Pacific Valley Valuation
| PVBK Stock | USD 9.39 0.07 0.75% |
At this time, the company appears to be fairly valued. Pacific Valley Bank holds a recent Real Value of $9.43 per share. The prevailing price of the company is $9.39. Our model determines the value of Pacific Valley Bank from analyzing the company fundamentals such as Shares Owned By Institutions of 2.19 %, operating margin of 0.37 %, and Return On Equity of 0.12 as well as examining its technical indicators and probability of bankruptcy.
Fairly Valued
Today
Please note that Pacific Valley's price fluctuation is not too volatile at this time. Calculation of the real value of Pacific Valley Bank is based on 3 months time horizon. Increasing Pacific Valley's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Pacific Valley's intrinsic value may or may not be the same as its current market price of 9.39, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 9.39 | Real 9.43 | Hype 9.39 | Naive 9.13 |
The intrinsic value of Pacific Valley's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Pacific Valley's stock price.
Estimating the potential upside or downside of Pacific Valley Bank helps investors to forecast how Pacific pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Pacific Valley more accurately as focusing exclusively on Pacific Valley's fundamentals will not take into account other important factors: Pacific Valley Total Value Analysis
Pacific Valley Bank is at this time forecasted to have valuation of (62.52 M) with market capitalization of 18.74 M, debt of 16.75 M, and cash on hands of 89.96 M. The negative valuation of Pacific Valley may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding financial obligations of the company both on and off balance sheet. Investors should vigilantly validate all of the Pacific Valley fundamentals.| Takeover Price | Market Cap | Debt Obligations | Cash |
(62.52 M) | 18.74 M | 16.75 M | 89.96 M |
Pacific Valley Investor Information
The company had not issued any dividends in recent years. Pacific Valley Bank had 11:10 split on the 13th of July 2018. Based on the key measurements obtained from Pacific Valley's financial statements, Pacific Valley Bank is not in a good financial situation at this time. It has a very high probability of going through financial hardship in January.Pacific Valley Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Pacific suggests not a very effective usage of assets in December.Pacific Valley Ownership Allocation
The market capitalization of Pacific Valley Bank is $18.74 Million. Roughly 97.81 pct. of Pacific Valley outstanding shares are held by general public with 2.19 (%) by third-party entities. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the company is less than the current market value, you may not be able generate positive returns on investment in the long run.Pacific Valley Profitability Analysis
The company reported the previous year's revenue of 20.27 M. Net Income was 3.77 M with profit before overhead, payroll, taxes, and interest of 20.27 M.About Pacific Valley Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Pacific Valley Bank. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Pacific Valley Bank based exclusively on its fundamental and basic technical indicators. By analyzing Pacific Valley's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Pacific Valley's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Pacific Valley. We calculate exposure to Pacific Valley's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Pacific Valley's related companies.Pacific Valley Bancorp operates as the bank holding company for Pacific Valley Bank that provides various banking products and services in the United States. Pacific Valley Bancorp was founded in 2004 and is based in Salinas, California. Pacific Valley operates under BanksRegional classification in the United States and is traded on OTC Exchange.
8 Steps to conduct Pacific Valley's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Pacific Valley's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Pacific Valley's valuation analysis, follow these 8 steps:- Gather financial information: Obtain Pacific Valley's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Pacific Valley's revenue streams: Identify Pacific Valley's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Pacific Valley's industry and market trends, including the size of the market, growth rate, and competition.
- Establish Pacific Valley's growth potential: Evaluate Pacific Valley's management, business model, and growth potential.
- Determine Pacific Valley's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Pacific Valley's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Pacific Valley Growth Indicators
Investing in growth stocks can be very risky. If the company such as Pacific Valley does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Quarterly Earnings Growth Y O Y | 0.923 | |
| Retained Earnings | 10.3 M |
Other Information on Investing in Pacific Pink Sheet
Pacific Valley financial ratios help investors to determine whether Pacific Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Pacific with respect to the benefits of owning Pacific Valley security.