Truist Financial Valuation
| TFC Stock | USD 45.15 0.19 0.42% |
At this time, the company appears to be undervalued. Truist Financial Corp has a current Real Value of $47.69 per share. The regular price of the company is $45.15. Our model measures the value of Truist Financial Corp from inspecting the company fundamentals such as Shares Outstanding of 1.32 B, return on equity of -7.0E-4, and Operating Margin of 0.37 % as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Truist Financial's valuation include:
Price Book 1.0328 | Enterprise Value | Price Sales 5.2301 | Forward PE 11.0619 | Enterprise Value Revenue 9.7705 |
Undervalued
Today
Please note that Truist Financial's price fluctuation is very steady at this time. Calculation of the real value of Truist Financial Corp is based on 3 months time horizon. Increasing Truist Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Truist Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Truist Stock. However, Truist Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 45.15 | Real 47.69 | Target 50.29 | Hype 45.31 | Naive 45.51 |
The real value of Truist Stock, also known as its intrinsic value, is the underlying worth of Truist Financial Corp Company, which is reflected in its stock price. It is based on Truist Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Truist Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Truist Financial Corp helps investors to forecast how Truist stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Truist Financial more accurately as focusing exclusively on Truist Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Truist Financial's intrinsic value based on its ongoing forecasts of Truist Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Truist Financial's closest peers. If more than one evaluation category is relevant for Truist Financial we suggest using both methods to arrive at a better estimate.
Truist Financial Cash |
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Truist Valuation Trend
Comparing Truist Financial's enterprise value against its market capitalization is a good way to estimate the value of Truist Financial Corp uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Truist Revenue by Product
Truist Financial Total Value Analysis
Truist Financial Corp is at this time forecasted to have company total value of 82.74 B with market capitalization of 59.66 B, debt of 64.16 B, and cash on hands of 30.66 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Truist Financial fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
82.74 B | 59.66 B | 64.16 B | 30.66 B |
Truist Financial Investor Information
About 78.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.03. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Truist Financial Corp has Price/Earnings To Growth (PEG) ratio of 1.94. The entity recorded a loss per share of 0.3. The firm last dividend was issued on the 14th of February 2025. Truist Financial had 2:1 split on the 4th of August 1998. Truist Financial Corp is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Total Cash From Operating Activities | 10.4 B | 9.9 B |
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Truist Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Truist indicates not a very effective usage of assets in February.Truist Financial Ownership Allocation
Truist Financial Corp shows a total of 1.32 Billion outstanding shares. The majority of Truist Financial Corp outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Truist Financial to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Truist Financial Corp. Please pay attention to any change in the institutional holdings of Truist Financial Corp as this could imply that something significant has changed or is about to change at the company. Please note that on December 6, 2024, Representative Ro Khanna of US Congress acquired under $15k worth of Truist Financial Corp's common stock.Truist Financial Profitability Analysis
The company reported the last year's revenue of 24.25 B. Reported Net Loss for the year was (1.09 B) with profit before taxes, overhead, and interest of 11.41 B.Truist Financial Past Distributions to stockholders
| 2nd of December 2024 | ||
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| 1st of December 2023 | ||
| 1st of September 2023 | ||
| 1st of June 2023 | ||
| 1st of March 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Truist Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Truist Financial and how it compares across the competition.
About Truist Financial Valuation
The stock valuation mechanism determines Truist Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of Truist Financial. We calculate exposure to Truist Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Truist Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 26.9 B | 28.2 B | |
| Pretax Profit Margin | (0.02) | (0.02) | |
| Operating Profit Margin | (0.02) | (0.02) | |
| Net Profit Margin | 0.20 | 0.23 |
Truist Financial Quarterly Retained Earnings |
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A single share of Truist Financial represents a small ownership stake in the entity. As a stockholder of Truist, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Truist Financial Dividends Analysis For Valuation
At present, Truist Financial's Dividend Yield is projected to increase slightly based on the last few years of reporting. . At present, Truist Financial's Earning Assets are projected to increase significantly based on the last few years of reporting. The current year's Price Earnings Ratio is expected to grow to 13.56, whereas Retained Earnings Total Equity is forecasted to decline to about 17.4 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 3.6 B | 3.8 B | |
| Dividend Yield | 0.06 | 0.06 | |
| Dividend Paid And Capex Coverage Ratio | 2.47 | 1.70 | |
| Dividend Payout Ratio | (3.30) | (3.14) |
There are various types of dividends Truist Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Truist shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Truist Financial Corp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Truist pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Truist Financial by the value of the dividends paid out.
Truist Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 1.3 B | |
| Quarterly Earnings Growth Y O Y | 0.239 | |
| Forward Price Earnings | 11.0619 |
Truist Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of Truist Financial Corp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Truist we look at many different elements of the entity such as Truist's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Truist Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Truist Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Truist Financial's worth.Complementary Tools for Truist Stock analysis
When running Truist Financial's price analysis, check to measure Truist Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Truist Financial is operating at the current time. Most of Truist Financial's value examination focuses on studying past and present price action to predict the probability of Truist Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Truist Financial's price. Additionally, you may evaluate how the addition of Truist Financial to your portfolios can decrease your overall portfolio volatility.
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