Horizon Bancorp Earnings Estimate

HBNC Stock  USD 15.63  0.41  2.69%   
The next projected EPS of Horizon Bancorp is estimated to be 0.4067 with future projections ranging from a low of 0.4 to a high of 0.42. Horizon Bancorp's most recent 12-month trailing earnings per share (EPS TTM) is at 0.8. Please be aware that the consensus of earnings estimates for Horizon Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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Horizon Bancorp is projected to generate 0.4067 in earnings per share on the 31st of March 2025. Horizon Bancorp earnings estimates show analyst consensus about projected Horizon Bancorp EPS (Earning Per Share). It derives the highest and the lowest estimates based on Horizon Bancorp's historical volatility. Many public companies, such as Horizon Bancorp, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Horizon Bancorp Revenue Breakdown by Earning Segment

By analyzing Horizon Bancorp's earnings estimates, investors can diagnose different trends across Horizon Bancorp's analyst sentiment over time as well as compare current estimates against different timeframes. At present, Horizon Bancorp's Operating Profit Margin is projected to slightly decrease based on the last few years of reporting.
  
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horizon Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For information on how to trade Horizon Stock refer to our How to Trade Horizon Stock guide.

Horizon Bancorp Earnings Estimation Breakdown

The calculation of Horizon Bancorp's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Horizon Bancorp is estimated to be 0.4067 with the future projection ranging from a low of 0.4 to a high of 0.42. Please be aware that this consensus of annual earnings estimates for Horizon Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.65
0.40
Lowest
Expected EPS
0.4067
0.42
Highest

Horizon Bancorp Earnings Projection Consensus

Suppose the current estimates of Horizon Bancorp's value are higher than the current market price of the Horizon Bancorp stock. In this case, investors may conclude that Horizon Bancorp is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Horizon Bancorp's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2025Current EPS (TTM)
690.25%
0.6463
0.4067
0.8

Horizon Bancorp Earnings History

Earnings estimate consensus by Horizon Bancorp analysts from Wall Street is used by the market to judge Horizon Bancorp's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Horizon Bancorp's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Horizon Bancorp Quarterly Gross Profit

102.4 Million

At present, Horizon Bancorp's Retained Earnings Total Equity is projected to increase significantly based on the last few years of reporting. The current year's Price Earnings Ratio is expected to grow to 21.09, whereas Earning Assets are forecasted to decline to about 877.7 M. The current year's Net Income Applicable To Common Shares is expected to grow to about 112.8 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 25.8 M.
Hype
Prediction
LowEstimatedHigh
13.7115.5917.47
Details
Intrinsic
Valuation
LowRealHigh
14.0717.8519.73
Details
Naive
Forecast
LowNextHigh
13.6615.5317.41
Details
6 Analysts
Consensus
LowTargetHigh
17.9319.7021.87
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of Horizon assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Horizon Bancorp. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Horizon Bancorp's stock price in the short term.

Horizon Bancorp Earnings per Share Projection vs Actual

Actual Earning per Share of Horizon Bancorp refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Horizon Bancorp predict the company's earnings will be in the future. The higher the earnings per share of Horizon Bancorp, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Horizon Bancorp Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Horizon Bancorp, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Horizon Bancorp should always be considered in relation to other companies to make a more educated investment decision.

Horizon Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Horizon Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-01-22
2024-12-310.390.64630.256365 
2024-10-23
2024-09-300.370.410.0410 
2024-07-24
2024-06-300.310.320.01
2024-04-24
2024-03-310.310.320.01
2024-01-24
2023-12-310.310.330.02
2023-10-25
2023-09-300.360.370.01
2023-07-26
2023-06-300.370.430.0616 
2023-04-26
2023-03-310.40.420.02
2023-01-25
2022-12-310.510.48-0.03
2022-10-26
2022-09-300.60.55-0.05
2022-07-27
2022-06-300.520.570.05
2022-04-27
2022-03-310.470.540.0714 
2022-01-26
2021-12-310.530.530.0
2021-10-27
2021-09-300.440.520.0818 
2021-07-27
2021-06-300.440.50.0613 
2021-04-28
2021-03-310.40.460.0615 
2021-01-27
2020-12-310.40.570.1742 
2020-10-28
2020-09-300.360.460.127 
2020-07-29
2020-06-300.220.330.1150 
2020-04-29
2020-03-310.30.26-0.0413 
2020-01-29
2019-12-310.420.41-0.01
2019-10-23
2019-09-300.420.460.04
2019-07-24
2019-06-300.370.370.0
2019-04-24
2019-03-310.330.28-0.0515 
2019-01-29
2018-12-310.370.34-0.03
2018-10-29
2018-09-300.380.34-0.0410 
2018-07-25
2018-06-300.350.370.02
2018-04-25
2018-03-310.330.330.0
2018-01-24
2017-12-310.30.25-0.0516 
2017-10-25
2017-09-300.30.24-0.0620 
2017-07-27
2017-06-300.290.27-0.02
2017-04-25
2017-03-310.270.25-0.02
2017-01-25
2016-12-310.210.260.0523 
2016-10-26
2016-09-300.260.2-0.0623 
2016-07-27
2016-06-300.250.23-0.02
2016-04-25
2016-03-310.230.2-0.0313 
2016-01-25
2015-12-310.260.23-0.0311 
2015-10-23
2015-09-300.230.16-0.0730 
2015-07-23
2015-06-300.250.22-0.0312 
2015-04-22
2015-03-310.230.240.01
2015-01-22
2014-12-310.250.23-0.02
2014-10-22
2014-09-300.240.23-0.01
2014-07-23
2014-06-300.220.220.0
2014-04-21
2014-03-310.190.18-0.01
2014-01-22
2013-12-310.230.2-0.0313 
2013-10-17
2013-09-300.250.23-0.02
2013-07-18
2013-06-300.260.280.02
2013-04-17
2013-03-310.260.260.0
2013-01-23
2012-12-310.260.25-0.01
2012-10-17
2012-09-300.230.16-0.0730 
2012-07-18
2012-06-300.240.280.0416 
2012-04-18
2012-03-310.180.260.0844 
2012-01-18
2011-12-310.180.20.0211 
2011-10-20
2011-09-300.160.160.0
2011-07-20
2011-06-300.140.160.0214 
2011-04-20
2011-03-310.140.150.01
2011-01-19
2010-12-310.150.150.0
2010-10-20
2010-09-300.140.170.0321 
2010-07-19
2010-06-300.090.130.0444 
2010-04-22
2010-03-310.090.090.0
2010-01-21
2009-12-310.10.10.0
2009-10-23
2009-09-300.110.120.01
2009-07-22
2009-06-300.10.10.0
2009-04-24
2009-03-310.090.140.0555 
2009-01-23
2008-12-310.110.130.0218 
2008-10-23
2008-09-300.080.080.0
2008-07-21
2008-06-300.130.180.0538 
2008-04-18
2008-03-310.130.150.0215 
2008-01-25
2007-12-310.110.120.01
2007-11-01
2007-09-300.130.140.01
2007-08-03
2007-06-300.110.120.01
2007-04-19
2007-03-310.110.110.0
2007-01-18
2006-12-310.120.140.0216 
2006-10-26
2006-09-300.120.120.0
2006-07-27
2006-06-300.10.110.0110 
2006-04-25
2006-03-310.120.09-0.0325 
2006-01-24
2005-12-310.120.130.01
2004-01-23
2003-12-310.090.07-0.0222 
1996-11-27
1996-09-300.040.040.0
1996-05-09
1996-03-310.040.02-0.0250 

About Horizon Bancorp Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Horizon Bancorp earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Horizon Bancorp estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Horizon Bancorp fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings493.4 M518 M
Retained Earnings Total Equity493.8 M518.5 M
Earning Assets1.3 B877.7 M
Earnings Yield 0.05  0.05 
Price Earnings Ratio 20.08  21.09 
Price Earnings To Growth Ratio(0.37)(0.35)

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When determining whether Horizon Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Horizon Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Horizon Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Horizon Bancorp Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horizon Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For information on how to trade Horizon Stock refer to our How to Trade Horizon Stock guide.
You can also try the Volatility Analysis module to get historical volatility and risk analysis based on latest market data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horizon Bancorp. If investors know Horizon will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horizon Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.108
Earnings Share
0.8
Revenue Per Share
4.257
Quarterly Revenue Growth
0.12
Return On Assets
0.0045
The market value of Horizon Bancorp is measured differently than its book value, which is the value of Horizon that is recorded on the company's balance sheet. Investors also form their own opinion of Horizon Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Horizon Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horizon Bancorp's market value can be influenced by many factors that don't directly affect Horizon Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Horizon Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horizon Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horizon Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.