Riverview Bancorp Valuation
| RVSB Stock | USD 5.14 0.05 0.96% |
At this time, the company appears to be fairly valued. Riverview Bancorp holds a recent Real Value of $5.32 per share. The prevailing price of the company is $5.14. Our model determines the value of Riverview Bancorp from analyzing the company fundamentals such as Operating Margin of 0.14 %, shares outstanding of 20.98 M, and Return On Equity of 0.005 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Riverview Bancorp's valuation include:
Price Book 0.6812 | Enterprise Value | Price Sales 2.3114 | Trailing PE 128.5 | Enterprise Value Revenue 4.732 |
Fairly Valued
Today
Please note that Riverview Bancorp's price fluctuation is not too volatile at this time. Calculation of the real value of Riverview Bancorp is based on 3 months time horizon. Increasing Riverview Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Riverview Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Riverview Stock. However, Riverview Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 5.14 | Real 5.32 | Target 5.25 | Hype 5.14 | Naive 5.03 |
The real value of Riverview Stock, also known as its intrinsic value, is the underlying worth of Riverview Bancorp Company, which is reflected in its stock price. It is based on Riverview Bancorp's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Riverview Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Riverview Bancorp helps investors to forecast how Riverview stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Riverview Bancorp more accurately as focusing exclusively on Riverview Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Riverview Bancorp's intrinsic value based on its ongoing forecasts of Riverview Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Riverview Bancorp's closest peers. If more than one evaluation category is relevant for Riverview Bancorp we suggest using both methods to arrive at a better estimate.
Riverview Bancorp Cash |
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Riverview Valuation Trend
Comparing Riverview Bancorp's enterprise value against its market capitalization is a good way to estimate the value of Riverview Bancorp uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Riverview Revenue by Product
Riverview Bancorp Total Value Analysis
Riverview Bancorp is at this time projected to have valuation of 200.9 M with market capitalization of 107.82 M, debt of 117.48 M, and cash on hands of 142.08 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Riverview Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
200.9 M | 107.82 M | 117.48 M | 142.08 M |
Riverview Bancorp Investor Information
About 68.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.68. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Riverview Bancorp has Price/Earnings To Growth (PEG) ratio of 1.41. The entity last dividend was issued on the 2nd of January 2025. The firm had 2:1 split on the 25th of August 2006. Based on the analysis of Riverview Bancorp's profitability, liquidity, and operating efficiency, Riverview Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Total Cash From Operating Activities | 13.1 M | 14.7 M |
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Riverview Bancorp Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Riverview suggests not a very effective usage of assets in February.Riverview Bancorp Ownership Allocation
Riverview Bancorp owns a total of 20.98 Million outstanding shares. Over half of Riverview Bancorp's outstanding shares are owned by third-party entities. These third-party entities are typically referred to as corporate investors that secure positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.Riverview Bancorp Profitability Analysis
The company reported the previous year's revenue of 48.33 M. Net Income was 3.8 M with profit before overhead, payroll, taxes, and interest of 46.65 M.Riverview Bancorp Past Distributions to stockholders
| 18th of October 2024 | ||
| 22nd of July 2024 | ||
| 22nd of April 2024 | ||
| 16th of January 2024 | ||
| 23rd of October 2023 | ||
| 24th of July 2023 | ||
| 20th of April 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Riverview Bancorp's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Riverview Bancorp and how it compares across the competition.
About Riverview Bancorp Valuation
The stock valuation mechanism determines Riverview Bancorp's current worth on a weekly basis. Our valuation model uses a comparative analysis of Riverview Bancorp. We calculate exposure to Riverview Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Riverview Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 55.6 M | 42.9 M | |
| Pretax Profit Margin | 0.11 | 0.10 | |
| Operating Profit Margin | 0.11 | 0.10 | |
| Net Profit Margin | 0.09 | 0.09 |
Riverview Bancorp Quarterly Retained Earnings |
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A single share of Riverview Bancorp represents a small ownership stake in the entity. As a stockholder of Riverview, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Riverview Bancorp Dividends Analysis For Valuation
At present, Riverview Bancorp's Dividends Paid is projected to increase significantly based on the last few years of reporting. The current year's Dividend Payout Ratio is expected to grow to 1.26, whereas Dividend Yield is forecasted to decline to 0.02. . At present, Riverview Bancorp's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Retained Earnings Total Equity is expected to grow to about 142.3 M, whereas Earnings Yield is forecasted to decline to 0.03.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 5.8 M | 6.1 M | |
| Dividend Yield | 0.05 | 0.02 | |
| Dividend Payout Ratio | 1.20 | 1.26 | |
| Dividend Paid And Capex Coverage Ratio | 1.07 | 1.02 |
There are various types of dividends Riverview Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Riverview shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Riverview Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Riverview pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Riverview Bancorp by the value of the dividends paid out.
Riverview Bancorp Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 21.1 M | |
| Quarterly Earnings Growth Y O Y | -0.148 |
Riverview Bancorp Current Valuation Indicators
Valuation refers to the process of determining the present value of Riverview Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Riverview we look at many different elements of the entity such as Riverview's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Riverview Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Riverview Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Riverview Bancorp's worth.Complementary Tools for Riverview Stock analysis
When running Riverview Bancorp's price analysis, check to measure Riverview Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Riverview Bancorp is operating at the current time. Most of Riverview Bancorp's value examination focuses on studying past and present price action to predict the probability of Riverview Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Riverview Bancorp's price. Additionally, you may evaluate how the addition of Riverview Bancorp to your portfolios can decrease your overall portfolio volatility.
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