At this time, the company appears to be overvalued. ServisFirst Bancshares has a current Real Value of $76.06 per share. The regular price of the company is $81.78. Our model measures the value of ServisFirst Bancshares from inspecting the company fundamentals such as Operating Margin of 0.67 %, return on equity of 0.15, and Shares Outstanding of 54.58 M as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting ServisFirst Bancshares' valuation include:
Price Book
2.7617
Enterprise Value
4.2 B
Price Sales
9.7306
Forward PE
22.5734
Trailing PE
19.6587
Overvalued
Today 81.78
Please note that ServisFirst Bancshares' price fluctuation is very steady at this time. Calculation of the real value of ServisFirst Bancshares is based on 3 months time horizon. Increasing ServisFirst Bancshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the ServisFirst stock is determined by what a typical buyer is willing to pay for full or partial control of ServisFirst Bancshares. Since ServisFirst Bancshares is currently traded on the exchange, buyers and sellers on that exchange determine the market value of ServisFirst Stock. However, ServisFirst Bancshares' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical
Market 81.78
Real 76.06
Target 97.0
Hype 81.78
Naive 81.56
The intrinsic value of ServisFirst Bancshares' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence ServisFirst Bancshares' stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of ServisFirst Bancshares helps investors to forecast how ServisFirst stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of ServisFirst Bancshares more accurately as focusing exclusively on ServisFirst Bancshares' fundamentals will not take into account other important factors:
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use ServisFirst Bancshares' intrinsic value based on its ongoing forecasts of ServisFirst Bancshares' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against ServisFirst Bancshares' closest peers.
ServisFirst Bancshares Cash
2.49 Billion
ServisFirst Valuation Trend
ServisFirst Bancshares' real value is important for investors to make better decisions and a more accurate overall view of ServisFirst Bancshares' financial worth over time. Using both ServisFirst Bancshares' enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
ServisFirst Revenue by Product
ServisFirst Bancshares Total Value Analysis
ServisFirst Bancshares is at this time forecasted to have valuation of 4.17 B with market capitalization of 4.46 B, debt of 64.74 M, and cash on hands of 349.47 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the ServisFirst Bancshares fundamentals before making equity appraisal based on enterprise value of the company
About 75.0% of the company shares are owned by institutional investors. The book value of ServisFirst Bancshares was at this time reported as 29.62. The company last dividend was issued on the 1st of April 2025. ServisFirst Bancshares had 2:1 split on the 21st of December 2016. Based on the key indicators related to ServisFirst Bancshares' liquidity, profitability, solvency, and operating efficiency, ServisFirst Bancshares is not in a good financial situation at this time. It has a very high probability of going through financial hardship in April.
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. ServisFirst Bancshares has an asset utilization ratio of 2.75 percent. This implies that the Company is making $0.0275 for each dollar of assets. An increasing asset utilization means that ServisFirst Bancshares is more efficient with each dollar of assets it utilizes for everyday operations.
Housing Crash
Credit Downgrade
Yuan Drop
Covid
ServisFirst Bancshares Ownership Allocation
ServisFirst Bancshares shows a total of 54.58 Million outstanding shares. The majority of ServisFirst Bancshares outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in ServisFirst Bancshares to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in ServisFirst Bancshares. Please pay attention to any change in the institutional holdings of ServisFirst Bancshares as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
ServisFirst Bancshares Profitability Analysis
The company reported the previous year's revenue of 477.66 M. Net Income was 227.24 M with profit before overhead, payroll, taxes, and interest of 458.73 M.
ServisFirst Bancshares Past Distributions to stockholders
The stock valuation mechanism determines ServisFirst Bancshares' current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of ServisFirst Bancshares based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of ServisFirst Bancshares. We calculate exposure to ServisFirst Bancshares's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of ServisFirst Bancshares's related companies.
ServisFirst Bancshares' stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether ServisFirst Bancshares' value is low or high relative to the company's performance and growth projections. Determining the market value of ServisFirst Bancshares can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of ServisFirst Bancshares represents a small ownership stake in the entity. As a stockholder of ServisFirst, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
ServisFirst Bancshares Dividends Analysis For Valuation
There are various types of dividends ServisFirst Bancshares can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of ServisFirst shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from ServisFirst Bancshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When ServisFirst pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of ServisFirst Bancshares by the value of the dividends paid out.
ServisFirst Bancshares Growth Indicators
Investing in growth stocks can be very risky. If the company such as ServisFirst Bancshares does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding
54.6 M
Quarterly Earnings Growth Y O Y
0.544
Forward Price Earnings
22.5734
ServisFirst Bancshares Current Valuation Indicators
ServisFirst Bancshares' valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final ServisFirst Bancshares' valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as ServisFirst Bancshares, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use ServisFirst Bancshares' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes ServisFirst Bancshares' worth.
Additional Tools for ServisFirst Stock Analysis
When running ServisFirst Bancshares' price analysis, check to measure ServisFirst Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ServisFirst Bancshares is operating at the current time. Most of ServisFirst Bancshares' value examination focuses on studying past and present price action to predict the probability of ServisFirst Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ServisFirst Bancshares' price. Additionally, you may evaluate how the addition of ServisFirst Bancshares to your portfolios can decrease your overall portfolio volatility.