Amalgamated Bank Operating Margin vs. Return On Asset

AMAL Stock  USD 34.94  0.07  0.20%   
Taking into consideration Amalgamated Bank's profitability measurements, Amalgamated Bank is yielding more profit at this time then in previous quarter. It has a moderate probability of reporting better profitability numbers in January. Profitability indicators assess Amalgamated Bank's ability to earn profits and add value for shareholders.

Amalgamated Bank Operating Profit Margin

0.45

Sales General And Administrative To Revenue is expected to rise to 0.56 this year, although the value of Price To Sales Ratio will most likely fall to 2.85. At this time, Amalgamated Bank's Net Income Per Share is quite stable compared to the past year. Income Quality is expected to rise to 1.79 this year, although the value of Net Interest Income will most likely fall to about 174 M.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.640.77
Significantly Down
Pretty Stable
Return On Assets0.00590.011
Way Down
Slightly volatile
Return On Equity0.160.1503
Notably Up
Slightly volatile
For Amalgamated Bank profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Amalgamated Bank to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Amalgamated Bank utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Amalgamated Bank's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Amalgamated Bank over time as well as its relative position and ranking within its peers.
  
Check out Trending Equities.
For more information on how to buy Amalgamated Stock please use our How to buy in Amalgamated Stock guide.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Amalgamated Bank. If investors know Amalgamated will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Amalgamated Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.233
Dividend Share
0.44
Earnings Share
3.39
Revenue Per Share
9.928
Quarterly Revenue Growth
0.156
The market value of Amalgamated Bank is measured differently than its book value, which is the value of Amalgamated that is recorded on the company's balance sheet. Investors also form their own opinion of Amalgamated Bank's value that differs from its market value or its book value, called intrinsic value, which is Amalgamated Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Amalgamated Bank's market value can be influenced by many factors that don't directly affect Amalgamated Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Amalgamated Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Amalgamated Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Amalgamated Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Amalgamated Bank Return On Asset vs. Operating Margin Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Amalgamated Bank's current stock value. Our valuation model uses many indicators to compare Amalgamated Bank value to that of its competitors to determine the firm's financial worth.
Amalgamated Bank is rated second in operating margin category among its peers. It also is rated second in return on asset category among its peers reporting about  0.03  of Return On Asset per Operating Margin. The ratio of Operating Margin to Return On Asset for Amalgamated Bank is roughly  38.43 . At this time, Amalgamated Bank's Operating Profit Margin is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Amalgamated Bank by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Amalgamated Return On Asset vs. Operating Margin

Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.

Amalgamated Bank

Operating Margin

 = 

Operating Income

Revenue

X

100

 = 
0.49 %
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
Return on Asset or ROA shows how effective is the management of the company in generating income from utilizing all of the assets at their disposal. It is a useful ratio to evaluate the performance of different departments of a company as well as to understand management performance over time.

Amalgamated Bank

Return On Asset

 = 

Net Income

Total Assets

 = 
0.0128
Return on Asset measures overall efficiency of a company in generating profits from its total assets. It is expressed as the percentage of profits earned per dollar of Asset. A low ROA typically means that a company is asset-intensive and therefore will needs more money to continue generating revenue in the future.

Amalgamated Return On Asset Comparison

Amalgamated Bank is currently under evaluation in return on asset category among its peers.

Amalgamated Bank Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Amalgamated Bank, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Amalgamated Bank will eventually generate negative long term returns. The profitability progress is the general direction of Amalgamated Bank's change in net profit over the period of time. It can combine multiple indicators of Amalgamated Bank, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-86 M-81.7 M
Net Interest Income261.3 M174 M
Interest Income340.6 M200.7 M
Operating Income-3.5 M-3.3 M
Income Before Tax124.7 M131 M
Net Income Applicable To Common Shares93.7 M98.4 M
Net Income88 M51.9 M
Income Tax Expense36.8 M38.6 M
Net Income From Continuing Ops90 M52.1 M
Total Other Income Expense Net124.7 M131 M
Change To Netincome43.7 M45.9 M
Net Income Per Share 2.88  3.02 
Income Quality 1.33  1.79 
Net Income Per E B T 0.71  1.06 

Amalgamated Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Amalgamated Bank. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Amalgamated Bank position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Amalgamated Bank's important profitability drivers and their relationship over time.

Use Amalgamated Bank in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Amalgamated Bank position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Amalgamated Bank will appreciate offsetting losses from the drop in the long position's value.

Amalgamated Bank Pair Trading

Amalgamated Bank Pair Trading Analysis

The ability to find closely correlated positions to Amalgamated Bank could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Amalgamated Bank when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Amalgamated Bank - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Amalgamated Bank to buy it.
The correlation of Amalgamated Bank is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Amalgamated Bank moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Amalgamated Bank moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Amalgamated Bank can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your Amalgamated Bank position

In addition to having Amalgamated Bank in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Coal Thematic Idea Now

Coal
Coal Theme
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Coal theme has 13 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Coal Theme or any other thematic opportunities.
View All  Next Launch
When determining whether Amalgamated Bank is a strong investment it is important to analyze Amalgamated Bank's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Amalgamated Bank's future performance. For an informed investment choice regarding Amalgamated Stock, refer to the following important reports:
Check out Trending Equities.
For more information on how to buy Amalgamated Stock please use our How to buy in Amalgamated Stock guide.
You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.
To fully project Amalgamated Bank's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Amalgamated Bank at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Amalgamated Bank's income statement, its balance sheet, and the statement of cash flows.
Potential Amalgamated Bank investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Amalgamated Bank investors may work on each financial statement separately, they are all related. The changes in Amalgamated Bank's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Amalgamated Bank's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.