.0389
Notably Down
Slightly volatile

Horizon Bancorp Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Horizon Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Horizon Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Horizon Bancorp insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-03-01
0.6923
9
13
 43,774 
 25,325 
2023-06-01
1.0
2
2
 1,953 
 2,015 
2023-03-01
1.8182
20
11
 72,901 
 21,378 
2022-09-01
1.0
3
3
 30,000 
 9,079 
2022-03-01
1.8182
20
11
 38,946 
 41,664 
2021-12-01
0.5
5
10
 24,013 
 43,627 
2021-03-01
1.5714
22
14
 69,192 
 125,614 
2020-12-01
0.5
1
2
 885.00 
 14,230 
2020-03-01
3.1429
22
7
 111,320 
 16,586 
2019-12-01
0.4
2
5
 5,500 
 20,900 
2019-06-01
1.5
3
2
 12,925 
 10,840 
2019-03-01
4.1667
25
6
 137,848 
 3,397 
2018-12-01
4.0
4
1
 11,617 
 1,871 
2018-09-01
0.2
1
5
 5,250 
 13,591 
2018-06-01
0.6667
6
9
 18,930 
 30,170 
2018-03-01
1.75
14
8
 19,751 
 18,427 
2017-12-01
0.6552
19
29
 101,517 
 124,085 
2017-09-01
0.5714
8
14
 29,053 
 46,836 
2017-03-01
3.875
31
8
 42,584 
 10,050 
2016-12-01
0.3333
4
12
 30,750 
 104,650 
2016-09-01
3.0
6
2
 44,483 
 10,000 
2016-06-01
0.2857
4
14
 3,885 
 39,842 
2016-03-01
2.2857
16
7
 12,228 
 4,959 
2015-12-01
0.5
3
6
 7,000 
 14,000 
2015-09-01
1.25
5
4
 27,899 
 18,000 
2015-06-01
1.25
10
8
 45,597 
 49,844 
2015-03-01
18.0
18
1
 36,841 
 3,205 
2014-12-01
1.0
1
1
 942.00 
 942.00 
2014-09-01
2.0
4
2
 5,000 
 14,730 
2014-06-01
2.6
26
10
 101,004 
 13,427 
2014-03-01
1.2727
14
11
 24,584 
 1,000.00 
2012-12-01
0.45
9
20
 18,559 
 32,836 
2011-09-01
0.5
2
4
 6,000 
 17,460 
2011-06-01
3.0
3
1
 1,302 
 22,500 
2011-03-01
9.0
9
1
 3,177 
 1,387 
2010-12-01
0.125
1
8
 200.00 
 2,000 
2010-09-01
2.0
4
2
 4,350 
 6,100 
2010-03-01
10.5
21
2
 34,387 
 12,000 
2009-09-01
0.3
3
10
 1,700 
 20,864 
2009-03-01
9.5
19
2
 30,484 
 0.00 
2008-03-01
1.8
9
5
 2,031 
 2,079 
2007-03-01
2.0
14
7
 7,908 
 4,500 
2006-12-01
0.3333
1
3
 200.00 
 600.00 
2006-03-01
1.6429
23
14
 49,425 
 84,110 
2005-09-01
0.6667
2
3
 9,300 
 19,160 
2005-03-01
2.4286
17
7
 22,424 
 34,097 
2004-09-01
0.5
1
2
 2,000 
 1,800 
2004-06-01
1.0
6
6
 27,240 
 55,300 
2004-03-01
7.5
15
2
 10,504 
 15,000 

Horizon Bancorp Notable Stakeholders

A Horizon Bancorp stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Horizon Bancorp often face trade-offs trying to please all of them. Horizon Bancorp's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Horizon Bancorp's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Thomas PramePresident CEOProfile
Craig DwightChairman, CEO and President Chairman of Horizon Bank NA and CEO of Horizon Bank NAProfile
Dennis KuhnExecutive Vice President and Presidentident and Chief Credit Officer of the BankProfile
Kathie DeRuiterExecutive Vice President Senior Bank Operations OfficerProfile
John CFACFO VPProfile
Mark CPAChief VPProfile
Todd EtzlerChief VPProfile
Lynn KerberExecutive OfficerProfile
Daniel BureshAsst TreasurerProfile
Amy PharesPublic ManagerProfile
Chris ChatfieldVP OfficerProfile

About Horizon Bancorp Management Performance

The success or failure of an entity such as Horizon Bancorp often depends on how effective the management is. Horizon Bancorp management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Horizon management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Horizon management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.00  0.01 
Return On Capital Employed 0.01  0.01 
Return On Assets 0.00  0.01 
Return On Equity 0.04  0.04 
Please note, the presentation of Horizon Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Horizon Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Horizon Bancorp's management manipulating its earnings.

Horizon Bancorp Workforce Analysis

Traditionally, organizations such as Horizon Bancorp use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Horizon Bancorp within its industry.

Horizon Bancorp Manpower Efficiency

Return on Horizon Bancorp Manpower

Revenue Per Employee269.5K
Revenue Per Executive20M
Net Income Per Employee34.2K
Net Income Per Executive2.5M

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When running Horizon Bancorp's price analysis, check to measure Horizon Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Horizon Bancorp is operating at the current time. Most of Horizon Bancorp's value examination focuses on studying past and present price action to predict the probability of Horizon Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Horizon Bancorp's price. Additionally, you may evaluate how the addition of Horizon Bancorp to your portfolios can decrease your overall portfolio volatility.
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