Citizens Northern Earnings Estimate

CZNC Stock  USD 20.21  0.42  2.12%   
The next projected EPS of Citizens Northern is estimated to be 0.46 with future projections ranging from a low of 0.46 to a high of 0.46. Citizens Northern's most recent 12-month trailing earnings per share (EPS TTM) is at 1.69. Please be aware that the consensus of earnings estimates for Citizens Northern Corp is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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Citizens Northern is projected to generate 0.46 in earnings per share on the 31st of March 2025. Citizens Northern earnings estimates show analyst consensus about projected Citizens Northern Corp EPS (Earning Per Share). It derives the highest and the lowest estimates based on Citizens Northern's historical volatility. Many public companies, such as Citizens Northern, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Citizens Northern Revenue Breakdown by Earning Segment

By analyzing Citizens Northern's earnings estimates, investors can diagnose different trends across Citizens Northern's analyst sentiment over time as well as compare current estimates against different timeframes. At present, Citizens Northern's Operating Profit Margin is projected to slightly decrease based on the last few years of reporting.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Northern Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.

Citizens Northern Earnings Estimation Breakdown

The calculation of Citizens Northern's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Citizens Northern is estimated to be 0.46 with the future projection ranging from a low of 0.46 to a high of 0.46. Please be aware that this consensus of annual earnings estimates for Citizens Northern Corp is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.53
0.46
Lowest
Expected EPS
0.46
0.46
Highest

Citizens Northern Earnings Projection Consensus

Suppose the current estimates of Citizens Northern's value are higher than the current market price of the Citizens Northern stock. In this case, investors may conclude that Citizens Northern is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Citizens Northern's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2025Current EPS (TTM)
283.24%
0.53
0.46
1.69

Citizens Northern Earnings per Share Projection vs Actual

Actual Earning per Share of Citizens Northern refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Citizens Northern Corp predict the company's earnings will be in the future. The higher the earnings per share of Citizens Northern, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Citizens Northern Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Citizens Northern, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Citizens Northern should always be considered in relation to other companies to make a more educated investment decision.

Citizens Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Citizens Northern's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-01-16
2024-12-310.440.530.0920 
2024-10-17
2024-09-300.450.41-0.04
2024-07-18
2024-06-300.390.40.01
2024-04-25
2024-03-310.340.350.01
2024-01-18
2023-12-310.390.28-0.1128 
2023-11-06
2023-09-300.40.50.125 
2023-07-20
2023-06-300.370.390.02
2023-04-20
2023-03-310.420.4-0.02
2023-01-26
2022-12-310.480.50.02
2022-10-20
2022-09-300.470.29-0.1838 
2022-08-05
2022-06-300.440.480.04
2022-04-21
2022-03-310.40.440.0410 
2022-02-22
2021-12-310.460.460.0
2021-10-21
2021-09-300.460.470.01
2021-07-22
2021-06-300.470.44-0.03
2021-04-22
2021-03-310.450.550.122 
2021-01-21
2020-12-310.420.510.0921 
2020-10-22
2020-09-300.360.50.1438 
2020-07-16
2020-06-300.310.450.1445 
2020-05-07
2020-03-310.350.31-0.0411 
2020-01-16
2019-12-310.420.420.0
2019-10-17
2019-09-300.440.4-0.04
2019-07-18
2019-06-300.430.460.03
2019-04-18
2019-03-310.430.41-0.02
2019-01-17
2018-12-310.420.460.04
2018-10-18
2018-09-300.430.42-0.01
2018-07-19
2018-06-300.390.420.03
2018-04-19
2018-03-310.290.360.0724 
2018-01-18
2017-12-310.330.340.01
2017-10-19
2017-09-300.340.32-0.02
2017-07-20
2017-06-300.330.340.01
2017-04-20
2017-03-310.270.280.01
2017-01-19
2016-12-310.330.350.02
2016-10-17
2016-09-300.340.340.0
2016-07-13
2016-06-300.330.32-0.01
2016-04-13
2016-03-310.290.290.0
2016-01-13
2015-12-310.350.33-0.02
2015-10-13
2015-09-300.360.35-0.01
2015-08-07
2015-06-300.340.360.02
2015-04-14
2015-03-310.310.310.0
2015-01-14
2014-12-310.350.350.0
2014-11-07
2014-09-300.330.340.01
2014-07-11
2014-06-300.360.33-0.03
2014-04-11
2014-03-310.360.34-0.02
2014-01-13
2013-12-310.40.34-0.0615 
2013-10-11
2013-09-300.410.38-0.03
2013-07-12
2013-06-300.410.4-0.01
2013-04-12
2013-03-310.430.38-0.0511 
2013-01-14
2012-12-310.480.480.0
2012-11-07
2012-09-300.450.450.0
2012-08-07
2012-06-300.460.460.0
2012-05-08
2012-03-310.460.460.0
2012-01-17
2011-12-310.430.50.0716 
2011-10-14
2011-09-300.430.490.0613 
2011-07-15
2011-06-300.410.470.0614 
2011-05-05
2011-03-310.450.450.0
2011-01-18
2010-12-310.40.40.0
2010-10-15
2010-09-300.340.340.0
2010-08-06
2010-06-300.370.370.0
2010-05-07
2010-03-310.390.34-0.0512 
2010-01-25
2009-12-31-0.060.420.48800 
2009-11-09
2009-09-30-0.29-3.17-2.88993 
2009-08-07
2009-06-30-0.09-1.01-0.921022 
2009-05-01
2009-03-310.17-0.82-0.99582 

About Citizens Northern Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Citizens Northern earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Citizens Northern estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Citizens Northern fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
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Last ReportedProjected for Next Year
Retained Earnings165.8 M103.5 M
Retained Earnings Total Equity174.5 M127.7 M
Earning Assets329.4 M315.3 M
Earnings Yield 0.09  0.06 
Price Earnings Ratio 10.94  11.10 
Price Earnings To Growth Ratio 1.23  1.29 

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When determining whether Citizens Northern Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Citizens Northern's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Citizens Northern Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Citizens Northern Corp Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Northern Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens Northern. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens Northern listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.9
Dividend Share
1.12
Earnings Share
1.69
Revenue Per Share
6.954
Quarterly Revenue Growth
0.174
The market value of Citizens Northern Corp is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens Northern's value that differs from its market value or its book value, called intrinsic value, which is Citizens Northern's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens Northern's market value can be influenced by many factors that don't directly affect Citizens Northern's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citizens Northern's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens Northern is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens Northern's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.