Intercorp Financial Services Stock Buy Hold or Sell Recommendation
| IFS Stock | USD 27.75 0.29 1.03% |
Considering the 90-day investment horizon and your complete indifference towards market risk, our recommendation regarding Intercorp Financial Services is 'Strong Hold'. A buy or sell recommendation is an automated directive regarding whether to purchase or sell Intercorp Financial Services given historical horizon and risk tolerance. When we issue a 'buy' or 'sell' recommendation for Intercorp Financial Services, the advice is generated through an automated system that utilizes algorithms and statistical models.
Check out Intercorp Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note, we conduct extensive research on individual companies such as Intercorp and provide practical buy, sell, or hold advice based on investors' constraints. Intercorp Financial Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
Intercorp |
Execute Intercorp Financial Buy or Sell Advice
The Intercorp recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Intercorp Financial Services. Macroaxis does not own or have any residual interests in Intercorp Financial Services or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Intercorp Financial's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | Good | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Intercorp Financial Trading Alerts and Improvement Suggestions
| About 71.0% of the company shares are held by company insiders | |
| Latest headline from gurufocus.com: Q3 2024 Intercorp Financial Services Inc Earnings Call Transcript |
Intercorp Financial Returns Distribution Density
The distribution of Intercorp Financial's historical returns is an attempt to chart the uncertainty of Intercorp Financial's future price movements. The chart of the probability distribution of Intercorp Financial daily returns describes the distribution of returns around its average expected value. We use Intercorp Financial Services price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Intercorp Financial returns is essential to provide solid investment advice for Intercorp Financial.
| Mean Return | 0.23 | Value At Risk | -2.22 | Potential Upside | 2.96 | Standard Deviation | 1.38 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Intercorp Financial historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Intercorp Stock Institutional Investors
The Intercorp Financial's institutional investors refer to entities that pool money to purchase Intercorp Financial's securities or originate loans. These institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds.
| Shares | First Horizon Advisors Inc. | 2023-12-31 | 0.0 |
Intercorp Financial Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 2.8B | 8.3B | (1.7B) | (3.7B) | (3.6B) | (3.5B) | |
| Free Cash Flow | 1.5B | 12.7B | 1.1B | (1.4B) | 2.4B | 1.7B | |
| Depreciation | 262.0M | 268.8M | 279.7M | 336.2M | 379.0M | 398.0M | |
| Other Non Cash Items | 4.2M | 4.9M | 14.9M | 627.7M | 1.5B | 1.6B | |
| Dividends Paid | 654.5M | 698.2M | 633.9M | 751.5M | 511.8M | 448.8M | |
| Capital Expenditures | 210.7M | 248.4M | 257.8M | 362.3M | 428.0M | 449.4M | |
| Net Income | 1.5B | 383.5M | 1.8B | 1.7B | 1.1B | 931.3M | |
| End Period Cash Flow | 9.9B | 18.1B | 16.4B | 12.7B | 9.1B | 8.1B | |
| Change To Inventory | (4.7B) | (5.2B) | (5.2B) | (3.2B) | (2.9B) | (3.0B) | |
| Net Borrowings | 628.6M | 83.3M | (213.4M) | (254.4M) | (229.0M) | (217.5M) | |
| Change To Netincome | 571.8M | 1.6B | 255.0M | 924.4M | 1.1B | 820.8M | |
| Investments | 4.1M | (4.1B) | (1.9B) | (1.8B) | (775.5M) | (814.3M) |
Intercorp Financial Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Intercorp Financial or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Intercorp Financial's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Intercorp stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.18 | |
β | Beta against Dow Jones | 0.31 | |
σ | Overall volatility | 1.28 | |
Ir | Information ratio | 0.07 |
Intercorp Financial Volatility Alert
Intercorp Financial Services has relatively low volatility with skewness of 0.35 and kurtosis of -0.09. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Intercorp Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Intercorp Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Intercorp Financial Fundamentals Vs Peers
Comparing Intercorp Financial's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Intercorp Financial's direct or indirect competition across all of the common fundamentals between Intercorp Financial and the related equities. This way, we can detect undervalued stocks with similar characteristics as Intercorp Financial or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Intercorp Financial's fundamental indicators could also be used in its relative valuation, which is a method of valuing Intercorp Financial by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Intercorp Financial to competition |
| Fundamentals | Intercorp Financial | Peer Average |
| Return On Equity | 0.11 | -0.31 |
| Return On Asset | 0.0119 | -0.14 |
| Profit Margin | 0.26 % | (1.27) % |
| Operating Margin | 0.41 % | (5.51) % |
| Current Valuation | 2.8 B | 16.62 B |
| Shares Outstanding | 114.43 M | 571.82 M |
| Shares Owned By Insiders | 71.20 % | 10.09 % |
| Shares Owned By Institutions | 24.56 % | 39.21 % |
| Number Of Shares Shorted | 102.92 K | 4.71 M |
| Price To Earning | 5.84 X | 28.72 X |
| Price To Book | 1.17 X | 9.51 X |
| Price To Sales | 0.78 X | 11.42 X |
| Revenue | 4.09 B | 9.43 B |
| Gross Profit | 4.83 B | 27.38 B |
| EBITDA | 5.54 M | 3.9 B |
| Net Income | 1.08 B | 570.98 M |
| Cash And Equivalents | 15.09 B | 2.7 B |
| Cash Per Share | 130.75 X | 5.01 X |
| Total Debt | 10.88 B | 5.32 B |
| Debt To Equity | 7.31 % | 48.70 % |
| Book Value Per Share | 91.33 X | 1.93 K |
| Cash Flow From Operations | 2.88 B | 971.22 M |
| Short Ratio | 0.58 X | 4.00 X |
| Earnings Per Share | 2.48 X | 3.12 X |
| Price To Earnings To Growth | 0.85 X | 4.89 X |
| Target Price | 122.94 | |
| Number Of Employees | 8.33 K | 18.84 K |
| Beta | 0.8 | -0.15 |
| Market Capitalization | 3.24 B | 19.03 B |
| Total Asset | 89.62 B | 29.47 B |
| Retained Earnings | 2.92 B | 9.33 B |
| Annual Yield | 0.04 % | |
| Net Asset | 89.62 B |
Note: Disposition of 800 shares by Daily Paul M of Intercorp Financial at 35.43 subject to Rule 16b-3 [view details]
Intercorp Financial Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Intercorp . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Intercorp Financial Buy or Sell Advice
When is the right time to buy or sell Intercorp Financial Services? Buying financial instruments such as Intercorp Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Additional Tools for Intercorp Stock Analysis
When running Intercorp Financial's price analysis, check to measure Intercorp Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Intercorp Financial is operating at the current time. Most of Intercorp Financial's value examination focuses on studying past and present price action to predict the probability of Intercorp Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Intercorp Financial's price. Additionally, you may evaluate how the addition of Intercorp Financial to your portfolios can decrease your overall portfolio volatility.