Lument Finance Valuation
| LFT Stock | USD 2.83 0.01 0.35% |
Based on Macroaxis valuation methodology, the firm appears to be undervalued. Lument Finance Trust secures a last-minute Real Value of $2.97 per share. The latest price of the firm is $2.83. Our model forecasts the value of Lument Finance Trust from analyzing the firm fundamentals such as Profit Margin of 0.63 %, current valuation of 1.01 B, and Return On Equity of 0.0946 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Lument Finance's valuation include:
Price Book 0.7853 | Enterprise Value | Price Sales 4.0763 | Trailing PE 8.2941 | Enterprise Value Revenue 34.7841 |
Undervalued
Today
Please note that Lument Finance's price fluctuation is slightly risky at this time. Calculation of the real value of Lument Finance Trust is based on 3 months time horizon. Increasing Lument Finance's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Lument Finance's intrinsic value may or may not be the same as its current market price of 2.83, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 2.83 | Real 2.97 | Target 3.0 | Hype 2.83 | Naive 2.9 |
The intrinsic value of Lument Finance's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Lument Finance's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Lument Finance Trust helps investors to forecast how Lument stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Lument Finance more accurately as focusing exclusively on Lument Finance's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Lument Finance's intrinsic value based on its ongoing forecasts of Lument Finance's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Lument Finance's closest peers.
Lument Finance Cash |
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Lument Valuation Trend
Lument Finance's real value is important for investors to make better decisions and a more accurate overall view of Lument Finance's financial worth over time. Using both Lument Finance's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
Lument Finance Total Value Analysis
Lument Finance Trust is now forecasted to have company total value of 1.01 B with market capitalization of 147.46 M, debt of 890.7 M, and cash on hands of 43.86 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Lument Finance fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.01 B | 147.46 M | 890.7 M | 43.86 M |
Lument Finance Investor Information
About 14.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.79. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Lument Finance Trust last dividend was issued on the 31st of March 2025. Based on the measurements of operating efficiency obtained from Lument Finance's historical financial statements, Lument Finance Trust is not in a good financial situation at this time. It has a very high probability of going through financial hardship in April.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Total Cash From Operating Activities | 28.5 M | 27.1 M |
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Lument Finance Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Lument Finance has an asset utilization ratio of 3.21 percent. This implies that the Company is making $0.0321 for each dollar of assets. An increasing asset utilization means that Lument Finance Trust is more efficient with each dollar of assets it utilizes for everyday operations.Lument Finance Ownership Allocation
Lument Finance Trust maintains a total of 52.29 Million outstanding shares. 30% of Lument Finance outstanding shares are owned by institutional investors. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.Lument Finance Profitability Analysis
The company reported the last year's revenue of 36.18 M. Total Income to common stockholders was 22.65 M with profit before taxes, overhead, and interest of 36.18 M.Lument Finance Past Distributions to stockholders
About Lument Finance Valuation
The stock valuation mechanism determines Lument Finance's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Lument Finance Trust based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Lument Finance. We calculate exposure to Lument Finance's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Lument Finance's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 36.9 M | 38.7 M | |
| Pretax Profit Margin | 0.55 | 0.58 | |
| Operating Profit Margin | 0.79 | 0.75 | |
| Net Profit Margin | 0.55 | 0.58 | |
| Gross Profit Margin | 0.89 | 0.93 |
A single share of Lument Finance represents a small ownership stake in the entity. As a stockholder of Lument, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Lument Finance Dividends Analysis For Valuation
At this time, Lument Finance's Dividends Paid is comparatively stable compared to the past year. Dividend Yield is likely to gain to 0.19 in 2025, whereas Dividend Payout Ratio is likely to drop 0.83 in 2025. . At this time, Lument Finance's Retained Earnings are comparatively stable compared to the past year. Earnings Yield is likely to gain to 0.14 in 2025, whereas Retained Earnings Total Equity is likely to drop (122.4 M) in 2025.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 15.7 M | 16.1 M | |
| Dividend Yield | 0.12 | 0.19 | |
| Dividend Payout Ratio | 0.88 | 0.83 | |
| Dividend Paid And Capex Coverage Ratio | 1.73 | 1.82 |
There are various types of dividends Lument Finance can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Lument shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Lument Finance Trust directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Lument pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Lument Finance by the value of the dividends paid out.
Lument Finance Growth Indicators
Investing in growth stocks can be very risky. If the company such as Lument Finance does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 52.3 M | |
| Quarterly Earnings Growth Y O Y | -0.06 |
Lument Finance Current Valuation Indicators
Lument Finance's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Lument Finance's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Lument Finance, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Lument Finance's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Lument Finance's worth.Additional Tools for Lument Stock Analysis
When running Lument Finance's price analysis, check to measure Lument Finance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lument Finance is operating at the current time. Most of Lument Finance's value examination focuses on studying past and present price action to predict the probability of Lument Finance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Lument Finance's price. Additionally, you may evaluate how the addition of Lument Finance to your portfolios can decrease your overall portfolio volatility.