United Bankshares Stock Performance
| UBSI Stock | USD 34.38 0.33 0.95% |
The entity has a beta of 0.95, which indicates possible diversification benefits within a given portfolio. United Bankshares returns are very sensitive to returns on the market. As the market goes up or down, United Bankshares is expected to follow. At this point, United Bankshares has a negative expected return of -0.14%. Please make sure to validate United Bankshares' potential upside, as well as the relationship between the rate of daily change and period momentum indicator , to decide if United Bankshares performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days United Bankshares has generated negative risk-adjusted returns adding no value to investors with long positions. Despite latest unfluctuating performance, the Stock's basic indicators remain strong and the recent confusion on Wall Street may also be a sign of long-lasting gains for the firm traders. ...more
| United Bankshares dividend paid on 2nd of January 2025 | 01/02/2025 |
| Begin Period Cash Flow | 238.3 M | |
| Free Cash Flow | 216.6 M |
United |
United Bankshares Relative Risk vs. Return Landscape
If you would invest 3,753 in United Bankshares on December 22, 2024 and sell it today you would lose (315.00) from holding United Bankshares or give up 8.39% of portfolio value over 90 days. United Bankshares is currently does not generate positive expected returns and assumes 1.4094% risk (volatility on return distribution) over the 90 days horizon. In different words, 12% of stocks are less volatile than United, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
United Bankshares Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for United Bankshares' investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as United Bankshares, and traders can use it to determine the average amount a United Bankshares' price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0966
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | UBSI |
Estimated Market Risk
| 1.41 actual daily | 12 88% of assets are more volatile |
Expected Return
| -0.14 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.1 actual daily | 0 Most of other assets perform better |
Based on monthly moving average United Bankshares is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of United Bankshares by adding United Bankshares to a well-diversified portfolio.
United Bankshares Fundamentals Growth
United Stock prices reflect investors' perceptions of the future prospects and financial health of United Bankshares, and United Bankshares fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on United Stock performance.
| Return On Equity | 0.0764 | ||||
| Return On Asset | 0.0124 | ||||
| Profit Margin | 0.37 % | ||||
| Operating Margin | 0.49 % | ||||
| Current Valuation | 3.54 B | ||||
| Shares Outstanding | 143.21 M | ||||
| Price To Earning | 15.42 X | ||||
| Price To Book | 1.01 X | ||||
| Price To Sales | 4.92 X | ||||
| Revenue | 1.5 B | ||||
| EBITDA | 459.34 M | ||||
| Cash And Equivalents | 1.72 B | ||||
| Cash Per Share | 12.82 X | ||||
| Total Debt | 86.77 M | ||||
| Debt To Equity | 0.13 % | ||||
| Book Value Per Share | 36.98 X | ||||
| Cash Flow From Operations | 216.63 M | ||||
| Earnings Per Share | 2.75 X | ||||
| Total Asset | 30.02 B | ||||
| Retained Earnings | 1.92 B | ||||
About United Bankshares Performance
By evaluating United Bankshares' fundamental ratios, stakeholders can gain valuable insights into United Bankshares' financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if United Bankshares has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if United Bankshares has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia. United Bkshs operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2988 people.Things to note about United Bankshares performance evaluation
Checking the ongoing alerts about United Bankshares for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for United Bankshares help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| United Bankshares generated a negative expected return over the last 90 days | |
| About 71.0% of the company outstanding shares are owned by institutional investors |
- Analyzing United Bankshares' financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether United Bankshares' stock is overvalued or undervalued compared to its peers.
- Examining United Bankshares' industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating United Bankshares' management team can have a significant impact on its success or failure. Reviewing the track record and experience of United Bankshares' management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of United Bankshares' stock. These opinions can provide insight into United Bankshares' potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for United Stock analysis
When running United Bankshares' price analysis, check to measure United Bankshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Bankshares is operating at the current time. Most of United Bankshares' value examination focuses on studying past and present price action to predict the probability of United Bankshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Bankshares' price. Additionally, you may evaluate how the addition of United Bankshares to your portfolios can decrease your overall portfolio volatility.
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