At this time, the firm appears to be undervalued. First Financial Northwest shows a prevailing Real Value of $22.15 per share. The current price of the firm is $21.25. Our model computes the value of First Financial Northwest from reviewing the firm fundamentals such as Shares Outstanding of 9.23 M, current valuation of 262.99 M, and Profit Margin of 0.03 % as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting First Financial's valuation include:
Price Book
1.2083
Enterprise Value
263 M
Price Sales
5.2201
Forward PE
11.3895
Trailing PE
177.25
Undervalued
Today 21.25
Please note that First Financial's price fluctuation is very steady at this time. Calculation of the real value of First Financial Northwest is based on 3 months time horizon. Increasing First Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the First stock is determined by what a typical buyer is willing to pay for full or partial control of First Financial Northwest. Since First Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of First Stock. However, First Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical
Market 21.25
Real 22.15
Target 22.83
Hype 21.28
Naive 20.99
The intrinsic value of First Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence First Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of First Financial Northwest helps investors to forecast how First stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Financial more accurately as focusing exclusively on First Financial's fundamentals will not take into account other important factors:
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use First Financial's intrinsic value based on its ongoing forecasts of First Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against First Financial's closest peers.
First Financial Cash
7.17 Million
First Valuation Trend
Analysing the historical paterns of First Financial's enterprise value and its market capitalization is a good way to estimate and gauge the value of First Financial Northwest over time and is usually enough for investors to make rational market timing decisions.
First Revenue by Product
First Financial Total Value Analysis
First Financial Northwest is currently estimated to have valuation of 262.99 M with market capitalization of 196.32 M, debt of 127.81 M, and cash on hands of 43.53 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the First Financial fundamentals before making equity appraisal based on enterprise value of the company
About 14.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.21. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Financial Northwest has Price/Earnings To Growth (PEG) ratio of 1.96. The entity last dividend was issued on the 7th of June 2024. First Financial Northwest is not in a good financial situation at this time. It has a very high probability of going through financial hardship in March.
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of First indicates not a very effective usage of assets in February.
Housing Crash
Credit Downgrade
Yuan Drop
Covid
First Financial Ownership Allocation
The market capitalization of First Financial Northwest is $196.32 Million. Over half of First Financial's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that obtain positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
First Financial Profitability Analysis
The company reported the previous year's revenue of 78.16 M. Net Income was 6.3 M with profit before overhead, payroll, taxes, and interest of 37.61 M.
First Financial Past Distributions to stockholders
Our relative valuation model uses a comparative analysis of First Financial. We calculate exposure to First Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of First Financial's related companies.
First Financial's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether First Financial's value is low or high relative to the company's performance and growth projections. Determining the market value of First Financial can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of First Financial represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
There are various types of dividends First Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of First shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from First Financial Northwest directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When First pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of First Financial by the value of the dividends paid out.
First Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as First Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding
9.2 M
Forward Price Earnings
11.3895
First Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of First Financial Northwest and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value First we look at many different elements of the entity such as First's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as First Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use First Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes First Financial's worth.
Additional Tools for First Stock Analysis
When running First Financial's price analysis, check to measure First Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Financial is operating at the current time. Most of First Financial's value examination focuses on studying past and present price action to predict the probability of First Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Financial's price. Additionally, you may evaluate how the addition of First Financial to your portfolios can decrease your overall portfolio volatility.