Western Alliance Valuation
| WAL Stock | USD 85.38 0.62 0.72% |
At this time, the company appears to be undervalued. Western Alliance Ban maintains a prevalent Real Value of $96.13 per share. The last-minute price of the company is $85.38. Our model calculates the value of Western Alliance Ban from examining the company fundamentals such as Profit Margin of 0.26 %, return on asset of 0.0104, and Current Valuation of 12.21 B as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Western Alliance's valuation include:
Undervalued
Today
Please note that Western Alliance's price fluctuation is very steady at this time. Calculation of the real value of Western Alliance Ban is based on 3 months time horizon. Increasing Western Alliance's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Western stock is determined by what a typical buyer is willing to pay for full or partial control of Western Alliance Bancorporation. Since Western Alliance is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Western Stock. However, Western Alliance's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 85.38 | Real 96.13 | Target 106.29 | Hype 85.38 | Naive 87.92 |
The intrinsic value of Western Alliance's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Western Alliance's stock price.
Estimating the potential upside or downside of Western Alliance Bancorporation helps investors to forecast how Western stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Western Alliance more accurately as focusing exclusively on Western Alliance's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Western Alliance's intrinsic value based on its ongoing forecasts of Western Alliance's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Western Alliance's closest peers.
Western Alliance Cash |
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Western Valuation Trend
Knowing Western Alliance's actual value is paramount for traders when making sound investment determinations. Using both Western Alliance's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Western Revenue by Product
Western Alliance Total Value Analysis
Western Alliance Bancorporation is at this time forecasted to have company total value of 12.21 B with market capitalization of 9.47 B, debt of 8.12 B, and cash on hands of 1.61 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Western Alliance fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
12.21 B | 9.47 B | 8.12 B | 1.61 B |
Western Alliance Investor Information
About 91.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.48. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Western Alliance Ban has Price/Earnings To Growth (PEG) ratio of 1.84. The entity recorded earning per share (EPS) of 7.09. The firm last dividend was issued on the 14th of February 2025. Based on the measurements of operating efficiency obtained from Western Alliance's historical financial statements, Western Alliance Bancorporation may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.68 | 0.47 |
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| Operating Income | 1 B | 995 M |
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Western Alliance Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Western Alliance has an asset utilization ratio of 3.0 percent. This suggests that the Company is making $0.03 for each dollar of assets. An increasing asset utilization means that Western Alliance Bancorporation is more efficient with each dollar of assets it utilizes for everyday operations.Western Alliance Ownership Allocation
Western Alliance Bancorporation retains a total of 110.07 Million outstanding shares. The majority of Western Alliance outstanding shares are owned by institutional investors. These institutions are usually referred to as non-private investors looking to purchase positions in Western Alliance Ban to benefit from reduced commissions. Consequently, other corporate entities are subject to a different set of regulations than regular investors in Western Alliance Bancorporation. Please pay attention to any change in the institutional holdings of Western Alliance Ban as this could imply that something significant has changed or is about to change at the company. Please note that on December 13, 2024, Representative Lance Gooden of US Congress acquired $50k to $100k worth of Western Alliance Ban's common stock.Western Alliance Profitability Analysis
The company reported the last year's revenue of 2.13 B. Total Income to common stockholders was 722.4 M with profit before taxes, overhead, and interest of 3.02 B.Western Alliance Past Distributions to stockholders
About Western Alliance Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Western Alliance Bancorporation. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Western Alliance Ban based exclusively on its fundamental and basic technical indicators. By analyzing Western Alliance's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Western Alliance's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Western Alliance. We calculate exposure to Western Alliance's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Western Alliance's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 2.9 B | 3.1 B | |
| Pretax Profit Margin | 0.50 | 0.52 | |
| Operating Profit Margin | 0.47 | 0.68 | |
| Net Profit Margin | 0.39 | 0.36 | |
| Gross Profit Margin | 1.08 | 0.83 |
A single share of Western Alliance represents a small ownership stake in the entity. As a stockholder of Western, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Western Alliance Dividends Analysis For Valuation
At this time, Western Alliance's Dividend Yield is quite stable compared to the past year. Dividend Payout Ratio is expected to rise to 0.22 this year, although the value of Dividends Paid is projected to rise to (187.4 M). . At this time, Western Alliance's Retained Earnings are quite stable compared to the past year. Retained Earnings Total Equity is expected to rise to about 4.4 B this year, although the value of Price Earnings To Growth Ratio is projected to rise to (0.26).
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -197.2 M | -187.4 M | |
| Dividend Yield | 0.02 | 0.02 | |
| Dividend Payout Ratio | 0.21 | 0.22 | |
| Dividend Paid And Capex Coverage Ratio | (1.03) | (0.98) |
There are various types of dividends Western Alliance can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Western shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Western Alliance Bancorporation directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Western pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Western Alliance by the value of the dividends paid out.
Western Alliance Growth Indicators
Investing in growth stocks can be very risky. If the company such as Western Alliance does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 108.5 M | |
| Quarterly Earnings Growth Y O Y | 0.464 | |
| Forward Price Earnings | 9.6805 |
Western Alliance Current Valuation Indicators
Western Alliance's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Western Alliance's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Western Alliance, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Western Alliance's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Western Alliance's worth.When determining whether Western Alliance Ban is a strong investment it is important to analyze Western Alliance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Western Alliance's future performance. For an informed investment choice regarding Western Stock, refer to the following important reports: Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Western Alliance Bancorporation. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation. You can also try the Share Portfolio module to track or share privately all of your investments from the convenience of any device.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Western Alliance. If investors know Western will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Western Alliance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.464 | Dividend Share 1.49 | Earnings Share 7.09 | Revenue Per Share | Quarterly Revenue Growth 0.157 |
The market value of Western Alliance Ban is measured differently than its book value, which is the value of Western that is recorded on the company's balance sheet. Investors also form their own opinion of Western Alliance's value that differs from its market value or its book value, called intrinsic value, which is Western Alliance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Western Alliance's market value can be influenced by many factors that don't directly affect Western Alliance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Western Alliance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Western Alliance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Western Alliance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.