Lcnb Corporation Stock Analysis

LCNB Stock  USD 14.93  0.16  1.06%   
LCNB Corporation is overvalued with Real Value of 12.57 and Target Price of 16.25. The main objective of LCNB stock analysis is to determine its intrinsic value, which is an estimate of what LCNB Corporation is worth, separate from its market price. There are two main types of LCNB's stock analysis: fundamental analysis and technical analysis.
The LCNB stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and LCNB's ongoing operational relationships across important fundamental and technical indicators.
  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LCNB Corporation. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.

LCNB Stock Analysis Notes

About 38.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.84. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. LCNB last dividend was issued on the 3rd of March 2025. The entity had 2:1 split on the 11th of May 2007. LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in Ohio. The company was founded in 1877 and is headquartered in Lebanon, Ohio. Lcnb Corp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 307 people. To find out more about LCNB Corporation contact the company at 513 932 1414 or learn more at https://www.lcnb.com.

LCNB Quarterly Total Revenue

22.7 Million

LCNB Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. LCNB's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding LCNB Corporation or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
LCNB generated a negative expected return over the last 90 days
Latest headline from news.google.com: LCNB Corporation Braces for Potential Credit Losses Amid Real Estate and Economic Challenges - TipRanks

LCNB Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to LCNB previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
26th of January 2024
Upcoming Quarterly Report
View
22nd of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
26th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

LCNB Largest EPS Surprises

Earnings surprises can significantly impact LCNB's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2017-04-18
2017-03-310.290.320.0310 
2024-10-21
2024-09-300.270.310.0414 
2020-10-20
2020-09-300.370.33-0.0410 
View All Earnings Estimates

LCNB Environmental, Social, and Governance (ESG) Scores

LCNB's ESG score is a quantitative measure that evaluates LCNB's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of LCNB's operations that may have significant financial implications and affect LCNB's stock price as well as guide investors towards more socially responsible investments.

LCNB Stock Institutional Investors

Shares
American Financial Group Inc2024-12-31
93.6 K
Kapstone Financial Advisors Llc2024-12-31
86.9 K
Morgan Stanley - Brokerage Accounts2024-12-31
81.5 K
Cetera Investment Advisers2024-12-31
80.6 K
Horan Securities, Inc.2024-12-31
74.9 K
Segall Bryant & Hamill2024-12-31
53.8 K
Bank Of New York Mellon Corp2024-12-31
51.3 K
Empowered Funds, Llc2024-12-31
49 K
Jpmorgan Chase & Co2024-12-31
45.5 K
Blackrock Inc2024-12-31
783.4 K
Vanguard Group Inc2024-12-31
667.2 K
Note, although LCNB's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

LCNB Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 211.38 M.

LCNB Profitablity

The company has Profit Margin (PM) of 0.17 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.36 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.36.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.05  0.05 
Return On Assets 0.05  0.05 
Return On Equity 0.78  0.82 

Management Efficiency

At present, LCNB's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.05, whereas Return On Capital Employed is forecasted to decline to 0. At present, LCNB's Non Currrent Assets Other are projected to increase significantly based on the last few years of reporting. The current year's Intangible Assets is expected to grow to about 11.7 M, whereas Total Assets are forecasted to decline to about 278.6 M. LCNB's management efficiency ratios could be used to measure how well LCNB manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 1.25  1.19 
Tangible Book Value Per Share(0.87)(0.83)
Enterprise Value Over EBITDA 18.19  9.43 
Price Book Value Ratio 12.08  12.69 
Enterprise Value Multiple 18.19  9.43 
Price Fair Value 12.08  12.69 
Enterprise Value260.8 M145.4 M
Leadership effectiveness at LCNB Corporation is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Dividend Yield
0.0589
Operating Margin
0.3625
Profit Margin
0.1703
Forward Dividend Yield
0.0589
Beta
0.78

Technical Drivers

As of the 21st of March, LCNB secures the Standard Deviation of 1.68, mean deviation of 1.29, and Market Risk Adjusted Performance of (0.17). In connection with fundamental indicators, the technical analysis model lets you check helpful technical drivers of LCNB, as well as the relationship between them.

LCNB Price Movement Analysis

Execute Study
The output start index for this execution was nineteen with a total number of output elements of fourty-two. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. LCNB middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for LCNB. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

LCNB Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific LCNB insiders, such as employees or executives, is commonly permitted as long as it does not rely on LCNB's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases LCNB insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

LCNB Outstanding Bonds

LCNB issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. LCNB uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most LCNB bonds can be classified according to their maturity, which is the date when LCNB Corporation has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

LCNB Predictive Daily Indicators

LCNB intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of LCNB stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

LCNB Corporate Filings

10K
12th of March 2025
Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance
ViewVerify
F4
27th of February 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
11th of February 2025
Other Reports
ViewVerify
8K
30th of January 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
26th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
25th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
18th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
12th of November 2024
Other Reports
ViewVerify

LCNB Forecast Models

LCNB's time-series forecasting models are one of many LCNB's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary LCNB's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About LCNB Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how LCNB prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling LCNB shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as LCNB. By using and applying LCNB Stock analysis, traders can create a robust methodology for identifying LCNB entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.20  0.36 
Net Profit Margin 0.17  0.28 
Gross Profit Margin 1.29  0.86 

Current LCNB Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. LCNB analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. LCNB analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
16.25Hold2Odds
LCNB Corporation current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most LCNB analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand LCNB stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of LCNB, talking to its executives and customers, or listening to LCNB conference calls.
LCNB Analyst Advice Details

LCNB Stock Analysis Indicators

LCNB Corporation stock analysis indicators help investors evaluate how LCNB stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading LCNB shares will generate the highest return on investment. By understating and applying LCNB stock analysis, traders can identify LCNB position entry and exit signals to maximize returns.
Begin Period Cash Flow39.7 M
Total Stockholder Equity17.2 M
Capital Lease Obligations6.1 M
Property Plant And Equipment Net2.8 M
Cash And Short Term Investments14.7 M
Net Invested Capital408.2 M
Cash9.5 M
50 Day M A15.0528
Net Interest Income60.6 M
Total Current Liabilities56 M
Forward Price Earnings13.0548
Investments61.4 M
Interest Expense44.2 M
Stock Based Compensation588 K
Long Term Debt155.2 M
Common Stock Shares Outstanding13.8 M
Tax Provision2.5 M
Quarterly Earnings Growth Y O Y-0.153
Free Cash Flow93.2 M
Net Debt52.5 M
Other Operating Expenses81.2 M
Non Current Assets Total32 M
Liabilities And Stockholders Equity293.3 M
Non Currrent Assets Other2.1 B

Complementary Tools for LCNB Stock analysis

When running LCNB's price analysis, check to measure LCNB's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy LCNB is operating at the current time. Most of LCNB's value examination focuses on studying past and present price action to predict the probability of LCNB's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move LCNB's price. Additionally, you may evaluate how the addition of LCNB to your portfolios can decrease your overall portfolio volatility.
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