Shore Bancshares Valuation
| SHBI Stock | USD 13.88 0.06 0.43% |
At this time, the company appears to be undervalued. Shore Bancshares has a current Real Value of $16.7 per share. The regular price of the company is $13.88. Our model measures the value of Shore Bancshares from inspecting the company fundamentals such as Return On Equity of 0.0834, shares outstanding of 33.35 M, and Operating Margin of 0.41 % as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Shore Bancshares' valuation include:
Undervalued
Today
Please note that Shore Bancshares' price fluctuation is very steady at this time. Calculation of the real value of Shore Bancshares is based on 3 months time horizon. Increasing Shore Bancshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Shore Bancshares is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Shore Stock. However, Shore Bancshares' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 13.88 | Real 16.7 | Target 19.0 | Hype 13.89 | Naive 14.72 |
The intrinsic value of Shore Bancshares' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Shore Bancshares' stock price.
Estimating the potential upside or downside of Shore Bancshares helps investors to forecast how Shore stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Shore Bancshares more accurately as focusing exclusively on Shore Bancshares' fundamentals will not take into account other important factors: When choosing an evaluation method for Shore Bancshares, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
Shore Bancshares Cash |
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Shore Valuation Trend
Shore Bancshares' real value analysis enables investors to forecast the earnings more efficiently. Using both Shore Bancshares' enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing decisions.
Shore Bancshares Total Value Analysis
Shore Bancshares is at this time forecasted to have valuation of 140.39 M with market capitalization of 464.93 M, debt of 11.84 M, and cash on hands of 403.58 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Shore Bancshares fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
140.39 M | 464.93 M | 11.84 M | 403.58 M |
Shore Bancshares Investor Information
About 60.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.85. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Shore Bancshares has Price/Earnings To Growth (PEG) ratio of 1.78. The entity last dividend was issued on the 13th of February 2025. The firm had 3:2 split on the 6th of June 2006. Based on the key indicators related to Shore Bancshares' liquidity, profitability, solvency, and operating efficiency, Shore Bancshares may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.Shore Bancshares Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Shore signifies not a very effective usage of assets in March.Shore Bancshares Ownership Allocation
Shore Bancshares shows a total of 33.35 Million outstanding shares. Over half of Shore Bancshares' outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.Shore Bancshares Profitability Analysis
The company reported the previous year's revenue of 295.34 M. Net Income was 43.89 M with profit before overhead, payroll, taxes, and interest of 196.96 M.Shore Bancshares Past Distributions to stockholders
About Shore Bancshares Valuation
An absolute valuation paradigm, as applied to Shore Stock, attempts to find the value of Shore Bancshares based on its fundamental and basic technical indicators. By analyzing Shore Bancshares's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Shore Bancshares's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Shore Bancshares. We calculate exposure to Shore Bancshares's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Shore Bancshares's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 295.3 M | 310.1 M | |
| Pretax Profit Margin | 0.20 | 0.19 | |
| Operating Profit Margin | 1.13 | 1.68 | |
| Net Profit Margin | 0.15 | 0.14 | |
| Gross Profit Margin | 0.99 | 1.06 |
Shore Bancshares Quarterly Retained Earnings |
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A single share of Shore Bancshares represents a small ownership stake in the entity. As a stockholder of Shore, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Shore Bancshares Dividends Analysis For Valuation
As of now, Shore Bancshares' Dividends Paid is increasing as compared to previous years. The Shore Bancshares' current Dividend Yield is estimated to increase to 0.03, while Dividend Payout Ratio is projected to decrease to 0.31. . The Shore Bancshares' current Price Earnings To Growth Ratio is estimated to increase to 0.06, while Retained Earnings are projected to decrease to under 98.1 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 16 M | 16.8 M | |
| Dividend Yield | 0.03 | 0.03 | |
| Dividend Payout Ratio | 0.36 | 0.31 | |
| Dividend Paid And Capex Coverage Ratio | 2.21 | 3.71 |
There are various types of dividends Shore Bancshares can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Shore shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Shore Bancshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Shore pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Shore Bancshares by the value of the dividends paid out.
Shore Bancshares Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 33.3 M | |
| Quarterly Earnings Growth Y O Y | 0.273 | |
| Forward Price Earnings | 9.6712 |
Shore Bancshares Current Valuation Indicators
Valuation refers to the process of determining the present value of Shore Bancshares and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Shore we look at many different elements of the entity such as Shore's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Shore Bancshares, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Shore Bancshares' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Shore Bancshares' worth.Complementary Tools for Shore Stock analysis
When running Shore Bancshares' price analysis, check to measure Shore Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Shore Bancshares is operating at the current time. Most of Shore Bancshares' value examination focuses on studying past and present price action to predict the probability of Shore Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Shore Bancshares' price. Additionally, you may evaluate how the addition of Shore Bancshares to your portfolios can decrease your overall portfolio volatility.
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