Intercorp Financial Valuation
| IFS Stock | USD 34.02 0.00 0.00% |
At this time, the firm appears to be fairly valued. Intercorp Financial retains a regular Real Value of $33.94 per share. The prevalent price of the firm is $34.02. Our model calculates the value of Intercorp Financial from evaluating the firm fundamentals such as Return On Equity of 0.12, return on asset of 0.0141, and Current Valuation of 14.12 B as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Intercorp Financial's valuation include:
Price Book 1.2988 | Enterprise Value | Price Sales 0.8637 | Trailing PE 10.8115 | Enterprise Value Revenue 4.0008 |
Fairly Valued
Today
Please note that Intercorp Financial's price fluctuation is very steady at this time. Calculation of the real value of Intercorp Financial is based on 3 months time horizon. Increasing Intercorp Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Intercorp stock is determined by what a typical buyer is willing to pay for full or partial control of Intercorp Financial Services. Since Intercorp Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Intercorp Stock. However, Intercorp Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 34.02 | Real 33.94 | Target 35.24 | Hype 34.04 | Naive 36.2 |
The intrinsic value of Intercorp Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Intercorp Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Intercorp Financial Services helps investors to forecast how Intercorp stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Intercorp Financial more accurately as focusing exclusively on Intercorp Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Intercorp Financial's intrinsic value based on its ongoing forecasts of Intercorp Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Intercorp Financial's closest peers.
Intercorp Financial Cash |
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Intercorp Valuation Trend
Intercorp Financial's real value is important for investors to make better decisions and a more accurate overall view of Intercorp Financial's financial worth over time. Using both Intercorp Financial's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
Intercorp Financial Total Value Analysis
Intercorp Financial Services is currently forecasted to have company total value of 14.12 B with market capitalization of 3.87 B, debt of 10.88 B, and cash on hands of 15.09 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Intercorp Financial fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
14.12 B | 3.87 B | 10.88 B | 15.09 B |
Intercorp Financial Investor Information
About 71.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.3. Some equities with similar Price to Book (P/B) outperform the market in the long run. Intercorp Financial has Price/Earnings To Growth (PEG) ratio of 0.85. The entity last dividend was issued on the 17th of April 2024. The firm had 16:1 split on the 6th of May 2009. Intercorp Financial Services may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.29 | 0.4155 |
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| Operating Income | 1.5 B | 1.8 B |
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Intercorp Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Intercorp Financial has an asset utilization ratio of 4.56 percent. This implies that the Company is making $0.0456 for each dollar of assets. An increasing asset utilization means that Intercorp Financial Services is more efficient with each dollar of assets it utilizes for everyday operations.Intercorp Financial Ownership Allocation
Intercorp Financial Services has a total of 113.29 Million outstanding shares. Intercorp Financial retains majority of its outstanding shares owned by insiders. An insider is usually defined as a corporate executive, director, member of the board or institutional investor who own at least 10% of the company's outstanding shares. 71.19 (percent) of Intercorp Financial outstanding shares that are owned by insiders attests that they have been buying or selling the stock in recent months in anticipation of some upcoming event. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.Intercorp Financial Profitability Analysis
The company reported the last year's revenue of 4.09 B. Total Income to common stockholders was 1.08 B with profit before taxes, overhead, and interest of 4.49 B.Intercorp Financial Past Distributions to stockholders
About Intercorp Financial Valuation
The stock valuation mechanism determines Intercorp Financial's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Intercorp Financial based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Intercorp Financial. We calculate exposure to Intercorp Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Intercorp Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 4.7 B | 4 B | |
| Pretax Profit Margin | 0.36 | 0.25 | |
| Operating Profit Margin | 0.42 | 0.29 | |
| Net Profit Margin | 0.29 | 0.18 |
Intercorp Financial Quarterly Retained Earnings |
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A single share of Intercorp Financial represents a small ownership stake in the entity. As a stockholder of Intercorp, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Intercorp Financial Dividends Analysis For Valuation
Please note that Intercorp Financial has scaled down on payment of dividends at this time. Price Earnings To Growth Ratio is likely to gain to 0.46 in 2025, whereas Retained Earnings are likely to drop slightly above 1.8 B in 2025.
There are various types of dividends Intercorp Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Intercorp shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Intercorp Financial Services directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Intercorp pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Intercorp Financial by the value of the dividends paid out.
Intercorp Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as Intercorp Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 115 M | |
| Quarterly Earnings Growth Y O Y | 0.719 |
Intercorp Financial Current Valuation Indicators
Intercorp Financial's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Intercorp Financial's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Intercorp Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Intercorp Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Intercorp Financial's worth.Additional Tools for Intercorp Stock Analysis
When running Intercorp Financial's price analysis, check to measure Intercorp Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Intercorp Financial is operating at the current time. Most of Intercorp Financial's value examination focuses on studying past and present price action to predict the probability of Intercorp Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Intercorp Financial's price. Additionally, you may evaluate how the addition of Intercorp Financial to your portfolios can decrease your overall portfolio volatility.