Plumas Bancorp Valuation
| PLBC Stock | USD 43.22 0.67 1.57% |
At this time, the company appears to be undervalued. Plumas Bancorp holds a recent Real Value of $48.33 per share. The prevailing price of the company is $43.22. Our model determines the value of Plumas Bancorp from analyzing the company fundamentals such as Operating Margin of 0.51 %, shares outstanding of 5.9 M, and Return On Equity of 0.18 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Plumas Bancorp's valuation include:
Price Book 1.4099 | Enterprise Value | Price Sales 3.0904 | Trailing PE 8.8646 | Enterprise Value Revenue 4.6695 |
Undervalued
Today
Please note that Plumas Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Plumas Bancorp is based on 3 months time horizon. Increasing Plumas Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Plumas Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Plumas Stock. However, Plumas Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 43.22 | Real 48.33 | Target 52.5 | Hype 43.19 | Naive 43.16 |
The real value of Plumas Stock, also known as its intrinsic value, is the underlying worth of Plumas Bancorp Company, which is reflected in its stock price. It is based on Plumas Bancorp's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Plumas Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Plumas Bancorp helps investors to forecast how Plumas stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Plumas Bancorp more accurately as focusing exclusively on Plumas Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Plumas Bancorp's intrinsic value based on its ongoing forecasts of Plumas Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Plumas Bancorp's closest peers. If more than one evaluation category is relevant for Plumas Bancorp we suggest using both methods to arrive at a better estimate.
Plumas Bancorp Cash |
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Plumas Valuation Trend
Comparing Plumas Bancorp's enterprise value against its market capitalization is a good way to estimate the value of Plumas Bancorp uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Plumas Bancorp Total Value Analysis
Plumas Bancorp is at this time forecasted to have valuation of 208.56 M with market capitalization of 251.17 M, debt of 90 M, and cash on hands of 334.12 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Plumas Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
208.56 M | 251.17 M | 90 M | 334.12 M |
Plumas Bancorp Investor Information
About 47.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.41. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Plumas Bancorp last dividend was issued on the 3rd of February 2025. The entity had 3:2 split on the 19th of September 2005. Based on the analysis of Plumas Bancorp's profitability, liquidity, and operating efficiency, Plumas Bancorp is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in April.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.67 | 0.64 |
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Plumas Bancorp Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Plumas Bancorp has an asset utilization ratio of 4.97 percent. This indicates that the Company is making $0.0497 for each dollar of assets. An increasing asset utilization means that Plumas Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.Plumas Bancorp Ownership Allocation
The market capitalization of Plumas Bancorp is $251.17 Million. 30% of Plumas Bancorp outstanding shares are owned by third-party entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Plumas Bancorp Profitability Analysis
The company reported the previous year's revenue of 80.09 M. Net Income was 29.78 M with profit before overhead, payroll, taxes, and interest of 81.28 M.Plumas Bancorp Past Distributions to stockholders
| 15th of November 2024 | ||
| 15th of August 2024 | ||
| 15th of May 2024 | ||
| 15th of February 2024 | ||
| 15th of November 2023 | ||
| 15th of August 2023 | ||
| 1st of August 2023 | ||
| 15th of May 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Plumas Bancorp's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Plumas Bancorp and how it compares across the competition.
About Plumas Bancorp Valuation
The stock valuation mechanism determines Plumas Bancorp's current worth on a weekly basis. Our valuation model uses a comparative analysis of Plumas Bancorp. We calculate exposure to Plumas Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Plumas Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 92.1 M | 96.7 M | |
| Pretax Profit Margin | 0.45 | 0.47 | |
| Operating Profit Margin | 0.64 | 0.67 | |
| Net Profit Margin | 0.43 | 0.26 | |
| Gross Profit Margin | 1.15 | 1.10 |
A single share of Plumas Bancorp represents a small ownership stake in the entity. As a stockholder of Plumas, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Plumas Bancorp Dividends Analysis For Valuation
At present, Plumas Bancorp's Dividend Paid And Capex Coverage Ratio is projected to drop based on the last few years of reporting. . At present, Plumas Bancorp's Retained Earnings Total Equity is projected to increase significantly based on the last few years of reporting. The current year's Earnings Yield is expected to grow to 0.12, whereas Earning Assets are forecasted to decline to about 146.7 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -5.3 M | -5 M | |
| Dividend Yield | 0.02 | 0.02 | |
| Dividend Payout Ratio | 0.23 | 0.43 | |
| Dividend Paid And Capex Coverage Ratio | 4.24 | 4.86 |
There are various types of dividends Plumas Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Plumas shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Plumas Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Plumas pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Plumas Bancorp by the value of the dividends paid out.
Plumas Bancorp Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 5.9 M | |
| Quarterly Earnings Growth Y O Y | 0.016 |
Plumas Bancorp Current Valuation Indicators
Valuation refers to the process of determining the present value of Plumas Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Plumas we look at many different elements of the entity such as Plumas's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Plumas Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Plumas Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Plumas Bancorp's worth.Complementary Tools for Plumas Stock analysis
When running Plumas Bancorp's price analysis, check to measure Plumas Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Plumas Bancorp is operating at the current time. Most of Plumas Bancorp's value examination focuses on studying past and present price action to predict the probability of Plumas Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Plumas Bancorp's price. Additionally, you may evaluate how the addition of Plumas Bancorp to your portfolios can decrease your overall portfolio volatility.
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