Summit Bancshares Valuation
| SMAL Stock | USD 45.60 0.44 0.97% |
At this time, the company appears to be fairly valued. Summit Bancshares has a current Real Value of $47.02 per share. The regular price of the company is $45.6. Our model measures the value of Summit Bancshares from inspecting the company fundamentals such as Shares Outstanding of 1.3 M, operating margin of 0.47 %, and Return On Equity of 0.12 as well as reviewing its technical indicators and probability of bankruptcy.
Fairly Valued
Today
Please note that Summit Bancshares' price fluctuation is very steady at this time. Calculation of the real value of Summit Bancshares is based on 3 months time horizon. Increasing Summit Bancshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Summit pink sheet is determined by what a typical buyer is willing to pay for full or partial control of Summit Bancshares. Since Summit Bancshares is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Summit Pink Sheet. However, Summit Bancshares' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 45.6 | Real 47.02 | Hype 45.6 | Naive 43.82 |
The intrinsic value of Summit Bancshares' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Summit Bancshares' stock price.
Estimating the potential upside or downside of Summit Bancshares helps investors to forecast how Summit pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Summit Bancshares more accurately as focusing exclusively on Summit Bancshares' fundamentals will not take into account other important factors: Summit Bancshares Total Value Analysis
Summit Bancshares is at this time forecasted to have valuation of 9.56 M with market capitalization of 50.71 M, debt of 0, and cash on hands of 41.29 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Summit Bancshares fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
9.56 M | 50.71 M | 0 | 41.29 M |
Summit Bancshares Investor Information
The company last dividend was issued on the 21st of February 2023. Summit Bancshares had 4:1 split on the 16th of July 2001. Based on the key indicators related to Summit Bancshares' liquidity, profitability, solvency, and operating efficiency, Summit Bancshares is not in a good financial situation at this time. It has a very high probability of going through financial hardship in April.Summit Bancshares Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Summit Bancshares has an asset utilization ratio of 4.89 percent. This suggests that the Company is making $0.0489 for each dollar of assets. An increasing asset utilization means that Summit Bancshares is more efficient with each dollar of assets it utilizes for everyday operations.Summit Bancshares Ownership Allocation
The market capitalization of Summit Bancshares is $50.71 Million. About 97.06 % of Summit Bancshares outstanding shares are held by general public with 2.94 % by institutional holders. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the company is less than the current market value, you may not be able generate positive returns on investment in the long run.Summit Bancshares Profitability Analysis
The company reported the previous year's revenue of 10.67 M. Net Income was 2.92 M with profit before overhead, payroll, taxes, and interest of 10.67 M.About Summit Bancshares Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Summit Bancshares. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Summit Bancshares based exclusively on its fundamental and basic technical indicators. By analyzing Summit Bancshares's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Summit Bancshares's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Summit Bancshares. We calculate exposure to Summit Bancshares's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Summit Bancshares's related companies.Summit Bancshares, Inc., through its subsidiary, Summit Bank, provides commercial credit and other banking services in California. Summit Bancshares, Inc. was founded in 1982 and is based in Oakland, California. Summit Bancshares is traded on OTC Exchange in the United States.
8 Steps to conduct Summit Bancshares' Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Summit Bancshares' potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Summit Bancshares' valuation analysis, follow these 8 steps:- Gather financial information: Obtain Summit Bancshares' financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Summit Bancshares' revenue streams: Identify Summit Bancshares' primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Summit Bancshares' industry and market trends, including the size of the market, growth rate, and competition.
- Establish Summit Bancshares' growth potential: Evaluate Summit Bancshares' management, business model, and growth potential.
- Determine Summit Bancshares' financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Summit Bancshares' estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Summit Bancshares Growth Indicators
Investing in growth stocks can be very risky. If the company such as Summit Bancshares does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Quarterly Earnings Growth Y O Y | 0.081 | |
| Retained Earnings | 22.1 M |
Other Information on Investing in Summit Pink Sheet
Summit Bancshares financial ratios help investors to determine whether Summit Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Summit with respect to the benefits of owning Summit Bancshares security.