Merchants Bancorp Valuation
| MBINM Stock | USD 25.50 0.04 0.16% |
At this time, the firm appears to be fairly valued. Merchants Bancorp secures a last-minute Real Value of $25.51 per share. The latest price of the firm is $25.5. Our model forecasts the value of Merchants Bancorp from analyzing the firm fundamentals such as Return On Equity of 0.16, current valuation of 5.28 B, and Profit Margin of 0.50 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Merchants Bancorp's valuation include:
Fairly Valued
Today
Please note that Merchants Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Merchants Bancorp is based on 3 months time horizon. Increasing Merchants Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Merchants stock is determined by what a typical buyer is willing to pay for full or partial control of Merchants Bancorp. Since Merchants Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Merchants Stock. However, Merchants Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 25.5 | Real 25.51 | Hype 25.5 | Naive 25.62 |
The intrinsic value of Merchants Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Merchants Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Merchants Bancorp helps investors to forecast how Merchants stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Merchants Bancorp more accurately as focusing exclusively on Merchants Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Merchants Bancorp's intrinsic value based on its ongoing forecasts of Merchants Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Merchants Bancorp's closest peers.
Merchants Bancorp Cash |
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Merchants Valuation Trend
Knowing Merchants Bancorp's actual value is paramount for traders when making sound investment determinations. Using both Merchants Bancorp's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Merchants Bancorp Total Value Analysis
Merchants Bancorp is now estimated to have takeover price of 5.28 B with market capitalization of 5.28 B, debt of 4.34 B, and cash on hands of 588.95 M. Please note that takeover price may be misleading and is a subject to mistakes in financial statements. We encourage investors to thoroughly investigate all of the Merchants Bancorp fundamentals before making investing decisions based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
5.28 B | 5.28 B | 4.34 B | 588.95 M |
Merchants Bancorp Investor Information
About 16.0% of the company shares are owned by institutional investors. The company last dividend was issued on the 14th of March 2025. Based on the analysis of Merchants Bancorp's profitability, liquidity, and operating efficiency, Merchants Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.57 | 0.9875 |
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| Operating Income | 1.4 B | 1.3 B |
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Merchants Bancorp Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Merchants Bancorp has an asset utilization ratio of 6.93 percent. This suggests that the Company is making $0.0693 for each dollar of assets. An increasing asset utilization means that Merchants Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.Merchants Bancorp Profitability Analysis
The company reported the revenue of 1.3 B. Net Income was 320.39 M with profit before overhead, payroll, taxes, and interest of 646.45 M.Merchants Bancorp Past Distributions to stockholders
About Merchants Bancorp Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Merchants Bancorp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Merchants Bancorp based exclusively on its fundamental and basic technical indicators. By analyzing Merchants Bancorp's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Merchants Bancorp's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Merchants Bancorp. We calculate exposure to Merchants Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Merchants Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 1.3 B | 1.4 B | |
| Pretax Profit Margin | 0.32 | 0.31 | |
| Operating Profit Margin | 0.99 | 0.57 | |
| Net Profit Margin | 0.25 | 0.23 |
Merchants Bancorp Quarterly Retained Earnings |
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A single share of Merchants Bancorp represents a small ownership stake in the entity. As a stockholder of Merchants, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Merchants Bancorp Dividends Analysis For Valuation
As of the 21st of March 2025, Dividend Payout Ratio is likely to grow to 0.18, while Dividends Paid is likely to drop about 26.2 M. . At this time, Merchants Bancorp's Retained Earnings are very stable compared to the past year. As of the 21st of March 2025, Price Earnings Ratio is likely to grow to 8.21, while Earnings Yield is likely to drop 0.12.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 51.2 M | 26.2 M | |
| Dividend Yield | 0.03 | 0.02 | |
| Dividend Payout Ratio | 0.16 | 0.18 | |
| Dividend Paid And Capex Coverage Ratio | (16.32) | (17.14) |
There are various types of dividends Merchants Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Merchants shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Merchants Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Merchants pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Merchants Bancorp by the value of the dividends paid out.
Merchants Bancorp Growth Indicators
Investing in growth stocks can be very risky. If the company such as Merchants Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 45 M | |
| Quarterly Earnings Growth Y O Y | 0.167 |
Merchants Bancorp Current Valuation Indicators
Merchants Bancorp's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Merchants Bancorp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Merchants Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Merchants Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Merchants Bancorp's worth.When determining whether Merchants Bancorp is a strong investment it is important to analyze Merchants Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Merchants Bancorp's future performance. For an informed investment choice regarding Merchants Stock, refer to the following important reports: Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Merchants Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. To learn how to invest in Merchants Stock, please use our How to Invest in Merchants Bancorp guide.You can also try the Portfolio Optimization module to compute new portfolio that will generate highest expected return given your specified tolerance for risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Merchants Bancorp. If investors know Merchants will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Merchants Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.167 | Dividend Share 0.36 | Revenue Per Share | Quarterly Revenue Growth 0.257 | Return On Assets |
The market value of Merchants Bancorp is measured differently than its book value, which is the value of Merchants that is recorded on the company's balance sheet. Investors also form their own opinion of Merchants Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Merchants Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Merchants Bancorp's market value can be influenced by many factors that don't directly affect Merchants Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Merchants Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Merchants Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Merchants Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.