Is William Penn Stock a Good Investment?
William Penn Investment Advice | WMPN |
- Examine William Penn's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research William Penn's leadership team and their track record. Good management can help William Penn navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact William Penn's business and its evolving consumer preferences.
- Compare William Penn's performance and market position to its competitors. Analyze how William Penn is positioned in terms of product offerings, innovation, and market share.
- Check if William Penn pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about William Penn's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in William Penn Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if William Penn Bancorp is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Average | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Sell | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine William Penn Stock
Researching William Penn's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 21.0% of the company outstanding shares are owned by insiders. The company has Price to Book (P/B) ratio of 0.89. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. William Penn Bancorp recorded a loss per share of 0.12. The entity last dividend was issued on the 27th of January 2025. The firm had 6517:2000 split on the 25th of March 2021.
To determine if William Penn is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding William Penn's research are outlined below:
| William Penn Bancorp generated a negative expected return over the last 90 days | |
| William Penn Bancorp has high likelihood to experience some financial distress in the next 2 years | |
| William Penn Bancorp has a poor financial position based on the latest SEC disclosures | |
| About 21.0% of the company outstanding shares are owned by insiders | |
| Latest headline from news.google.com: William Penn Bancorp, Inc. Announces Second-Step Conversion Offering Results and Expected Closing Date and Preliminary Quarterly Results of Operations - ACCESS Newswire |
William Penn Quarterly Cash And Short Term Investments |
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William Penn uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in William Penn Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to William Penn's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 17th of April 2024 Upcoming Quarterly Report | View | |
| 17th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 17th of July 2024 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 30th of June 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact William Penn's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises William Penn's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2023-07-19 | 2023-06-30 | 0.03 | 0.04 | 0.01 | 33 | ||
2023-04-19 | 2023-03-31 | 0.05 | 0.04 | -0.01 | 20 | ||
2022-10-19 | 2022-09-30 | 0.09 | 0.08 | -0.01 | 11 | ||
2022-07-20 | 2022-06-30 | 0.09 | 0.08 | -0.01 | 11 | ||
2021-10-21 | 2021-09-30 | 0.07 | 0.06 | -0.01 | 14 | ||
2023-10-18 | 2023-09-30 | 0.03 | 0.01 | -0.02 | 66 | ||
2022-01-19 | 2021-12-31 | 0.06 | 0.08 | 0.02 | 33 | ||
2024-10-16 | 2024-09-30 | -0.04 | -0.01 | 0.03 | 75 |
Know William Penn's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as William Penn is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading William Penn Bancorp backward and forwards among themselves. William Penn's institutional investor refers to the entity that pools money to purchase William Penn's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Dimensional Fund Advisors, Inc. | 2024-12-31 | 52.4 K | State Street Corp | 2024-12-31 | 43.5 K | Susquehanna International Group, Llp | 2024-12-31 | 38.6 K | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 34.9 K | Renaissance Technologies Corp | 2024-12-31 | 34.4 K | Advisor Group Holdings, Inc. | 2024-12-31 | 31.1 K | Springbok Capital Management, Llc | 2024-12-31 | 28 K | Qube Research & Technologies | 2024-12-31 | 27.9 K | Raymond James & Associates | 2024-09-30 | 26.2 K | Vanguard Group Inc | 2024-12-31 | 490.4 K | Alliancebernstein L.p. | 2024-12-31 | 420.6 K |
William Penn's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 110.59 M.Market Cap |
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William Penn's profitablity analysis
| Last Reported | Projected for Next Year |
Determining William Penn's profitability involves analyzing its financial statements and using various financial metrics to determine if William Penn is a good buy. For example, gross profit margin measures William Penn's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of William Penn's profitability and make more informed investment decisions.
Evaluate William Penn's management efficiency
As of the 1st of March 2025, Return On Tangible Assets is likely to drop to 0.0002. In addition to that, Return On Capital Employed is likely to drop to 0. At this time, William Penn's Non Currrent Assets Other are very stable compared to the past year. As of the 1st of March 2025, Non Current Assets Total is likely to grow to about 961 M, while Total Assets are likely to drop about 481.6 M. William Penn's management efficiency ratios could be used to measure how well William Penn manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 12.44 | 9.54 | |
| Tangible Book Value Per Share | 11.92 | 9.37 | |
| Enterprise Value Over EBITDA | 32.36 | 33.98 | |
| Price Book Value Ratio | 0.73 | 1.41 | |
| Enterprise Value Multiple | 32.36 | 33.98 | |
| Price Fair Value | 0.73 | 1.41 | |
| Enterprise Value | 173.8 M | 158.5 M |
Effective leadership at William Penn drives its competitive edge in the market. Our analysis focuses on how this translates to financial performance and stock value.
Basic technical analysis of William Stock
As of the 1st of March, William Penn maintains the Standard Deviation of 1.42, mean deviation of 1.05, and Market Risk Adjusted Performance of (0.14). Relative to fundamental indicators, the technical analysis model lets you check existing technical drivers of William Penn Bancorp, as well as the relationship between them.William Penn's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific William Penn insiders, such as employees or executives, is commonly permitted as long as it does not rely on William Penn's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases William Penn insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
William Penn's Outstanding Corporate Bonds
William Penn issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. William Penn Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most William bonds can be classified according to their maturity, which is the date when William Penn Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| US96926GAC78 Corp BondUS96926GAC78 | View | |
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| William Carter 5625 Corp BondUS96926JAC18 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View |
Understand William Penn's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing William Penn's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.05) | |||
| Market Risk Adjusted Performance | (0.14) | |||
| Mean Deviation | 1.05 | |||
| Coefficient Of Variation | (1,309) | |||
| Standard Deviation | 1.42 | |||
| Variance | 2.03 | |||
| Information Ratio | (0.07) | |||
| Jensen Alpha | (0.10) | |||
| Total Risk Alpha | (0.07) | |||
| Treynor Ratio | (0.15) | |||
| Maximum Drawdown | 6.45 | |||
| Value At Risk | (2.46) | |||
| Potential Upside | 2.08 | |||
| Skewness | (0.42) | |||
| Kurtosis | 0.5639 |
| Risk Adjusted Performance | (0.05) | |||
| Market Risk Adjusted Performance | (0.14) | |||
| Mean Deviation | 1.05 | |||
| Coefficient Of Variation | (1,309) | |||
| Standard Deviation | 1.42 | |||
| Variance | 2.03 | |||
| Information Ratio | (0.07) | |||
| Jensen Alpha | (0.10) | |||
| Total Risk Alpha | (0.07) | |||
| Treynor Ratio | (0.15) | |||
| Maximum Drawdown | 6.45 | |||
| Value At Risk | (2.46) | |||
| Potential Upside | 2.08 | |||
| Skewness | (0.42) | |||
| Kurtosis | 0.5639 |
Consider William Penn's intraday indicators
William Penn intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of William Penn stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
William Penn Corporate Filings
| 11th of February 2025 Other Reports | ViewVerify | |
10Q | 6th of February 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
F4 | 24th of January 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 15th of January 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
William Stock media impact
Far too much social signal, news, headlines, and media speculation about William Penn that are available to investors today. That information is available publicly through William media outlets and privately through word of mouth or via William internal channels. However, regardless of the origin, that massive amount of William data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of William Penn news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of William Penn relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to William Penn's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive William Penn alpha.
William Penn Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards William Penn can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
William Penn Bancorp Historical Investor Sentiment
Investor biases related to William Penn's public news can be used to forecast risks associated with an investment in William. The trend in average sentiment can be used to explain how an investor holding William can time the market purely based on public headlines and social activities around William Penn Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
William Penn's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for William Penn and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average William Penn news discussions. The higher the estimate score, the more favorable the investor's outlook on William Penn.
William Penn Corporate Management
| Alan Turner | EVP Officer | Profile | |
| Jonathan Logan | CFO VP | Profile | |
| Amy Hannigan | Ex COO | Profile | |
| Jeannine Cimino | Executive Officer | Profile | |
| Nicole Nielsen | SVP Officer | Profile |
Already Invested in William Penn Bancorp?
The danger of trading William Penn Bancorp is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of William Penn is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than William Penn. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile William Penn Bancorp is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether William Penn Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of William Penn's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of William Penn Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on William Penn Bancorp Stock: Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in William Penn Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in american community survey. You can also try the Companies Directory module to evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of William Penn. If investors know William will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about William Penn listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.631 | Dividend Share 0.12 | Earnings Share (0.12) | Revenue Per Share | Quarterly Revenue Growth 0.001 |
The market value of William Penn Bancorp is measured differently than its book value, which is the value of William that is recorded on the company's balance sheet. Investors also form their own opinion of William Penn's value that differs from its market value or its book value, called intrinsic value, which is William Penn's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because William Penn's market value can be influenced by many factors that don't directly affect William Penn's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between William Penn's value and its price, as these two are different measures arrived at by various means. Investors typically determine if William Penn is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, William Penn's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.