Prosperity Bancshares Valuation
| PB Stock | USD 84.17 0.56 0.66% |
At this time, the company appears to be overvalued. Prosperity Bancshares holds a recent Real Value of $62.09 per share. The prevailing price of the company is $84.17. Our model determines the value of Prosperity Bancshares from analyzing the company fundamentals such as Return On Equity of 0.0618, operating margin of 0.57 %, and Shares Outstanding of 95.26 M as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Prosperity Bancshares' valuation include:
Price Book 1.0965 | Enterprise Value 10 B | Price Sales 7.024 | Forward PE 14.5985 | Trailing PE 18.0661 |
Overvalued
Today
Please note that Prosperity Bancshares' price fluctuation is very steady at this time. Calculation of the real value of Prosperity Bancshares is based on 3 months time horizon. Increasing Prosperity Bancshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Prosperity Bancshares is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Prosperity Stock. However, Prosperity Bancshares' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 84.17 | Real 62.09 | Target 63.57 | Hype 84.4 | Naive 83.72 |
The real value of Prosperity Stock, also known as its intrinsic value, is the underlying worth of Prosperity Bancshares Company, which is reflected in its stock price. It is based on Prosperity Bancshares' financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Prosperity Bancshares' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Prosperity Bancshares helps investors to forecast how Prosperity stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Prosperity Bancshares more accurately as focusing exclusively on Prosperity Bancshares' fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Prosperity Bancshares' intrinsic value based on its ongoing forecasts of Prosperity Bancshares' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Prosperity Bancshares' closest peers. If more than one evaluation category is relevant for Prosperity Bancshares we suggest using both methods to arrive at a better estimate.
Prosperity Bancshares Cash |
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Prosperity Valuation Trend
Comparing Prosperity Bancshares' enterprise value against its market capitalization is a good way to estimate the value of Prosperity Bancshares uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Prosperity Bancshares Total Value Analysis
Prosperity Bancshares is at this time forecasted to have takeover value of 10.03 B with market capitalization of 8.07 B, debt of 3.73 B, and cash on hands of 608.54 M. Please note that takeover value may be misleading and is a subject to accounting mistakes. We encourage investors to methodically examine all of the Prosperity Bancshares fundamentals before making investment evaluation based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
10.03 B | 8.07 B | 3.73 B | 608.54 M |
Prosperity Bancshares Investor Information
About 84.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.1. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Prosperity Bancshares last dividend was issued on the 13th of December 2024. The entity had 2:1 split on the 3rd of June 2002. Based on the key indicators related to Prosperity Bancshares' liquidity, profitability, solvency, and operating efficiency, Prosperity Bancshares may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.87 | 0.6472 |
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| Total Cash From Operating Activities | 685.2 M | 652.5 M |
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| Operating Income | 725.8 M | 691.3 M |
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Prosperity Bancshares Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Prosperity Bancshares has an asset utilization ratio of 2.83 percent. This suggests that the Company is making $0.0283 for each dollar of assets. An increasing asset utilization means that Prosperity Bancshares is more efficient with each dollar of assets it utilizes for everyday operations.Prosperity Bancshares Ownership Allocation
Prosperity Bancshares owns a total of 95.26 Million outstanding shares. The majority of Prosperity Bancshares outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in Prosperity Bancshares to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Prosperity Bancshares. Please pay attention to any change in the institutional holdings of Prosperity Bancshares as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.Prosperity Bancshares Profitability Analysis
The company generated the yearly revenue of 1.09 B. Reported Net Income was 419.32 M with gross profit of 1.15 B.Prosperity Bancshares Past Distributions to stockholders
| 1st of October 2024 | ||
| 1st of July 2024 | ||
| 1st of April 2024 | ||
| 15th of March 2024 | ||
| 2nd of January 2024 | ||
| 2nd of October 2023 | ||
| 3rd of July 2023 | ||
| 3rd of April 2023 | ||
| 3rd of January 2023 | ||
| 15th of December 2022 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Prosperity Bancshares' worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Prosperity Bancshares and how it compares across the competition.
About Prosperity Bancshares Valuation
The stock valuation mechanism determines Prosperity Bancshares' current worth on a weekly basis. Our valuation model uses a comparative analysis of Prosperity Bancshares. We calculate exposure to Prosperity Bancshares's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Prosperity Bancshares's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 1.6 B | 1.7 B | |
| Pretax Profit Margin | 0.50 | 0.41 | |
| Operating Profit Margin | 0.65 | 0.87 | |
| Net Profit Margin | 0.39 | 0.29 | |
| Gross Profit Margin | 1.35 | 1.20 |
Prosperity Bancshares Quarterly Retained Earnings |
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A single share of Prosperity Bancshares represents a small ownership stake in the entity. As a stockholder of Prosperity, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Prosperity Bancshares Dividends Analysis For Valuation
The current year's Dividends Paid is expected to grow to about 216 M. The current year's Dividend Yield is expected to grow to 0.03. At present, Prosperity Bancshares' Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Retained Earnings Total Equity is expected to grow to about 3.3 B, whereas Earning Assets are forecasted to decline to about 11 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 205.7 M | 216 M | |
| Dividend Yield | 0.03 | 0.03 | |
| Dividend Payout Ratio | 0.49 | 0.52 | |
| Dividend Paid And Capex Coverage Ratio | 2.72 | 4.49 |
There are various types of dividends Prosperity Bancshares can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Prosperity shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Prosperity Bancshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Prosperity pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Prosperity Bancshares by the value of the dividends paid out.
Prosperity Bancshares Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 92.9 M | |
| Quarterly Earnings Growth Y O Y | 0.116 | |
| Forward Price Earnings | 14.5985 |
Prosperity Bancshares Current Valuation Indicators
Valuation refers to the process of determining the present value of Prosperity Bancshares and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Prosperity we look at many different elements of the entity such as Prosperity's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Prosperity Bancshares, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Prosperity Bancshares' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Prosperity Bancshares' worth.Complementary Tools for Prosperity Stock analysis
When running Prosperity Bancshares' price analysis, check to measure Prosperity Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Prosperity Bancshares is operating at the current time. Most of Prosperity Bancshares' value examination focuses on studying past and present price action to predict the probability of Prosperity Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Prosperity Bancshares' price. Additionally, you may evaluate how the addition of Prosperity Bancshares to your portfolios can decrease your overall portfolio volatility.
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