Investar Holding Valuation
| ISTR Stock | USD 18.64 0.08 0.43% |
At this time, the firm appears to be undervalued. Investar Holding Corp retains a regular Real Value of $22.66 per share. The prevalent price of the firm is $18.64. Our model calculates the value of Investar Holding Corp from evaluating the firm fundamentals such as Current Valuation of 256.3 M, return on equity of 0.0865, and Return On Asset of 0.0073 as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Investar Holding's valuation include:
Undervalued
Today
Please note that Investar Holding's price fluctuation is very steady at this time. Calculation of the real value of Investar Holding Corp is based on 3 months time horizon. Increasing Investar Holding's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Investar stock is determined by what a typical buyer is willing to pay for full or partial control of Investar Holding Corp. Since Investar Holding is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Investar Stock. However, Investar Holding's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 18.64 | Real 22.66 | Target 25.25 | Hype 18.81 | Naive 17.93 |
The intrinsic value of Investar Holding's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Investar Holding's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Investar Holding Corp helps investors to forecast how Investar stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Investar Holding more accurately as focusing exclusively on Investar Holding's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Investar Holding's intrinsic value based on its ongoing forecasts of Investar Holding's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Investar Holding's closest peers.
Investar Holding Cash |
|
Investar Valuation Trend
Investar Holding's real value is important for investors to make better decisions and a more accurate overall view of Investar Holding's financial worth over time. Using both Investar Holding's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
Investar Holding Total Value Analysis
Investar Holding Corp is currently anticipated to have valuation of 256.3 M with market capitalization of 183.2 M, debt of 288.95 M, and cash on hands of 36.01 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Investar Holding fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
256.3 M | 183.2 M | 288.95 M | 36.01 M |
Investar Holding Investor Information
About 66.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 0.76. Some equities with similar Price to Book (P/B) outperform the market in the long run. Investar Holding Corp last dividend was issued on the 31st of December 2024. Investar Holding Corp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.21 | 0.36 |
|
| |||||
| Operating Income | 40.4 M | 38.4 M |
|
|
Investar Holding Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Investar connotes not a very effective usage of assets in February.Investar Holding Ownership Allocation
The market capitalization of Investar Holding is $183.2 Million. Over half of Investar Holding's outstanding shares are owned by outside corporations. These outside corporations are typically referred to as corporate investors that purchase positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Investar Holding Profitability Analysis
The company reported the previous year's revenue of 83.06 M. Net Income was 16.68 M with profit before overhead, payroll, taxes, and interest of 86.32 M.Investar Holding Past Distributions to stockholders
About Investar Holding Valuation
The stock valuation mechanism determines Investar Holding's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Investar Holding Corp based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Investar Holding. We calculate exposure to Investar Holding's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Investar Holding's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 79.8 M | 53.2 M | |
| Pretax Profit Margin | 0.22 | 0.19 | |
| Operating Profit Margin | 0.36 | 0.21 | |
| Net Profit Margin | 0.18 | 0.14 | |
| Gross Profit Margin | 0.84 | 0.96 |
Investar Holding Quarterly Retained Earnings |
|
A single share of Investar Holding represents a small ownership stake in the entity. As a stockholder of Investar, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Investar Holding Dividends Analysis For Valuation
At this time, Investar Holding's Dividend Yield is relatively stable compared to the past year. As of 02/27/2025, Dividend Payout Ratio is likely to grow to 0.22, though Dividends Paid is likely to grow to (4.2 M). . At this time, Investar Holding's Retained Earnings are relatively stable compared to the past year. As of 02/27/2025, Retained Earnings Total Equity is likely to grow to about 130.7 M, while Price Earnings Ratio is likely to drop 9.64.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -4.4 M | -4.2 M | |
| Dividend Yield | 0.02 | 0.02 | |
| Dividend Payout Ratio | 0.21 | 0.22 | |
| Dividend Paid And Capex Coverage Ratio | 4.81 | 5.05 |
There are various types of dividends Investar Holding can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Investar shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Investar Holding Corp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Investar pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Investar Holding by the value of the dividends paid out.
Investar Holding Growth Indicators
Investing in growth stocks can be very risky. If the company such as Investar Holding does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 9.8 M | |
| Quarterly Earnings Growth Y O Y | 0.703 | |
| Forward Price Earnings | 9.8425 |
Investar Holding Current Valuation Indicators
Investar Holding's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Investar Holding's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Investar Holding, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Investar Holding's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Investar Holding's worth.Additional Tools for Investar Stock Analysis
When running Investar Holding's price analysis, check to measure Investar Holding's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Investar Holding is operating at the current time. Most of Investar Holding's value examination focuses on studying past and present price action to predict the probability of Investar Holding's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Investar Holding's price. Additionally, you may evaluate how the addition of Investar Holding to your portfolios can decrease your overall portfolio volatility.