United Bankshares Valuation
| UBSI Stock | USD 34.71 0.46 1.31% |
At this time, the company appears to be overvalued. United Bankshares has a current Real Value of $28.12 per share. The regular price of the company is $34.71. Our model measures the value of United Bankshares from inspecting the company fundamentals such as Operating Margin of 0.49 %, shares outstanding of 143.21 M, and Return On Equity of 0.0764 as well as reviewing its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that United Bankshares' price fluctuation is very steady at this time. Calculation of the real value of United Bankshares is based on 3 months time horizon. Increasing United Bankshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since United Bankshares is currently traded on the exchange, buyers and sellers on that exchange determine the market value of United Stock. However, United Bankshares' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 34.71 | Real 28.12 | Hype 34.71 | Naive 35.71 |
The intrinsic value of United Bankshares' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence United Bankshares' stock price.
Estimating the potential upside or downside of United Bankshares helps investors to forecast how United stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of United Bankshares more accurately as focusing exclusively on United Bankshares' fundamentals will not take into account other important factors: United Bankshares Total Value Analysis
United Bankshares is at this time projected to have valuation of 3.54 B with market capitalization of 5.04 B, debt of 86.77 M, and cash on hands of 1.72 B. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the United Bankshares fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
3.54 B | 5.04 B | 86.77 M | 1.72 B |
United Bankshares Investor Information
About 71.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.0. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. United Bankshares has Price/Earnings To Growth (PEG) ratio of 1.92. The entity last dividend was issued on the 14th of March 2025. The firm had 2:1 split on the 30th of March 1998. Based on the key indicators related to United Bankshares' liquidity, profitability, solvency, and operating efficiency, United Bankshares is not in a good financial situation at this time. It has a very high probability of going through financial hardship in April.United Bankshares Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. United Bankshares has an asset utilization ratio of 5.0 percent. This signifies that the Company is making $0.05 for each dollar of assets. An increasing asset utilization means that United Bankshares is more efficient with each dollar of assets it utilizes for everyday operations.United Bankshares Ownership Allocation
United Bankshares shows a total of 143.21 Million outstanding shares. The majority of United Bankshares outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in United Bankshares to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in United Bankshares. Please pay attention to any change in the institutional holdings of United Bankshares as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.United Bankshares Profitability Analysis
The company reported the previous year's revenue of 1.5 B. Net Income was 373 M with profit before overhead, payroll, taxes, and interest of 1.01 B.United Bankshares Past Distributions to stockholders
About United Bankshares Valuation
An absolute valuation paradigm, as applied to United Stock, attempts to find the value of United Bankshares based on its fundamental and basic technical indicators. By analyzing United Bankshares's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of United Bankshares's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of United Bankshares. We calculate exposure to United Bankshares's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of United Bankshares's related companies.United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia. United Bkshs operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2988 people.
A single share of United Bankshares represents a small ownership stake in the entity. As a stockholder of United, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
United Bankshares Dividends Analysis For Valuation
There are various types of dividends United Bankshares can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of United shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from United Bankshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When United pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of United Bankshares by the value of the dividends paid out.
United Bankshares Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 135.5 M | |
| Quarterly Earnings Growth Y O Y | 0.171 | |
| Forward Price Earnings | 13.5501 |
Complementary Tools for United Stock analysis
When running United Bankshares' price analysis, check to measure United Bankshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Bankshares is operating at the current time. Most of United Bankshares' value examination focuses on studying past and present price action to predict the probability of United Bankshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Bankshares' price. Additionally, you may evaluate how the addition of United Bankshares to your portfolios can decrease your overall portfolio volatility.
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