Is Plumas Bancorp Stock a Good Investment?
Plumas Bancorp Investment Advice | PLBC |
- Examine Plumas Bancorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Plumas Bancorp's leadership team and their track record. Good management can help Plumas Bancorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Plumas Bancorp's business and its evolving consumer preferences.
- Compare Plumas Bancorp's performance and market position to its competitors. Analyze how Plumas Bancorp is positioned in terms of product offerings, innovation, and market share.
- Check if Plumas Bancorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Plumas Bancorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Plumas Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Plumas Bancorp is a good investment.
Sell | Buy |
Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Moves slightly opposite to the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine Plumas Bancorp Stock
Researching Plumas Bancorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 47.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.43. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Plumas Bancorp last dividend was issued on the 3rd of February 2025. The entity had 3:2 split on the 19th of September 2005.
To determine if Plumas Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Plumas Bancorp's research are outlined below:
| Plumas Bancorp generated a negative expected return over the last 90 days | |
| Latest headline from news.google.com: Disposition of 2000 shares by Richard Belstock of Plumas Bancorp at 21.45 subject to Rule 16b-3 |
Plumas Bancorp Quarterly Liabilities And Stockholders Equity |
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Plumas Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Plumas Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Plumas Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 17th of April 2024 Upcoming Quarterly Report | View | |
| 17th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 15th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Plumas Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Plumas Bancorp's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2025-01-15 | 2024-12-31 | 1.15 | 1.29 | 0.14 | 12 | ||
2024-04-17 | 2024-03-31 | 1.19 | 1.05 | -0.14 | 11 | ||
2024-10-16 | 2024-09-30 | 1.14 | 1.31 | 0.17 | 14 |
Know Plumas Bancorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Plumas Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Plumas Bancorp backward and forwards among themselves. Plumas Bancorp's institutional investor refers to the entity that pools money to purchase Plumas Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Bank Of New York Mellon Corp | 2024-12-31 | 29.2 K | Grandeur Peak Global Advisors, Llc | 2024-12-31 | 26.7 K | Raymond James & Associates | 2024-09-30 | 21.9 K | Jpmorgan Chase & Co | 2024-12-31 | 21.8 K | Angel Oak Capital Advisors, Llc | 2024-12-31 | 21.7 K | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 21 K | Rbf Llc | 2024-12-31 | 20 K | Kennedy Capital Management Inc | 2024-12-31 | 19.2 K | Renaissance Technologies Corp | 2024-12-31 | 19 K | Fmr Inc | 2024-12-31 | 530.1 K | Blackrock Inc | 2024-12-31 | 358.8 K |
Plumas Bancorp's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 262.09 M.Market Cap |
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Plumas Bancorp's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.02 | |
| Return On Capital Employed | 0.03 | 0.02 | |
| Return On Assets | 0.02 | 0.02 | |
| Return On Equity | 0.02 | 0.02 |
Determining Plumas Bancorp's profitability involves analyzing its financial statements and using various financial metrics to determine if Plumas Bancorp is a good buy. For example, gross profit margin measures Plumas Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Plumas Bancorp's profitability and make more informed investment decisions.
Please note, the presentation of Plumas Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Plumas Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Plumas Bancorp's management manipulating its earnings.
Evaluate Plumas Bancorp's management efficiency
Plumas Bancorp has return on total asset (ROA) of 0.0177 % which means that it generated a profit of $0.0177 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.176 %, meaning that it created $0.176 on every $100 dollars invested by stockholders. Plumas Bancorp's management efficiency ratios could be used to measure how well Plumas Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. At present, Plumas Bancorp's Return On Assets are projected to increase slightly based on the last few years of reporting. At present, Plumas Bancorp's Other Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 1.3 B, whereas Net Tangible Assets are forecasted to decline to about 70.1 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 131.23 | 137.79 | |
| Tangible Book Value Per Share | 131.23 | 137.79 | |
| Enterprise Value Over EBITDA | 1.32 | 1.51 | |
| Price Book Value Ratio | 0.17 | 0.16 | |
| Enterprise Value Multiple | 1.32 | 1.51 | |
| Price Fair Value | 0.17 | 0.16 | |
| Enterprise Value | 38.9 M | 36.7 M |
Plumas Bancorp's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Basic technical analysis of Plumas Stock
As of the 21st of March, Plumas Bancorp holds the Variance of 4.37, risk adjusted performance of (0.04), and Coefficient Of Variation of (1,847). Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Plumas Bancorp, as well as the relationship between them.Plumas Bancorp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Plumas Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Plumas Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Plumas Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Plumas Bancorp's Outstanding Corporate Bonds
Plumas Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Plumas Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Plumas bonds can be classified according to their maturity, which is the date when Plumas Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View | |
| MPLX LP 4875 Corp BondUS55336VAJ98 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View |
Understand Plumas Bancorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Plumas Bancorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.04) | |||
| Market Risk Adjusted Performance | (0.10) | |||
| Mean Deviation | 1.59 | |||
| Coefficient Of Variation | (1,847) | |||
| Standard Deviation | 2.09 | |||
| Variance | 4.37 | |||
| Information Ratio | (0.02) | |||
| Jensen Alpha | (0.04) | |||
| Total Risk Alpha | 0.0473 | |||
| Treynor Ratio | (0.11) | |||
| Maximum Drawdown | 9.41 | |||
| Value At Risk | (3.09) | |||
| Potential Upside | 3.73 | |||
| Skewness | (0) | |||
| Kurtosis | 0.5279 |
| Risk Adjusted Performance | (0.04) | |||
| Market Risk Adjusted Performance | (0.10) | |||
| Mean Deviation | 1.59 | |||
| Coefficient Of Variation | (1,847) | |||
| Standard Deviation | 2.09 | |||
| Variance | 4.37 | |||
| Information Ratio | (0.02) | |||
| Jensen Alpha | (0.04) | |||
| Total Risk Alpha | 0.0473 | |||
| Treynor Ratio | (0.11) | |||
| Maximum Drawdown | 9.41 | |||
| Value At Risk | (3.09) | |||
| Potential Upside | 3.73 | |||
| Skewness | (0) | |||
| Kurtosis | 0.5279 |
Consider Plumas Bancorp's intraday indicators
Plumas Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Plumas Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 2720.65 | |||
| Daily Balance Of Power | (0.80) | |||
| Rate Of Daily Change | 0.96 | |||
| Day Median Price | 43.36 | |||
| Day Typical Price | 43.12 | |||
| Price Action Indicator | (1.57) | |||
| Period Momentum Indicator | (1.74) | |||
| Relative Strength Index | 39.92 |
Plumas Bancorp Corporate Filings
10K | 19th of March 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
F4 | 5th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F5 | 28th of February 2025 The annual filing required by the Securities and Exchange Commission (SEC) from company insiders or beneficial owners | ViewVerify |
8K | 20th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
Plumas Stock media impact
Far too much social signal, news, headlines, and media speculation about Plumas Bancorp that are available to investors today. That information is available publicly through Plumas media outlets and privately through word of mouth or via Plumas internal channels. However, regardless of the origin, that massive amount of Plumas data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Plumas Bancorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Plumas Bancorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Plumas Bancorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Plumas Bancorp alpha.
Plumas Bancorp Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Plumas Bancorp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Plumas Bancorp Corporate Management
| B North | Executive VP of Retail Banking Marketing and Wealth Management - Plumas Bank | Profile | |
| Elizabeth Kuipers | Investor Relations Officer | Profile | |
| Jamie Huynh | Administrative Relations | Profile | |
| Michonne Ascuaga | Independent Secretary | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Plumas Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For information on how to trade Plumas Stock refer to our How to Trade Plumas Stock guide.You can also try the Bollinger Bands module to use Bollinger Bands indicator to analyze target price for a given investing horizon.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Plumas Bancorp. If investors know Plumas will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Plumas Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.016 | Dividend Share 1.08 | Earnings Share 4.8 | Revenue Per Share | Quarterly Revenue Growth 0.07 |
The market value of Plumas Bancorp is measured differently than its book value, which is the value of Plumas that is recorded on the company's balance sheet. Investors also form their own opinion of Plumas Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Plumas Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Plumas Bancorp's market value can be influenced by many factors that don't directly affect Plumas Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Plumas Bancorp's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Plumas Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Plumas Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.