Amalgamated Bank Stock Buy Hold or Sell Recommendation

AMAL Stock  USD 29.14  0.77  2.71%   
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Amalgamated Bank is 'Strong Hold'. The recommendation algorithm takes into account all of Amalgamated Bank's available fundamental, technical, and predictive indicators you will find on this site.
  
Check out Amalgamated Bank Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
For more information on how to buy Amalgamated Stock please use our How to buy in Amalgamated Stock guide.
Note, we conduct extensive research on individual companies such as Amalgamated and provide practical buy, sell, or hold advice based on investors' constraints. Amalgamated Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.

Execute Amalgamated Bank Buy or Sell Advice

The Amalgamated recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Amalgamated Bank. Macroaxis does not own or have any residual interests in Amalgamated Bank or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Amalgamated Bank's advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell Amalgamated BankBuy Amalgamated Bank
Strong Hold

Market Performance

Very WeakDetails

Volatility

Very steadyDetails

Hype Condition

Low keyDetails

Current Valuation

UndervaluedDetails

Odds Of Distress

Very LowDetails

Economic Sensitivity

Almost mirrors the marketDetails

Investor Sentiment

ImpartialDetails

Analyst Consensus

BuyDetails

Financial Strenth (F Score)

HealthyDetails

Financial Leverage

Not RatedDetails

Reporting Quality (M-Score)

Unlikely ManipulatorDetails
For the selected time horizon Amalgamated Bank has a Risk Adjusted Performance of (0.13), Jensen Alpha of (0.21), Total Risk Alpha of 0.0156 and Treynor Ratio of (0.37)
Our investment recommendation module complements current analysts and expert consensus on Amalgamated Bank. It analyzes the firm potential to grow using all fundamental, technical, and market related data available at the time. To make sure Amalgamated Bank is not overpriced, please confirm all Amalgamated Bank fundamentals, including its current valuation, revenue, cash flow from operations, as well as the relationship between the number of shares shorted and cash and equivalents . Given that Amalgamated Bank has a number of shares shorted of 1.18 M, we suggest you to validate Amalgamated Bank market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Amalgamated Bank Trading Alerts and Improvement Suggestions

Amalgamated Bank generated a negative expected return over the last 90 days
About 64.0% of the company shares are held by institutions such as insurance companies
On 27th of February 2025 Amalgamated Bank paid $ 0.14 per share dividend to its current shareholders
Latest headline from businesswire.com: GS Power Partners Secures 22M in Financing with Amalgamated Bank

Amalgamated Bank Returns Distribution Density

The distribution of Amalgamated Bank's historical returns is an attempt to chart the uncertainty of Amalgamated Bank's future price movements. The chart of the probability distribution of Amalgamated Bank daily returns describes the distribution of returns around its average expected value. We use Amalgamated Bank price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Amalgamated Bank returns is essential to provide solid investment advice for Amalgamated Bank.
Mean Return
-0.33
Value At Risk
-3.93
Potential Upside
2.91
Standard Deviation
2.10
   Return Density   
       Distribution  
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Amalgamated Bank historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

Amalgamated Stock Institutional Investors

Shares
Goldman Sachs Group Inc2024-12-31
317.4 K
Allianz Asset Management Ag2024-12-31
261.8 K
Federated Hermes Inc2024-12-31
242.8 K
Charles Schwab Investment Management Inc2024-12-31
242.5 K
Millennium Management Llc2024-12-31
235.7 K
Nia Impact Capital2024-12-31
228.1 K
Morgan Stanley - Brokerage Accounts2024-12-31
218 K
Northern Trust Corp2024-12-31
217.4 K
Nuveen Asset Management, Llc2024-12-31
217.4 K
Blackrock Inc2024-12-31
3.5 M
Dimensional Fund Advisors, Inc.2024-12-31
1.2 M
Note, although Amalgamated Bank's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Amalgamated Bank Cash Flow Accounts

202020212022202320242025 (projected)
Investments(755.1M)(959.6M)(582.2M)(44.5M)(315.9M)(331.7M)
Change In Cash(83.8M)291.7M(266.9M)27.0M(29.8M)(31.3M)
Net Borrowings(17.9M)(75M)83.8M580M667M700.4M
Free Cash Flow64.2M68.1M145.7M115.7M124.1M79.2M
Depreciation7.6M4.8M4.6M4.4M5.4M5.8M
Other Non Cash Items9.5M14.5M45.4M20.3M1.5M1.4M
Dividends Paid10.0M10.0M11.2M12.3M14.2M8.4M
Capital Expenditures1.6M2.4M1.7M1.5M1.8M2.3M
Net Income46.2M52.9M81.5M88.0M106.4M59.1M
End Period Cash Flow38.8M330.5M63.5M90.6M60.7M92.9M
Change To Netincome4.4M10.6M15.5M38.0M43.7M45.9M

Amalgamated Bank Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Amalgamated Bank or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Amalgamated Bank's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Amalgamated stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over Dow Jones
-0.21
β
Beta against Dow Jones0.91
σ
Overall volatility
2.20
Ir
Information ratio -0.09

Amalgamated Bank Volatility Alert

Amalgamated Bank exhibits very low volatility with skewness of -0.74 and kurtosis of 1.71. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Amalgamated Bank's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Amalgamated Bank's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.

Amalgamated Bank Fundamentals Vs Peers

Comparing Amalgamated Bank's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Amalgamated Bank's direct or indirect competition across all of the common fundamentals between Amalgamated Bank and the related equities. This way, we can detect undervalued stocks with similar characteristics as Amalgamated Bank or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Amalgamated Bank's fundamental indicators could also be used in its relative valuation, which is a method of valuing Amalgamated Bank by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare Amalgamated Bank to competition
FundamentalsAmalgamated BankPeer Average
Return On Equity0.16-0.31
Return On Asset0.0131-0.14
Profit Margin0.35 %(1.27) %
Operating Margin0.46 %(5.51) %
Current Valuation1.12 B16.62 B
Shares Outstanding30.69 M571.82 M
Shares Owned By Insiders24.73 %10.09 %
Shares Owned By Institutions63.64 %39.21 %
Number Of Shares Shorted1.18 M4.71 M
Price To Earning16.14 X28.72 X
Price To Book1.26 X9.51 X
Price To Sales2.86 X11.42 X
Revenue401.3 M9.43 B
Gross Profit304.26 M27.38 B
EBITDA888 K3.9 B
Net Income106.43 M570.98 M
Cash And Equivalents259.06 M2.7 B
Cash Per Share8.45 X5.01 X
Total Debt334.14 M5.32 B
Book Value Per Share23.07 X1.93 K
Cash Flow From Operations124.06 M971.22 M
Short Ratio4.54 X4.00 X
Earnings Per Share3.44 X3.12 X
Target Price41.5
Number Of Employees42918.84 K
Beta0.92-0.15
Market Capitalization870.6 M19.03 B
Total Asset8.26 B29.47 B
Retained Earnings480.14 M9.33 B
Annual Yield0.02 %
Net Asset8.26 B
Last Dividend Paid0.48
Note: Disposition of 869 shares by Tyrone Graham of Amalgamated Bank at 29.73 subject to Rule 16b-3 [view details]

Amalgamated Bank Market Momentum

Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Amalgamated . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.

About Amalgamated Bank Buy or Sell Advice

When is the right time to buy or sell Amalgamated Bank? Buying financial instruments such as Amalgamated Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.

Use Investing Ideas to Build Portfolios

In addition to having Amalgamated Bank in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Banks Thematic Idea Now

Banks
Banks Theme
Large and small money and credit banks and credit services. The Banks theme has 37 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Banks Theme or any other thematic opportunities.
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When determining whether Amalgamated Bank is a strong investment it is important to analyze Amalgamated Bank's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Amalgamated Bank's future performance. For an informed investment choice regarding Amalgamated Stock, refer to the following important reports:
Check out Amalgamated Bank Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
For more information on how to buy Amalgamated Stock please use our How to buy in Amalgamated Stock guide.
You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Amalgamated Bank. If investors know Amalgamated will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Amalgamated Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.065
Dividend Share
0.48
Earnings Share
3.44
Revenue Per Share
9.947
Quarterly Revenue Growth
0.017
The market value of Amalgamated Bank is measured differently than its book value, which is the value of Amalgamated that is recorded on the company's balance sheet. Investors also form their own opinion of Amalgamated Bank's value that differs from its market value or its book value, called intrinsic value, which is Amalgamated Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Amalgamated Bank's market value can be influenced by many factors that don't directly affect Amalgamated Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Amalgamated Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Amalgamated Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Amalgamated Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.