LCNB Financial Statements From 2010 to 2025

LCNB Stock  USD 14.77  0.10  0.67%   
LCNB financial statements provide useful quarterly and yearly information to potential LCNB Corporation investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on LCNB financial statements helps investors assess LCNB's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting LCNB's valuation are summarized below:
Gross Profit
79.2 M
Profit Margin
0.1703
Market Capitalization
209.9 M
Enterprise Value Revenue
4.5646
Revenue
79.2 M
We have found one hundred twenty available fundamental ratios for LCNB, which can be analyzed and compared to other ratios and to its peers in the industry. All investors should make sure to check all of LCNB last-minute market performance against the performance between 2010 and 2025 to make sure the company can sustain itself for few more years. As of March 17, 2025, Market Cap is expected to decline to about 126.1 M. In addition to that, Enterprise Value is expected to decline to about 145.4 M

LCNB Total Revenue

110.27 Million

Check LCNB financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among LCNB's main balance sheet or income statement drivers, such as Interest Expense of 46.4 M, Total Revenue of 110.3 M or Gross Profit of 110.3 M, as well as many indicators such as Price To Sales Ratio of 3.88, Dividend Yield of 0.0342 or PTB Ratio of 12.69. LCNB financial statements analysis is a perfect complement when working with LCNB Valuation or Volatility modules.
  
Check out the analysis of LCNB Correlation against competitors.

LCNB Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets278.6 M293.3 M1.2 B
Slightly volatile
Total Stockholder Equity16.4 M17.2 M142.3 M
Pretty Stable
Other Assets269.4 M283.6 M1.1 B
Slightly volatile
Common Stock Shares Outstanding9.6 M13.8 M10.3 M
Slightly volatile
Liabilities And Stockholders Equity278.6 M293.3 M1.2 B
Slightly volatile
Total Liabilities262.2 M276 M1.1 B
Slightly volatile
Property Plant And Equipment Net2.7 M2.8 M25.8 M
Pretty Stable
Retained Earnings169.1 M161 M98.1 M
Slightly volatile
CashM9.5 M20 M
Very volatile
Non Current Assets Total30.4 M32 M420.6 M
Pretty Stable
Net Receivables6.9 M8.7 M7.9 M
Pretty Stable
Common Stock Total Equity174 M165.7 M101.6 M
Slightly volatile
Short Term Investments4.9 M5.2 M228.1 M
Slightly volatile
Other Current Assets41.1 M43.3 M296 M
Slightly volatile
Property Plant And Equipment Gross81 M77.2 M37.2 M
Slightly volatile
Total Current Assets14 M14.7 M490.9 M
Slightly volatile
Intangible Assets8.8 M8.4 M4.4 M
Slightly volatile
Common Stock27.1 M28.6 M85.7 M
Slightly volatile
Short and Long Term Debt Total41.6 M62 M53 M
Slightly volatile
Total Current Liabilities59.6 M56 M83 M
Slightly volatile
Accounts Payable14.2 M14.9 M53.5 M
Slightly volatile
Non Current Liabilities Total231.1 M220 M125.5 M
Slightly volatile
Other Liabilities19.6 M18.7 M12.6 M
Slightly volatile
Long Term Debt162.9 M155.2 M39.7 M
Slightly volatile
Property Plant Equipment23.7 M38 M27.9 M
Slightly volatile
Short Term Debt28.7 M56 M32.5 M
Slightly volatile
Good Will34.5 M20.8 M36.3 M
Slightly volatile
Net Tangible Assets136.6 M160.6 M125 M
Slightly volatile
Retained Earnings Total Equity98.7 M160.1 M95.8 M
Slightly volatile
Long Term Investments467.3 M279.7 M569.6 M
Very volatile
Non Current Liabilities Other16 M26.4 M15.5 M
Slightly volatile
Earning Assets280.7 M238.7 M342.9 M
Slightly volatile
Net Invested Capital336.3 M408.2 M260.3 M
Slightly volatile
Capital Stock168.6 M186.9 M148.2 M
Slightly volatile
Capital Lease Obligations6.8 M6.1 M5.8 M
Slightly volatile

LCNB Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense46.4 M44.2 M10.9 M
Slightly volatile
Total Revenue110.3 M105 M59.9 M
Slightly volatile
Gross Profit110.3 M105 M59.6 M
Slightly volatile
Other Operating Expenses109.9 M104.7 M40.9 M
Slightly volatile
EBITDA300.2 K316 K18.9 M
Slightly volatile
Income Before Tax14.6 M16 M16.7 M
Slightly volatile
Net Income11.4 M13.5 M13.2 M
Slightly volatile
Income Tax Expense3.3 M2.5 M3.5 M
Slightly volatile
Depreciation And Amortization1.8 MMM
Very volatile
Selling General Administrative17.6 M34.5 M20.7 M
Slightly volatile
Selling And Marketing Expenses754.3 KM874 K
Slightly volatile
Net Income Applicable To Common Shares26.7 M25.4 M15.6 M
Slightly volatile
Net Income From Continuing Ops17 M13.5 M15.1 M
Slightly volatile
Non Recurring100.9 K106.2 K549.6 K
Slightly volatile
Tax Provision3.1 M2.5 M3.9 M
Slightly volatile
Net Interest Income56.5 M60.6 M47.9 M
Slightly volatile
Interest Income68.8 M104.8 M56.7 M
Slightly volatile
Reconciled Depreciation573.8 K604 K2.6 M
Slightly volatile
Extraordinary Items179.2 K201.6 K219.8 K
Slightly volatile

LCNB Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow97.9 M93.2 M23.6 M
Slightly volatile
Begin Period Cash Flow41.7 M39.7 M21.8 M
Slightly volatile
Depreciation573.8 K604 K2.5 M
Slightly volatile
Dividends Paid6.3 M12.2 MM
Slightly volatile
Capital Expenditures2.4 MM2.5 M
Pretty Stable
Total Cash From Operating Activities97.9 M93.2 M25.7 M
Slightly volatile
Net Income11.6 M13.5 M13.3 M
Slightly volatile
End Period Cash Flow25.2 M35.7 M22.5 M
Slightly volatile
Change To Inventory96.9 K86.2 K92.3 K
Pretty Stable
Change Receivables213.6 K240.3 K262 K
Slightly volatile
Issuance Of Capital Stock314.8 K538 K177.4 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.882.56493.439
Slightly volatile
Dividend Yield0.03420.05870.04
Slightly volatile
PTB Ratio12.6912.0812.5668
Slightly volatile
Days Sales Outstanding53.2343.9544.4614
Slightly volatile
Book Value Per Share1.191.252413.5199
Very volatile
Free Cash Flow Yield0.470.44770.1267
Slightly volatile
Operating Cash Flow Per Share7.116.77342.2302
Slightly volatile
Stock Based Compensation To Revenue0.00760.00720.0031
Slightly volatile
Capex To Depreciation0.660.970.8972
Pretty Stable
PB Ratio12.6912.0812.5668
Slightly volatile
EV To Sales4.133.21133.9773
Very volatile
Free Cash Flow Per Share7.116.77342.014
Slightly volatile
ROIC0.00540.00570.0146
Slightly volatile
Net Income Per Share0.910.98021.2482
Slightly volatile
Payables Turnover0.0460.04850.0899
Slightly volatile
Sales General And Administrative To Revenue0.30.45650.3777
Slightly volatile
Capex To Revenue0.06260.0430.0496
Very volatile
Cash Per Share1.011.066821.7637
Slightly volatile
POCF Ratio2.122.233710.3509
Slightly volatile
Interest Coverage0.00680.00712.9075
Very volatile
Payout Ratio0.950.90560.5669
Slightly volatile
Capex To Operating Cash Flow0.20.140.1602
Very volatile
PFCF Ratio2.122.233713.2693
Slightly volatile
Days Payables Outstanding8.2 K7.8 K5.9 K
Slightly volatile
Income Quality7.266.91051.9657
Slightly volatile
ROE0.820.78260.1769
Slightly volatile
EV To Operating Cash Flow2.662.796711.6991
Slightly volatile
PE Ratio15.3115.436113.5953
Very volatile
Return On Tangible Assets0.05360.05110.0155
Slightly volatile
EV To Free Cash Flow2.662.796714.9414
Pretty Stable
Earnings Yield0.06160.06480.0762
Very volatile
Intangibles To Total Assets0.10.09960.0354
Slightly volatile
Current Ratio0.250.262226.1483
Slightly volatile
Receivables Turnover6.28.68.2885
Pretty Stable
Graham Number4.995.255418.9861
Very volatile
Shareholders Equity Per Share1.191.252413.5199
Very volatile
Debt To Equity3.773.59430.7335
Slightly volatile
Capex Per Share0.20.210.2418
Very volatile
Revenue Per Share3.655.8994.977
Slightly volatile
Interest Debt Per Share8.17.71395.9868
Slightly volatile
Debt To Assets0.220.21130.0575
Slightly volatile
Enterprise Value Over EBITDA866825116
Slightly volatile
Short Term Coverage Ratios2.671.6652.0441
Slightly volatile
Price Earnings Ratio15.3115.436113.5953
Very volatile
Operating Cycle53.2343.9544.4614
Slightly volatile
Price Book Value Ratio12.6912.0812.5668
Slightly volatile
Days Of Payables Outstanding8.2 K7.8 K5.9 K
Slightly volatile
Dividend Payout Ratio0.950.90560.5669
Slightly volatile
Price To Operating Cash Flows Ratio2.122.233710.3509
Slightly volatile
Price To Free Cash Flows Ratio2.122.233713.2693
Slightly volatile
Pretax Profit Margin0.360.19660.3286
Slightly volatile
Ebt Per Ebit53.0350.50957.3945
Slightly volatile
Operating Profit Margin0.00370.00390.3445
Slightly volatile
Effective Tax Rate0.260.15470.2211
Slightly volatile
Company Equity Multiplier10.7617.01299.407
Slightly volatile
Long Term Debt To Capitalization0.270.2570.1304
Slightly volatile
Total Debt To Capitalization0.820.78230.2916
Slightly volatile
Return On Capital Employed0.00130.00130.0137
Slightly volatile
Debt Equity Ratio3.773.59430.7335
Slightly volatile
Ebit Per Revenue0.00370.00390.3445
Slightly volatile
Quick Ratio0.250.262226.3702
Slightly volatile
Dividend Paid And Capex Coverage Ratio8.017.63042.578
Slightly volatile
Net Income Per E B T0.620.84530.7766
Pretty Stable
Cash Ratio0.160.16920.9697
Slightly volatile
Operating Cash Flow Sales Ratio1.211.14820.4187
Slightly volatile
Days Of Sales Outstanding53.2343.9544.4614
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.660.790.8267
Pretty Stable
Cash Flow Coverage Ratios1.131.50470.6364
Very volatile
Price To Book Ratio12.6912.0812.5668
Slightly volatile
Fixed Asset Turnover30.1228.68215.2979
Slightly volatile
Capital Expenditure Coverage Ratio8.177.1512.5134
Very volatile
Price Cash Flow Ratio2.122.233710.3509
Slightly volatile
Enterprise Value Multiple866825116
Slightly volatile
Debt Ratio0.220.21130.0575
Slightly volatile
Cash Flow To Debt Ratio1.131.50470.6364
Very volatile
Price Sales Ratio3.882.56493.439
Slightly volatile
Return On Assets0.04830.0460.0147
Slightly volatile
Asset Turnover0.290.27690.069
Slightly volatile
Net Profit Margin0.280.16620.2568
Pretty Stable
Gross Profit Margin0.861.29331.1097
Slightly volatile
Price Fair Value12.6912.0812.5668
Slightly volatile
Return On Equity0.820.78260.1769
Slightly volatile

LCNB Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap126.1 M208.3 M165.2 M
Slightly volatile
Enterprise Value145.4 M260.8 M203.1 M
Slightly volatile

LCNB Fundamental Market Drivers

Forward Price Earnings13.0548
Cash And Short Term Investments14.7 M

LCNB Upcoming Events

26th of January 2024
Upcoming Quarterly Report
View
22nd of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
26th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About LCNB Financial Statements

LCNB stakeholders use historical fundamental indicators, such as LCNB's revenue or net income, to determine how well the company is positioned to perform in the future. Although LCNB investors may analyze each financial statement separately, they are all interrelated. For example, changes in LCNB's assets and liabilities are reflected in the revenues and expenses on LCNB's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in LCNB Corporation. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue16.3 M17.1 M
Total Revenue105 M110.3 M
Cost Of Revenue-22.8 M-21.7 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.46  0.30 
Capex To Revenue 0.04  0.06 
Revenue Per Share 5.90  3.65 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether LCNB offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of LCNB's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Lcnb Corporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Lcnb Corporation Stock:
Check out the analysis of LCNB Correlation against competitors.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LCNB. If investors know LCNB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LCNB listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.15)
Dividend Share
0.88
Earnings Share
0.97
Revenue Per Share
5.756
Quarterly Revenue Growth
0.267
The market value of LCNB is measured differently than its book value, which is the value of LCNB that is recorded on the company's balance sheet. Investors also form their own opinion of LCNB's value that differs from its market value or its book value, called intrinsic value, which is LCNB's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LCNB's market value can be influenced by many factors that don't directly affect LCNB's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LCNB's value and its price as these two are different measures arrived at by different means. Investors typically determine if LCNB is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LCNB's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.