US Bancorp Valuation
| USB Stock | USD 42.18 0.16 0.38% |
At this time, the company appears to be undervalued. US Bancorp owns a latest Real Value of $50.6 per share. The recent price of the company is $42.18. Our model measures the value of US Bancorp from analyzing the company fundamentals such as Current Valuation of 93.1 B, return on equity of 0.11, and Profit Margin of 0.25 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting US Bancorp's valuation include:
Undervalued
Today
Please note that US Bancorp's price fluctuation is very steady at this time. Calculation of the real value of US Bancorp is based on 3 months time horizon. Increasing US Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since US Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of USB Stock. However, US Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 42.18 | Real 50.6 | Target 57.14 | Hype 42.21 |
The real value of USB Stock, also known as its intrinsic value, is the underlying worth of US Bancorp Company, which is reflected in its stock price. It is based on US Bancorp's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of US Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of US Bancorp helps investors to forecast how USB stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of US Bancorp more accurately as focusing exclusively on US Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use US Bancorp's intrinsic value based on its ongoing forecasts of US Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against US Bancorp's closest peers. If more than one evaluation category is relevant for US Bancorp we suggest using both methods to arrive at a better estimate.
US Bancorp Cash |
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USB Valuation Trend
Comparing US Bancorp's enterprise value against its market capitalization is a good way to estimate the value of US Bancorp uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
USB Revenue by Product
US Bancorp Total Value Analysis
US Bancorp is at this time projected to have company total value of 93.1 B with market capitalization of 65.47 B, debt of 73.52 B, and cash on hands of 44.38 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the US Bancorp fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
93.1 B | 65.47 B | 73.52 B | 44.38 B |
US Bancorp Investor Information
About 82.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.26. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. US Bancorp has Price/Earnings To Growth (PEG) ratio of 1.01. The entity last dividend was issued on the 31st of March 2025. The firm had 3:1 split on the 16th of April 1999. Based on the analysis of US Bancorp's profitability, liquidity, and operating efficiency, US Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.27 | 0.2893 |
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| Total Cash From Operating Activities | 11.8 B | 11.3 B |
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| Operating Income | 6.5 B | 7.9 B |
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US Bancorp Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of USB suggests not a very effective usage of assets in March.US Bancorp Ownership Allocation
US Bancorp secures a total of 1.56 Billion outstanding shares. The majority of US Bancorp outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to take positions in US Bancorp to benefit from reduced commissions. Therefore, outside corporations are subject to a different set of regulations than regular investors in US Bancorp. Please pay attention to any change in the institutional holdings of US Bancorp as this could imply that something significant has changed or is about to change at the company. Please note that on December 17, 2024, Representative Neal P Dunn of US Congress acquired under $15k worth of US Bancorp's common stock.US Bancorp Profitability Analysis
The company reported the last year's revenue of 27.34 B. Total Income to common stockholders was 6.3 B with profit before taxes, overhead, and interest of 25.1 B.US Bancorp Past Distributions to stockholders
| 15th of January 2025 | ||
| 15th of October 2024 | ||
| 15th of July 2024 | ||
| 15th of April 2024 | ||
| 16th of January 2024 | ||
| 16th of October 2023 | ||
| 17th of July 2023 | ||
| 17th of April 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates US Bancorp's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in US Bancorp and how it compares across the competition.
About US Bancorp Valuation
The stock valuation mechanism determines US Bancorp's current worth on a weekly basis. Our valuation model uses a comparative analysis of US Bancorp. We calculate exposure to US Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of US Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 25.1 B | 14.3 B | |
| Pretax Profit Margin | 0.29 | 0.28 | |
| Operating Profit Margin | 0.29 | 0.27 | |
| Net Profit Margin | 0.23 | 0.20 | |
| Gross Profit Margin | 0.92 | 1.06 |
US Bancorp Quarterly Retained Earnings |
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A single share of US Bancorp represents a small ownership stake in the entity. As a stockholder of USB, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
US Bancorp Dividends Analysis For Valuation
The current year's Dividends Paid is expected to grow to about 3.6 B, whereas Dividend Yield is forecasted to decline to 0.02. . The current year's Retained Earnings is expected to grow to about 80.7 B, whereas Retained Earnings Total Equity is forecasted to decline to about 46.5 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 3.4 B | 3.6 B | |
| Dividend Yield | 0.05 | 0.02 | |
| Dividend Payout Ratio | 0.55 | 0.35 | |
| Dividend Paid And Capex Coverage Ratio | 3.27 | 1.78 |
There are various types of dividends US Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of USB shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from US Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When USB pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of US Bancorp by the value of the dividends paid out.
US Bancorp Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 1.6 B | |
| Quarterly Earnings Growth Y O Y | 1.092 | |
| Forward Price Earnings | 9.5694 |
US Bancorp Current Valuation Indicators
Valuation refers to the process of determining the present value of US Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value USB we look at many different elements of the entity such as USB's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as US Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use US Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes US Bancorp's worth.Complementary Tools for USB Stock analysis
When running US Bancorp's price analysis, check to measure US Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy US Bancorp is operating at the current time. Most of US Bancorp's value examination focuses on studying past and present price action to predict the probability of US Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move US Bancorp's price. Additionally, you may evaluate how the addition of US Bancorp to your portfolios can decrease your overall portfolio volatility.
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