William Penn Valuation
| WMPN Stock | USD 10.62 0.20 1.85% |
At this time, the company appears to be undervalued. William Penn Bancorp maintains a prevalent Real Value of $12.57 per share. The last-minute price of the company is $10.62. Our model calculates the value of William Penn Bancorp from examining the company fundamentals such as Profit Margin of (0.05) %, current valuation of 108.39 M, and Return On Asset of -0.0013 as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting William Penn's valuation include:
Undervalued
Today
Please note that William Penn's price fluctuation is not too volatile at this time. Calculation of the real value of William Penn Bancorp is based on 3 months time horizon. Increasing William Penn's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since William Penn is currently traded on the exchange, buyers and sellers on that exchange determine the market value of William Stock. However, William Penn's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 10.62 | Real 12.57 | Target 14.0 | Hype 10.66 | Naive 10.82 |
The intrinsic value of William Penn's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence William Penn's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of William Penn Bancorp helps investors to forecast how William stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of William Penn more accurately as focusing exclusively on William Penn's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use William Penn's intrinsic value based on its ongoing forecasts of William Penn's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against William Penn's closest peers.
William Penn Cash |
|
William Valuation Trend
Knowing William Penn's actual value is paramount for traders when making sound investment determinations. Using both William Penn's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
William Penn Total Value Analysis
William Penn Bancorp is at this time projected to have valuation of 108.39 M with market capitalization of 99.26 M, debt of 56.55 M, and cash on hands of 19.72 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the William Penn fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
108.39 M | 99.26 M | 56.55 M | 19.72 M |
William Penn Investor Information
About 20.0% of the company outstanding shares are owned by insiders. The company has Price to Book (P/B) ratio of 0.79. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. William Penn Bancorp recorded a loss per share of 0.12. The entity last dividend was issued on the 27th of January 2025. The firm had 6517:2000 split on the 25th of March 2021. Based on the analysis of William Penn's profitability, liquidity, and operating efficiency, William Penn Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in April.William Penn Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of William suggests not a very effective usage of assets in March.William Penn Ownership Allocation
The market capitalization of William Penn Bancorp is $99.26 Million. William Penn Bancorp owns significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the company is less than the current market value, you may not be able generate positive returns on investment in the long run.William Penn Profitability Analysis
The company reported the previous year's revenue of 19.96 M. Net Income was 168 K with profit before overhead, payroll, taxes, and interest of 20.36 M.William Penn Past Distributions to stockholders
About William Penn Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of William Penn Bancorp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of William Penn Bancorp based exclusively on its fundamental and basic technical indicators. By analyzing William Penn's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of William Penn's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of William Penn. We calculate exposure to William Penn's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of William Penn's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 23 M | 12.7 M | |
| Pretax Profit Margin | (0.02) | (0.02) | |
| Operating Profit Margin | 0.11 | 0.12 | |
| Net Profit Margin | 0.01 | 0.01 |
A single share of William Penn represents a small ownership stake in the entity. As a stockholder of William, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
William Penn Dividends Analysis For Valuation
At this time, William Penn's Dividends Paid is very stable compared to the past year. As of the 22nd of March 2025, Dividend Payout Ratio is likely to grow to 6.53, while Dividend Yield is likely to drop 0.01. . At this time, William Penn's Retained Earnings Total Equity is very stable compared to the past year. As of the 22nd of March 2025, Price Earnings Ratio is likely to grow to 568.62, while Retained Earnings are likely to drop about 55.8 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 1.3 M | 1.6 M | |
| Dividend Yield | 0.01 | 0.01 | |
| Dividend Payout Ratio | 6.21 | 6.53 | |
| Dividend Paid And Capex Coverage Ratio | 0.28 | 0.27 |
There are various types of dividends William Penn can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of William shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from William Penn Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When William pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of William Penn by the value of the dividends paid out.
William Penn Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 9.1 M | |
| Quarterly Earnings Growth Y O Y | 0.631 |
William Penn Current Valuation Indicators
William Penn's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final William Penn's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as William Penn, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use William Penn's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes William Penn's worth.When determining whether William Penn Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of William Penn's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of William Penn Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on William Penn Bancorp Stock: Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in William Penn Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in american community survey. You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of William Penn. If investors know William will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about William Penn listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.631 | Dividend Share 0.12 | Earnings Share (0.12) | Revenue Per Share | Quarterly Revenue Growth 0.001 |
The market value of William Penn Bancorp is measured differently than its book value, which is the value of William that is recorded on the company's balance sheet. Investors also form their own opinion of William Penn's value that differs from its market value or its book value, called intrinsic value, which is William Penn's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because William Penn's market value can be influenced by many factors that don't directly affect William Penn's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between William Penn's value and its price as these two are different measures arrived at by different means. Investors typically determine if William Penn is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, William Penn's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.