Truist Financial Financials
| TFC Stock | USD 45.15 0.19 0.42% |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Debt Equity Ratio | 1.89 | 1.0076 |
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| Current Ratio | 0.36 | 0.3473 |
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The essential information of the day-to-day investment outlook for Truist Financial includes many different criteria found on its balance sheet. An individual investor should monitor Truist Financial's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Truist Financial.
Net Income |
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Truist | Select Account or Indicator |
Please note, the presentation of Truist Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Truist Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Truist Financial's management manipulating its earnings.
Truist Financial Stock Summary
Truist Financial competes with PNC Financial, KeyCorp, Western Alliance, Zions Bancorporation, and US Bancorp. Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina. Truist Financial operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 52648 people.Specialization | Financial Services, Banks - Regional |
| Instrument | USA Stock View All |
| Exchange | New York Stock Exchange |
| ISIN | US89832Q1094 |
| CUSIP | 89832Q109 054937107 843444100 |
| Location | North Carolina; U.S.A |
| Business Address | 214 North Tryon |
| Sector | Banks |
| Industry | Financials |
| Benchmark | Dow Jones Industrial |
| Website | www.truist.com |
| Phone | 336 733 2000 |
| Currency | USD - US Dollar |
Truist Financial Key Financial Ratios
| Return On Equity | -7.0E-4 | ||||
| Profit Margin | 0.42 % | ||||
| Operating Margin | 0.37 % | ||||
| Price To Sales | 5.23 X | ||||
| Revenue | 24.25 B |
Truist Financial Key Balance Sheet Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Total Assets | 509.2B | 541.2B | 555.3B | 535.3B | 531.2B | 557.7B | |
| Other Current Liab | (4.4B) | 416.5B | 413.5B | 395.9B | 107.5B | 81.1B | |
| Net Debt | 26.8B | 20.6B | 43.7B | 31.5B | 64.2B | 67.4B | |
| Retained Earnings | 19.5B | 23.0B | 26.3B | 22.1B | 23.8B | 25.0B | |
| Cash | 18.9B | 20.3B | 21.4B | 30.6B | 35.2B | 37.0B | |
| Other Assets | 206.3B | 162.6B | 499.5B | 483.7B | 556.3B | 584.1B | |
| Total Liab | 438.3B | 472.0B | 494.7B | 476.1B | 467.5B | 490.9B | |
| Total Current Assets | 144.9B | 34.4B | 37.3B | 47.5B | 47.5B | 74.3B | |
| Short Term Debt | 4.4B | 5.0B | 21.9B | 23.2B | 29.2B | 30.7B | |
| Common Stock | 6.7B | 6.6B | 6.6B | 6.7B | 6.6B | 4.3B | |
| Good Will | 24.4B | 26.1B | 27.0B | 20.9B | 17.1B | 12.3B | |
| Other Current Assets | 34.2B | 1.2B | 1.2B | 1.1B | 47.5B | 60.6B | |
| Intangible Assets | 5.0B | 6.0B | 7.4B | 6.5B | 1.6B | 2.8B | |
| Accounts Payable | 334.7B | 381.1B | 416.5B | 413.5B | 475.5B | 499.3B | |
| Net Receivables | 5.2B | 10.3B | 11.8B | 13.0B | 14.9B | 15.7B | |
| Inventory | (34.2B) | (39.9B) | (11.8B) | (7.9B) | (7.1B) | (7.5B) | |
| Net Tangible Assets | 34.0B | 35.3B | 33.1B | 23.2B | 26.6B | 22.9B | |
| Long Term Debt | 39.6B | 35.9B | 43.2B | 38.9B | 44.8B | 32.6B | |
| Long Term Debt Total | 41.3B | 39.6B | 35.9B | 43.2B | 49.7B | 31.7B | |
| Capital Surpluse | 35.6B | 35.8B | 34.6B | 34.5B | 39.7B | 41.7B |
Truist Financial Key Income Statement Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Operating Income | 7.1B | 8.0B | 7.7B | (185M) | (481M) | (457.0M) | |
| Ebit | (3.6B) | 8.0B | 7.7B | (185M) | (212.8M) | (202.1M) | |
| Ebitda | (2.0B) | 9.4B | 9.0B | 1.0B | (481M) | (457.0M) | |
| Net Income | 4.5B | 6.4B | 6.3B | (1.1B) | 4.8B | 5.1B | |
| Income Tax Expense | 981M | 1.6B | 1.4B | 862M | (556M) | (528.2M) | |
| Total Revenue | 20.4B | 22.3B | 23.0B | 23.4B | 24.3B | 25.5B | |
| Gross Profit | 20.4B | 22.3B | 23.0B | 23.4B | 26.9B | 28.2B | |
| Income Before Tax | 5.5B | 8.0B | 7.7B | (185M) | (601M) | (571.0M) | |
| Minority Interest | 10M | 3M | (7M) | (44M) | (39.6M) | (37.6M) | |
| Tax Provision | 981M | 1.6B | 1.4B | 862M | 991.3M | 1.1B | |
| Net Interest Income | 13.8B | 13.0B | 14.3B | 14.6B | 16.8B | 10.8B | |
| Interest Income | 15.5B | 13.8B | 16.6B | 24.5B | 28.1B | 14.1B |
Truist Financial Key Cash Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Change In Cash | (197M) | 1.4B | 1.1B | 9.2B | 10.6B | 11.1B | |
| Free Cash Flow | 6.6B | 7.5B | 10.5B | 8.6B | 9.9B | 10.4B | |
| Depreciation | 1.6B | 1.4B | 1.4B | 1.4B | 1.6B | 1.7B | |
| Other Non Cash Items | (852M) | (584M) | (1.5B) | 8.1B | 9.3B | 9.7B | |
| Dividends Paid | 2.7B | 2.9B | 3.0B | 3.1B | 3.6B | 3.8B | |
| Capital Expenditures | 815M | 442M | 564M | 17M | 19.6M | 18.6M | |
| Net Income | 4.5B | 6.4B | 6.3B | (1.1B) | (1.3B) | (1.2B) | |
| End Period Cash Flow | 18.9B | 20.3B | 21.4B | 30.6B | 35.2B | 37.0B | |
| Investments | (39.7B) | (29.0B) | (30.0B) | 22.9B | 20.6B | 21.6B | |
| Net Borrowings | 6.3B | (13.8B) | (4.0B) | 26.5B | 30.5B | 32.0B | |
| Change To Netincome | 615M | 1.3B | 1.6B | (1.5B) | (1.4B) | (1.3B) |
Truist Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Truist Financial's current stock value. Our valuation model uses many indicators to compare Truist Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Truist Financial competition to find correlations between indicators driving Truist Financial's intrinsic value. More Info.Truist Financial Corp is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers . At present, Truist Financial's Return On Equity is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Truist Financial's earnings, one of the primary drivers of an investment's value.Truist Financial Corp Systematic Risk
Truist Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Truist Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourteen with a total number of output elements of fourty-seven. The Beta measures systematic risk based on how returns on Truist Financial Corp correlated with the market. If Beta is less than 0 Truist Financial generally moves in the opposite direction as compared to the market. If Truist Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Truist Financial Corp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Truist Financial is generally in the same direction as the market. If Beta > 1 Truist Financial moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Truist Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Truist Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Truist Financial growth as a starting point in their analysis.
Price Earnings To Growth Ratio |
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Truist Financial February 25, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Truist Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Truist Financial Corp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Truist Financial Corp based on widely used predictive technical indicators. In general, we focus on analyzing Truist Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Truist Financial's daily price indicators and compare them against related drivers.
| Information Ratio | (0.01) | |||
| Maximum Drawdown | 8.06 | |||
| Value At Risk | (2.03) | |||
| Potential Upside | 2.06 |
Complementary Tools for Truist Stock analysis
When running Truist Financial's price analysis, check to measure Truist Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Truist Financial is operating at the current time. Most of Truist Financial's value examination focuses on studying past and present price action to predict the probability of Truist Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Truist Financial's price. Additionally, you may evaluate how the addition of Truist Financial to your portfolios can decrease your overall portfolio volatility.
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