Westamerica Bancorporation Profit Margin vs. Shares Owned By Insiders

WABC Stock  USD 57.23  0.31  0.54%   
Considering Westamerica Bancorporation's profitability and operating efficiency indicators, Westamerica Bancorporation's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess Westamerica Bancorporation's ability to earn profits and add value for shareholders.

Westamerica Bancorporation Net Profit Margin

0.3

At present, Westamerica Bancorporation's Sales General And Administrative To Revenue is projected to slightly decrease based on the last few years of reporting. At present, Westamerica Bancorporation's Income Tax Expense is projected to increase significantly based on the last few years of reporting. The current year's Income Before Tax is expected to grow to about 232.7 M, whereas Accumulated Other Comprehensive Income is projected to grow to (180.7 M).
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.30.5696
Way Down
Slightly volatile
Operating Profit Margin0.850.7802
Significantly Up
Very volatile
Pretax Profit Margin0.410.7802
Way Down
Slightly volatile
Return On Assets0.02670.0254
Sufficiently Up
Slightly volatile
Return On Equity0.190.2093
Moderately Down
Slightly volatile
For Westamerica Bancorporation profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Westamerica Bancorporation to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Westamerica Bancorporation utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Westamerica Bancorporation's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Westamerica Bancorporation over time as well as its relative position and ranking within its peers.
  
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Westamerica Bancorporation. If investors know Westamerica will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Westamerica Bancorporation listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.16)
Dividend Share
1.76
Earnings Share
5.49
Revenue Per Share
11.398
Quarterly Revenue Growth
(0.10)
The market value of Westamerica Bancorporation is measured differently than its book value, which is the value of Westamerica that is recorded on the company's balance sheet. Investors also form their own opinion of Westamerica Bancorporation's value that differs from its market value or its book value, called intrinsic value, which is Westamerica Bancorporation's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Westamerica Bancorporation's market value can be influenced by many factors that don't directly affect Westamerica Bancorporation's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Westamerica Bancorporation's value and its price as these two are different measures arrived at by different means. Investors typically determine if Westamerica Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Westamerica Bancorporation's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Westamerica Bancorporation Shares Owned By Insiders vs. Profit Margin Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Westamerica Bancorporation's current stock value. Our valuation model uses many indicators to compare Westamerica Bancorporation value to that of its competitors to determine the firm's financial worth.
Westamerica Bancorporation is rated first in profit margin category among its peers. It is rated below average in shares owned by insiders category among its peers making about  9.64  of Shares Owned By Insiders per Profit Margin. At present, Westamerica Bancorporation's Net Profit Margin is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Westamerica Bancorporation's earnings, one of the primary drivers of an investment's value.

Westamerica Shares Owned By Insiders vs. Profit Margin

Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.

Westamerica Bancorporation

Profit Margin

 = 

Net Income

Revenue

X

100

 = 
0.48 %
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
Shares Owned by Insiders show the percentage of outstanding shares owned by insiders (such as principal officers or members of the board of directors) or private individuals and entities with over 5% of the total shares outstanding. Company executives or private individuals with access to insider information share information about a firm's operations that is not available to the general public.

Westamerica Bancorporation

Insiders Shares

 = 

Executives Shares

+

Employees

 = 
4.64 %
Although the research on effects of insider trading on prices and volatility is still relatively inconclusive, and investors are advised to pay close attention to the distribution of equities among company's stakeholders to avoid many problems associated with the disclosure of price-sensitive information.

Westamerica Shares Owned By Insiders Comparison

Westamerica Bancorporation is currently under evaluation in shares owned by insiders category among its peers.

Westamerica Bancorporation Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Westamerica Bancorporation, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Westamerica Bancorporation will eventually generate negative long term returns. The profitability progress is the general direction of Westamerica Bancorporation's change in net profit over the period of time. It can combine multiple indicators of Westamerica Bancorporation, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-190.2 M-180.7 M
Operating Income221.6 M133.1 M
Net Income161.8 M169.9 M
Income Tax Expense59.8 M62.8 M
Income Before Tax221.6 M232.7 M
Total Other Income Expense Net221.6 M232.7 M
Net Income Applicable To Common Shares109.8 M66.7 M
Net Income From Continuing Ops161.6 M91.3 M
Net Interest Income279.5 M188.1 M
Interest Income282.2 M190.4 M
Non Operating Income Net Other-46.8 K-49.1 K
Change To Netincome968.4 K920 K
Net Income Per Share 6.06  6.36 
Income Quality 0.98  1.46 
Net Income Per E B T 0.73  0.58 

Westamerica Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Westamerica Bancorporation. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Westamerica Bancorporation position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Westamerica Bancorporation's important profitability drivers and their relationship over time.

Use Westamerica Bancorporation in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Westamerica Bancorporation position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Westamerica Bancorporation will appreciate offsetting losses from the drop in the long position's value.

Westamerica Bancorporation Pair Trading

Westamerica Bancorporation Pair Trading Analysis

The ability to find closely correlated positions to Westamerica Bancorporation could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Westamerica Bancorporation when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Westamerica Bancorporation - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Westamerica Bancorporation to buy it.
The correlation of Westamerica Bancorporation is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Westamerica Bancorporation moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Westamerica Bancorporation moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Westamerica Bancorporation can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your Westamerica Bancorporation position

In addition to having Westamerica Bancorporation in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Agriculture
Agriculture Theme
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Agriculture theme has 30 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Agriculture Theme or any other thematic opportunities.
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When determining whether Westamerica Bancorporation offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Westamerica Bancorporation's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Westamerica Bancorporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Westamerica Bancorporation Stock:
Check out Your Current Watchlist.
For information on how to trade Westamerica Stock refer to our How to Trade Westamerica Stock guide.
You can also try the Piotroski F Score module to get Piotroski F Score based on the binary analysis strategy of nine different fundamentals.
To fully project Westamerica Bancorporation's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Westamerica Bancorporation at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Westamerica Bancorporation's income statement, its balance sheet, and the statement of cash flows.
Potential Westamerica Bancorporation investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Westamerica Bancorporation investors may work on each financial statement separately, they are all related. The changes in Westamerica Bancorporation's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Westamerica Bancorporation's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.