First Community Valuation
| FCCO Stock | USD 24.67 0.14 0.57% |
At this time, the firm appears to be undervalued. First Community shows a prevailing Real Value of $25.69 per share. The current price of the firm is $24.67. Our model computes the value of First Community from reviewing the firm fundamentals such as Current Valuation of 190.26 M, profit margin of 0.21 %, and Shares Outstanding of 7.64 M as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting First Community's valuation include:
Undervalued
Today
Please note that First Community's price fluctuation is very steady at this time. Calculation of the real value of First Community is based on 3 months time horizon. Increasing First Community's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since First Community is currently traded on the exchange, buyers and sellers on that exchange determine the market value of First Stock. However, First Community's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 24.67 | Real 25.69 | Target 26.67 | Hype 24.57 | Naive 23.17 |
The intrinsic value of First Community's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence First Community's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of First Community helps investors to forecast how First stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Community more accurately as focusing exclusively on First Community's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use First Community's intrinsic value based on its ongoing forecasts of First Community's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against First Community's closest peers.
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First Valuation Trend
Knowing First Community's actual value is paramount for traders when making sound investment determinations. Using both First Community's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
First Community Total Value Analysis
First Community is currently forecasted to have valuation of 190.26 M with market capitalization of 187.52 M, debt of 167.83 M, and cash on hands of 104.4 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the First Community fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
190.26 M | 187.52 M | 167.83 M | 104.4 M |
First Community Investor Information
About 58.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.31. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Community last dividend was issued on the 4th of February 2025. The entity had 5:4 split on the 1st of March 2002. Based on the key measurements obtained from First Community's financial statements, First Community is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in March.First Community Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of First suggests not a very effective usage of assets in February.First Community Ownership Allocation
The market capitalization of First Community is $187.52 Million. Over half of First Community's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that obtain positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.First Community Profitability Analysis
The company reported the previous year's revenue of 14 M. Net Income was 11.84 M with profit before overhead, payroll, taxes, and interest of 65.14 M.First Community Past Distributions to stockholders
About First Community Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of First Community. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of First Community based exclusively on its fundamental and basic technical indicators. By analyzing First Community's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of First Community's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of First Community. We calculate exposure to First Community's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of First Community's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 14 M | 24.4 M | |
| Pretax Profit Margin | 1.27 | 1.33 | |
| Operating Profit Margin | 0.89 | 0.58 | |
| Net Profit Margin | 1.00 | 1.05 | |
| Gross Profit Margin | 0.85 | 0.75 |
A single share of First Community represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
First Community Dividends Analysis For Valuation
At this time, First Community's Dividends Paid is very stable compared to the past year. As of the 26th of February 2025, Dividend Paid And Capex Coverage Ratio is likely to grow to 2.14, while Dividend Yield is likely to drop 0.02. . At this time, First Community's Retained Earnings are very stable compared to the past year. As of the 26th of February 2025, Retained Earnings Total Equity is likely to grow to about 59.2 M, while Earning Assets are likely to drop about 330.5 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 4.9 M | 5.1 M | |
| Dividend Yield | 0.02 | 0.02 | |
| Dividend Paid And Capex Coverage Ratio | 2.07 | 2.14 | |
| Dividend Payout Ratio | 0.32 | 0.20 |
There are various types of dividends First Community can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of First shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from First Community directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When First pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of First Community by the value of the dividends paid out.
First Community Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 7.7 M | |
| Quarterly Earnings Growth Y O Y | 0.282 | |
| Forward Price Earnings | 11.6414 |
First Community Current Valuation Indicators
First Community's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final First Community's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as First Community, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use First Community's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes First Community's worth.When determining whether First Community offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Community's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Community Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Community Stock: Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Community. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. To learn how to invest in First Stock, please use our How to Invest in First Community guide.You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Community. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.282 | Dividend Share 0.59 | Earnings Share 1.81 | Revenue Per Share | Quarterly Revenue Growth 0.162 |
The market value of First Community is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Community's value that differs from its market value or its book value, called intrinsic value, which is First Community's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Community's market value can be influenced by many factors that don't directly affect First Community's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Community's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.