Is Riverview Bancorp Stock a Good Investment?
Riverview Bancorp Investment Advice | RVSB |
- Examine Riverview Bancorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Riverview Bancorp's leadership team and their track record. Good management can help Riverview Bancorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Riverview Bancorp's business and its evolving consumer preferences.
- Compare Riverview Bancorp's performance and market position to its competitors. Analyze how Riverview Bancorp is positioned in terms of product offerings, innovation, and market share.
- Check if Riverview Bancorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Riverview Bancorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Riverview Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Riverview Bancorp is a good investment.
Sell | Buy |
Strong Buy
Market Performance | Solid | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Buy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine Riverview Bancorp Stock
Researching Riverview Bancorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 70.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.73. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Riverview Bancorp has Price/Earnings To Growth (PEG) ratio of 1.41. The entity last dividend was issued on the 7th of October 2024. The firm had 2:1 split on the 25th of August 2006.
To determine if Riverview Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Riverview Bancorp's research are outlined below:
| About 70.0% of the company shares are owned by institutional investors | |
| On 18th of October 2024 Riverview Bancorp paid $ 0.02 per share dividend to its current shareholders | |
| Latest headline from news.google.com: David Nierenbergs Strategic Acquisition of Riverview Bancorp In - GuruFocus.com |
Riverview Bancorp Quarterly Good Will |
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Riverview Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Riverview Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Riverview Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 25th of January 2024 Upcoming Quarterly Report | View | |
| 25th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 25th of April 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of March 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Riverview Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Riverview Bancorp's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2024-07-25 | 2024-06-30 | 0.06 | 0.05 | -0.01 | 16 | ||
2017-01-26 | 2016-12-31 | 0.08 | 0.09 | 0.01 | 12 | ||
2016-07-26 | 2016-06-30 | 0.07 | 0.08 | 0.01 | 14 | ||
2015-01-29 | 2014-12-31 | 0.04 | 0.05 | 0.01 | 25 | ||
2014-10-28 | 2014-09-30 | 0.04 | 0.05 | 0.01 | 25 | ||
2014-07-22 | 2014-06-30 | 0.04 | 0.03 | -0.01 | 25 | ||
2013-07-23 | 2013-06-30 | 0.06 | 0.07 | 0.01 | 16 | ||
2012-07-25 | 2012-06-30 | -0.09 | -0.08 | 0.01 | 11 |
Know Riverview Bancorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Riverview Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Riverview Bancorp backward and forwards among themselves. Riverview Bancorp's institutional investor refers to the entity that pools money to purchase Riverview Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Bridgeway Capital Management, Llc | 2024-09-30 | 251.4 K | Geode Capital Management, Llc | 2024-09-30 | 209.8 K | Renaissance Technologies Corp | 2024-09-30 | 202.1 K | Banc Funds Co Llc | 2024-09-30 | 126.3 K | American Century Companies Inc | 2024-09-30 | 117.4 K | Continental Advisors Llc | 2024-09-30 | 99.2 K | Lsv Asset Management | 2024-09-30 | 91.2 K | Empowered Funds, Llc | 2024-06-30 | 85.3 K | Bank Of America Corp | 2024-06-30 | 81.5 K | Fj Capital Management Llc | 2024-09-30 | 2.2 M | Fourthstone Llc | 2024-06-30 | 1.7 M |
Riverview Bancorp's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 117.56 M.Market Cap |
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Riverview Bancorp's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Equity | 0.02 | 0.05 |
Determining Riverview Bancorp's profitability involves analyzing its financial statements and using various financial metrics to determine if Riverview Bancorp is a good buy. For example, gross profit margin measures Riverview Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Riverview Bancorp's profitability and make more informed investment decisions.
Please note, the presentation of Riverview Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Riverview Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Riverview Bancorp's management manipulating its earnings.
Evaluate Riverview Bancorp's management efficiency
The current year's Return On Equity is expected to grow to 0.05, whereas Return On Tangible Assets are forecasted to decline to 0. At present, Riverview Bancorp's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 1.5 B, whereas Total Assets are forecasted to decline to about 961.5 M. Riverview Bancorp's management efficiency ratios could be used to measure how well Riverview Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 7.36 | 6.99 | |
| Tangible Book Value Per Share | 6.07 | 5.76 | |
| Enterprise Value Over EBITDA | 26.21 | 27.52 | |
| Price Book Value Ratio | 0.64 | 1.17 | |
| Enterprise Value Multiple | 26.21 | 27.52 | |
| Price Fair Value | 0.64 | 1.17 | |
| Enterprise Value | 193 M | 104.6 M |
Leadership at Riverview Bancorp emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Dividend Yield 0.0143 | Forward Dividend Yield 0.0143 | Forward Dividend Rate 0.08 | Beta 0.759 |
Basic technical analysis of Riverview Stock
As of the 29th of November, Riverview Bancorp holds the Coefficient Of Variation of 447.79, semi deviation of 0.4637, and Risk Adjusted Performance of 0.1755. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Riverview Bancorp, as well as the relationship between them.Riverview Bancorp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Riverview Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Riverview Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Riverview Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Riverview Bancorp's Outstanding Corporate Bonds
Riverview Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Riverview Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Riverview bonds can be classified according to their maturity, which is the date when Riverview Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand Riverview Bancorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Riverview Bancorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1755 | |||
| Market Risk Adjusted Performance | 0.5007 | |||
| Mean Deviation | 0.924 | |||
| Semi Deviation | 0.4637 | |||
| Downside Deviation | 0.9335 | |||
| Coefficient Of Variation | 447.79 | |||
| Standard Deviation | 1.35 | |||
| Variance | 1.83 | |||
| Information Ratio | 0.1306 | |||
| Jensen Alpha | 0.2233 | |||
| Total Risk Alpha | 0.0884 | |||
| Sortino Ratio | 0.1891 | |||
| Treynor Ratio | 0.4907 | |||
| Maximum Drawdown | 5.45 | |||
| Value At Risk | (1.49) | |||
| Potential Upside | 2.73 | |||
| Downside Variance | 0.8714 | |||
| Semi Variance | 0.215 | |||
| Expected Short fall | (1.37) | |||
| Skewness | 1.6 | |||
| Kurtosis | 4.15 |
| Risk Adjusted Performance | 0.1755 | |||
| Market Risk Adjusted Performance | 0.5007 | |||
| Mean Deviation | 0.924 | |||
| Semi Deviation | 0.4637 | |||
| Downside Deviation | 0.9335 | |||
| Coefficient Of Variation | 447.79 | |||
| Standard Deviation | 1.35 | |||
| Variance | 1.83 | |||
| Information Ratio | 0.1306 | |||
| Jensen Alpha | 0.2233 | |||
| Total Risk Alpha | 0.0884 | |||
| Sortino Ratio | 0.1891 | |||
| Treynor Ratio | 0.4907 | |||
| Maximum Drawdown | 5.45 | |||
| Value At Risk | (1.49) | |||
| Potential Upside | 2.73 | |||
| Downside Variance | 0.8714 | |||
| Semi Variance | 0.215 | |||
| Expected Short fall | (1.37) | |||
| Skewness | 1.6 | |||
| Kurtosis | 4.15 |
Consider Riverview Bancorp's intraday indicators
Riverview Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Riverview Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Riverview Bancorp Corporate Filings
F3 | 21st of November 2024 An amendment to the original Schedule 13D filing | ViewVerify |
10Q | 8th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 29th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 18th of September 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
Riverview Stock media impact
Far too much social signal, news, headlines, and media speculation about Riverview Bancorp that are available to investors today. That information is available publicly through Riverview media outlets and privately through word of mouth or via Riverview internal channels. However, regardless of the origin, that massive amount of Riverview data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Riverview Bancorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Riverview Bancorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Riverview Bancorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Riverview Bancorp alpha.
Riverview Bancorp Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Riverview Bancorp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Riverview Bancorp Corporate Executives
Elected by the shareholders, the Riverview Bancorp's board of directors comprises two types of representatives: Riverview Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Riverview. The board's role is to monitor Riverview Bancorp's management team and ensure that shareholders' interests are well served. Riverview Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Riverview Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Kevin Lycklama | CFO, Principal Accounting Officer, Executive VP, Chief Financial officer of Riverview Community Bank and Executive VP of Riverview Community Bank | Profile | |
| David CPA | Executive CFO | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Riverview Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state. For information on how to trade Riverview Stock refer to our How to Trade Riverview Stock guide.You can also try the Investing Opportunities module to build portfolios using our predefined set of ideas and optimize them against your investing preferences.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Riverview Bancorp. If investors know Riverview will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Riverview Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.40) | Dividend Share 0.16 | Earnings Share 0.05 | Revenue Per Share 2.193 | Quarterly Revenue Growth (0.04) |
The market value of Riverview Bancorp is measured differently than its book value, which is the value of Riverview that is recorded on the company's balance sheet. Investors also form their own opinion of Riverview Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Riverview Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Riverview Bancorp's market value can be influenced by many factors that don't directly affect Riverview Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Riverview Bancorp's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Riverview Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Riverview Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.