Farmers National Valuation

FMNB Stock  USD 15.65  0.04  0.25%   
At this time, the firm appears to be overvalued. Farmers National Banc shows a prevailing Real Value of $14.62 per share. The current price of the firm is $15.65. Our model computes the value of Farmers National Banc from reviewing the firm fundamentals such as Profit Margin of 0.28 %, shares outstanding of 37.59 M, and Current Valuation of 779.28 M as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Farmers National's valuation include:
Price Book
1.3379
Enterprise Value
779.3 M
Price Sales
3.619
Forward PE
11.0988
Trailing PE
12.7236
Overvalued
Today
15.65
Please note that Farmers National's price fluctuation is not too volatile at this time. Calculation of the real value of Farmers National Banc is based on 3 months time horizon. Increasing Farmers National's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Farmers National is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Farmers Stock. However, Farmers National's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  15.65 Real  14.62 Target  14.0 Hype  15.63 Naive  15.53
The real value of Farmers Stock, also known as its intrinsic value, is the underlying worth of Farmers National Banc Company, which is reflected in its stock price. It is based on Farmers National's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Farmers National's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
14.62
Real Value
17.06
Upside
Estimating the potential upside or downside of Farmers National Banc helps investors to forecast how Farmers stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Farmers National more accurately as focusing exclusively on Farmers National's fundamentals will not take into account other important factors:
Earnings
Estimates (0)
LowProjectedHigh
0.300.340.31
Details
Hype
Prediction
LowEstimatedHigh
13.1915.6318.07
Details
Potential
Annual Dividend
LowForecastedHigh
0.420.450.49
Details
3 Analysts
Consensus
LowTarget PriceHigh
12.7414.0015.54
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Farmers National's intrinsic value based on its ongoing forecasts of Farmers National's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Farmers National's closest peers. If more than one evaluation category is relevant for Farmers National we suggest using both methods to arrive at a better estimate.

Farmers National Cash

48.45 Million

Farmers Valuation Trend

Comparing Farmers National's enterprise value against its market capitalization is a good way to estimate the value of Farmers National Banc uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.

Farmers Revenue by Product

Farmers National Total Value Analysis

Farmers National Banc is currently estimated to have valuation of 779.28 M with market capitalization of 589.75 M, debt of 443.66 M, and cash on hands of 68.59 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Farmers National fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
779.28 M
589.75 M
443.66 M
68.59 M

Farmers National Investor Information

About 39.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.34. Some equities with similar Price to Book (P/B) outperform the market in the long run. Farmers National Banc last dividend was issued on the 13th of December 2024. The entity had 102:100 split on the 9th of November 2004. Farmers National Banc may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.510.5369
Notably Down
Slightly volatile
Total Cash From Operating Activities65.4 M62.3 M
Sufficiently Up
Slightly volatile
Operating Income34.4 M58.7 M
Way Down
Slightly volatile

Farmers National Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Farmers suggests not a very effective usage of assets in December.
 
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Covid

Farmers National Ownership Allocation

Farmers National holds a total of 37.59 Million outstanding shares. 30% of Farmers National Banc outstanding shares are owned by other corporate entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.

Farmers National Profitability Analysis

The company reported the previous year's revenue of 213.34 M. Net Income was 49.93 M with profit before overhead, payroll, taxes, and interest of 158.87 M.

Farmers National Past Distributions to stockholders

Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Farmers National's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Farmers National and how it compares across the competition.

About Farmers National Valuation

The stock valuation mechanism determines Farmers National's current worth on a weekly basis. Our valuation model uses a comparative analysis of Farmers National. We calculate exposure to Farmers National's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Farmers National's related companies.
Last ReportedProjected for Next Year
Gross Profit213.3 M224 M
Pretax Profit Margin 0.34  0.33 
Operating Profit Margin 0.54  0.51 
Net Profit Margin 0.29  0.54 
Farmers National's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Farmers National's value is low or high relative to the company's performance and growth projections. Determining the market value of Farmers National can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Farmers National represents a small ownership stake in the entity. As a stockholder of Farmers, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Farmers National Dividends Analysis For Valuation

At present, Farmers National's Dividends Paid is projected to increase significantly based on the last few years of reporting. The current year's Dividend Payout Ratio is expected to grow to 0.61, whereas Dividend Yield is forecasted to decline to 0.04. . At present, Farmers National's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Retained Earnings Total Equity is expected to grow to about 256.4 M, whereas Earning Assets are forecasted to decline to about 483.2 M.
Last ReportedProjected for Next Year
Dividends Paid25.4 M26.7 M
Dividend Yield 0.05  0.04 
Dividend Payout Ratio 0.51  0.61 
Dividend Paid And Capex Coverage Ratio 2.13  2.12 
There are various types of dividends Farmers National can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Farmers shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Farmers National Banc directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Farmers pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Farmers National by the value of the dividends paid out.

Farmers National Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding37.5 M
Quarterly Earnings Growth Y O Y-0.361
Forward Price Earnings11.0988

Farmers National Current Valuation Indicators

Valuation refers to the process of determining the present value of Farmers National Banc and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Farmers we look at many different elements of the entity such as Farmers's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Farmers National, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Farmers National's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Farmers National's worth.

Complementary Tools for Farmers Stock analysis

When running Farmers National's price analysis, check to measure Farmers National's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Farmers National is operating at the current time. Most of Farmers National's value examination focuses on studying past and present price action to predict the probability of Farmers National's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Farmers National's price. Additionally, you may evaluate how the addition of Farmers National to your portfolios can decrease your overall portfolio volatility.
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