Is Amalgamated Bank Stock a Good Investment?

Amalgamated Bank Investment Advice

  AMAL
To provide specific investment advice or recommendations on Amalgamated Bank stock, we recommend investors consider the following general factors when evaluating Amalgamated Bank. This will help you to make an informed decision on whether to include Amalgamated Bank in one of your diversified portfolios:
  • Examine Amalgamated Bank's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
  • Research Amalgamated Bank's leadership team and their track record. Good management can help Amalgamated Bank navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
  • Consider the overall health of the Regional Banks space and any emerging trends that could impact Amalgamated Bank's business and its evolving consumer preferences.
  • Compare Amalgamated Bank's performance and market position to its competitors. Analyze how Amalgamated Bank is positioned in terms of product offerings, innovation, and market share.
  • Check if Amalgamated Bank pays a dividend and its dividend yield and payout ratio.
  • Review what financial analysts are saying about Amalgamated Bank's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Amalgamated Bank stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Amalgamated Bank is a good investment.
 
Sell
 
Buy
Hold
Our advice module can be used to complement Amalgamated Bank investment recommendation provided by average analyst sentiment. It analyzes the company's potential to grow using fundamental, technical, data market data available at the time. To make sure Amalgamated Bank is not overpriced, please confirm all Amalgamated Bank fundamentals, including its current valuation, revenue, cash flow from operations, as well as the relationship between the number of shares shorted and cash and equivalents . Given that Amalgamated Bank has a number of shares shorted of 828.06 K, we suggest you to validate Amalgamated Bank market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Market Performance

ModestDetails

Volatility

Very steadyDetails

Hype Condition

Low keyDetails

Current Valuation

OvervaluedDetails

Odds Of Distress

Very LowDetails

Economic Sensitivity

Hyperactively responds to market trendsDetails

Investor Sentiment

AlarmedDetails

Analyst Consensus

BuyDetails

Financial Strenth (F Score)

StrongDetails

Financial Leverage

Not RatedDetails

Reporting Quality (M-Score)

Unlikely ManipulatorDetails

Examine Amalgamated Bank Stock

Researching Amalgamated Bank's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 40.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.53. Some equities with similar Price to Book (P/B) outperform the market in the long run. Amalgamated Bank last dividend was issued on the 5th of November 2024. The entity had 20:1 split on the 30th of July 2018.
To determine if Amalgamated Bank is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Amalgamated Bank's research are outlined below:
Amalgamated Bank has a strong financial position based on the latest SEC filings
About 59.0% of the company shares are held by institutions such as insurance companies
On 21st of November 2024 Amalgamated Bank paid $ 0.12 per share dividend to its current shareholders
Latest headline from news.google.com: Amalgamated Bank Highlights Strategies at Investor Presentations - TipRanks

Amalgamated Bank Quarterly Liabilities And Stockholders Equity

8.41 Billion

Amalgamated Bank uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Amalgamated Bank. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Amalgamated Bank's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
25th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View
Earnings surprises can significantly impact Amalgamated Bank's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Amalgamated Bank's investors have experienced.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2021-07-29
2021-06-300.360.32-0.0411 
2019-10-28
2019-09-300.370.410.0410 
2020-04-30
2020-03-310.350.29-0.0617 
2019-01-29
2018-12-310.360.3-0.0616 
2022-04-28
2022-03-310.390.460.0717 
2021-04-22
2021-03-310.340.410.0720 
2022-10-27
2022-09-300.690.770.0811 
2020-07-28
2020-06-300.260.340.0830 

Know Amalgamated Bank's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Amalgamated Bank is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Amalgamated Bank backward and forwards among themselves. Amalgamated Bank's institutional investor refers to the entity that pools money to purchase Amalgamated Bank's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Millennium Management Llc2024-09-30
266.6 K
Bridgeway Capital Management, Llc2024-09-30
254.5 K
Allianz Asset Management Ag2024-09-30
236.6 K
Federated Hermes Inc2024-09-30
230.6 K
Nia Impact Capital2024-09-30
226.5 K
Nuveen Asset Management, Llc2024-09-30
218.3 K
Northern Trust Corp2024-09-30
215.7 K
Morgan Stanley - Brokerage Accounts2024-09-30
207.8 K
Arrowstreet Capital Limited Partnership2024-09-30
200.7 K
Blackrock Inc2024-06-30
2.9 M
Vanguard Group Inc2024-09-30
1.3 M
Note, although Amalgamated Bank's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Amalgamated Bank's market capitalization trends

The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.07 B.

Market Cap

493.77 Million

Amalgamated Bank's profitablity analysis

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.06  0.03 
Return On Assets 0.01  0.01 
Return On Equity 0.15  0.16 
The company has Profit Margin (PM) of 0.35 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.49 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.49.
Determining Amalgamated Bank's profitability involves analyzing its financial statements and using various financial metrics to determine if Amalgamated Bank is a good buy. For example, gross profit margin measures Amalgamated Bank's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Amalgamated Bank's profitability and make more informed investment decisions.

Evaluate Amalgamated Bank's management efficiency

Amalgamated Bank has return on total asset (ROA) of 0.0128 % which means that it generated a profit of $0.0128 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1681 %, meaning that it created $0.1681 on every $100 dollars invested by stockholders. Amalgamated Bank's management efficiency ratios could be used to measure how well Amalgamated Bank manages its routine affairs as well as how well it operates its assets and liabilities. Return On Equity is expected to rise to 0.16 this year, although the value of Return On Tangible Assets will most likely fall to 0.01. At this time, Amalgamated Bank's Non Currrent Assets Other are quite stable compared to the past year. Other Current Assets is expected to rise to about 355 M this year, although the value of Net Tangible Assets will most likely fall to about 489.9 M.
Last ReportedProjected for Next Year
Book Value Per Share 19.16  18.20 
Tangible Book Value Per Share 18.66  17.73 
Enterprise Value Over EBITDA 13.72  13.03 
Price Book Value Ratio 1.41  1.34 
Enterprise Value Multiple 13.72  13.03 
Price Fair Value 1.41  1.34 
Enterprise Value568.9 M505.7 M
Evaluating the management effectiveness of Amalgamated Bank allows investors to assess its financial health and operational efficiency. Coupled with an analysis of its growth prospects and the current market dynamics, we evaluate the stock's true value and future potential. Key indicators such as revenue, earnings or debt levels are examined alongside external factors like economic trends and regulatory changes. The Amalgamated Stock analysis seeks to determine whether the stock is undervalued, appropriately priced, or overvalued, thereby guiding your investment decisions.
Dividend Yield
0.0137
Forward Dividend Yield
0.0137
Forward Dividend Rate
0.48
Beta
0.907

Basic technical analysis of Amalgamated Stock

As of the 15th of December 2024, Amalgamated Bank shows the mean deviation of 1.59, and Risk Adjusted Performance of 0.0839. Amalgamated Bank technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Amalgamated Bank information ratio, and the relationship between the downside deviation and value at risk to decide if Amalgamated Bank is priced correctly, providing market reflects its regular price of 34.94 per share. Given that Amalgamated Bank has jensen alpha of 0.035, we suggest you to validate Amalgamated Bank's prevailing market performance to make sure the company can sustain itself at a future point.

Amalgamated Bank's insider trading activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Amalgamated Bank insiders, such as employees or executives, is commonly permitted as long as it does not rely on Amalgamated Bank's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Amalgamated Bank insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Workers United over three weeks ago
Disposition of 10000 shares by Workers United of Amalgamated Bank at 35.2062 subject to Rule 16b-3
 
Workers United over three weeks ago
Disposition of 20000 shares by Workers United of Amalgamated Bank at 35.3001 subject to Rule 16b-3
 
Workers United over three weeks ago
Disposition of 62971 shares by Workers United of Amalgamated Bank at 35.7231 subject to Rule 16b-3
 
Western States Regional Joint Board, Workers United over a month ago
Disposition of 55000 shares by Western States Regional Joint Board, Workers United of Amalgamated Bank at 37.2278 subject to Rule 16b-3
 
Jason Darby over a month ago
Disposition of 4000 shares by Jason Darby of Amalgamated Bank at 36.5887 subject to Rule 16b-3
 
Rochester Regional Joint Board, Workers United over a month ago
Disposition of 50000 shares by Rochester Regional Joint Board, Workers United of Amalgamated Bank at 38.0662 subject to Rule 16b-3
 
Rochester Regional Joint Board, Workers United over a month ago
Disposition of 8004 shares by Rochester Regional Joint Board, Workers United of Amalgamated Bank at 32.6767 subject to Rule 16b-3
 
Rochester Regional Joint Board, Workers United over a month ago
Disposition of 18625 shares by Rochester Regional Joint Board, Workers United of Amalgamated Bank at 34.3162 subject to Rule 16b-3
 
Graham Tyrone over a month ago
Acquisition by Graham Tyrone of 3806 shares of Amalgamated Bank subject to Rule 16b-3
 
Workers United over three months ago
Disposition of 34026 shares by Workers United of Amalgamated Bank at 29.9586 subject to Rule 16b-3
 
Workers United over three months ago
Disposition of 21395 shares by Workers United of Amalgamated Bank at 30.0446 subject to Rule 16b-3
 
Workers United over three months ago
Disposition of 78732 shares by Workers United of Amalgamated Bank at 31.0669 subject to Rule 16b-3

Amalgamated Bank's Outstanding Corporate Bonds

Amalgamated Bank issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Amalgamated Bank uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Amalgamated bonds can be classified according to their maturity, which is the date when Amalgamated Bank has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Understand Amalgamated Bank's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing Amalgamated Bank's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

Consider Amalgamated Bank's intraday indicators

Amalgamated Bank intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Amalgamated Bank stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Amalgamated Bank Corporate Filings

8K
5th of December 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
21st of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
13A
12th of November 2024
An amended filing to the original Schedule 13G
ViewVerify
10Q
5th of November 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
Amalgamated Bank time-series forecasting models is one of many Amalgamated Bank's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Amalgamated Bank's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Amalgamated Stock media impact

Far too much social signal, news, headlines, and media speculation about Amalgamated Bank that are available to investors today. That information is available publicly through Amalgamated media outlets and privately through word of mouth or via Amalgamated internal channels. However, regardless of the origin, that massive amount of Amalgamated data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Amalgamated Bank news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Amalgamated Bank relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Amalgamated Bank's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Amalgamated Bank alpha.

Amalgamated Bank Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards Amalgamated Bank can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

Amalgamated Bank Corporate Management

Already Invested in Amalgamated Bank?

The danger of trading Amalgamated Bank is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Amalgamated Bank is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Amalgamated Bank. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Amalgamated Bank is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Amalgamated Bank is a strong investment it is important to analyze Amalgamated Bank's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Amalgamated Bank's future performance. For an informed investment choice regarding Amalgamated Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Amalgamated Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
For more information on how to buy Amalgamated Stock please use our How to buy in Amalgamated Stock guide.
You can also try the Pattern Recognition module to use different Pattern Recognition models to time the market across multiple global exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Amalgamated Bank. If investors know Amalgamated will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Amalgamated Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.233
Dividend Share
0.44
Earnings Share
3.39
Revenue Per Share
9.928
Quarterly Revenue Growth
0.156
The market value of Amalgamated Bank is measured differently than its book value, which is the value of Amalgamated that is recorded on the company's balance sheet. Investors also form their own opinion of Amalgamated Bank's value that differs from its market value or its book value, called intrinsic value, which is Amalgamated Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Amalgamated Bank's market value can be influenced by many factors that don't directly affect Amalgamated Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Amalgamated Bank's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Amalgamated Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Amalgamated Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.