Unum Group Stock Performance
| UNM Stock | USD 76.37 1.61 2.15% |
The entity has a beta of 0.66, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, Unum's returns are expected to increase less than the market. However, during the bear market, the loss of holding Unum is expected to be smaller as well. Unum Group right now has a risk of 1.03%. Please validate Unum semi variance, as well as the relationship between the daily balance of power and period momentum indicator , to decide if Unum will be following its existing price patterns.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Unum Group has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of very healthy basic indicators, Unum is not utilizing all of its potentials. The newest stock price disarray, may contribute to short-term losses for the investors. ...more
Actual Historical Performance (%)
One Day Return 2.15 | Five Day Return 2.03 | Year To Date Return 4.72 | Ten Year Return 127.22 | All Time Return 991 |
Forward Dividend Yield 0.0225 | Payout Ratio | Last Split Factor 2:1 | Forward Dividend Rate 1.68 | Dividend Date 2025-02-14 |
1 | Disposition of 10000 shares by Timothy Arnold of Unum at 76.9199 subject to Rule 16b-3 | 11/27/2024 |
2 | Disposition of 2358 shares by Steven Zabel of Unum at 49.3 subject to Rule 16b-3 | 12/13/2024 |
3 | Unum Group Rallies 46 percent in 6 Months Heres How to Play the Stock | 01/07/2025 |
4 | Aflac Earnings Expected to Grow Should You Buy | 01/29/2025 |
5 | Unum Group Q4 2024 Earnings Call Transcript | 02/05/2025 |
6 | Disposition of 938 shares by Christopher Pyne of Unum at 76.67 subject to Rule 16b-3 | 02/10/2025 |
7 | Should Value Investors Buy Unum Group Stock | 02/11/2025 |
8 | Why Has Choreo LLC Adjusted Its Stake in Unum Group | 02/12/2025 |
| Unum dividend paid on 14th of February 2025 | 02/14/2025 |
10 | Unum Groups Stock Has Fared Decently Is the Market Following Strong Financials | 02/18/2025 |
11 | How Are Executive Stock Moves Affecting Unum Group | 02/19/2025 |
12 | Manulife Financial Q4 Earnings Beat Estimates, Dividend Raised | 02/20/2025 |
13 | Unum Group to Present at 46th Annual Raymond James Institutional Investor Conference | 02/25/2025 |
| Begin Period Cash Flow | 119.2 M |
Unum |
Unum Relative Risk vs. Return Landscape
If you would invest 7,647 in Unum Group on November 28, 2024 and sell it today you would lose (10.00) from holding Unum Group or give up 0.13% of portfolio value over 90 days. Unum Group is generating 0.003% of daily returns assuming volatility of 1.0324% on return distribution over 90 days investment horizon. In other words, 9% of stocks are less volatile than Unum, and above 99% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
Unum Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Unum's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Unum Group, and traders can use it to determine the average amount a Unum's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0029
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | UNM |
Estimated Market Risk
| 1.03 actual daily | 9 91% of assets are more volatile |
Expected Return
| 0.0 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| 0.0 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Unum is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Unum by adding Unum to a well-diversified portfolio.
Unum Fundamentals Growth
Unum Stock prices reflect investors' perceptions of the future prospects and financial health of Unum, and Unum fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Unum Stock performance.
| Return On Equity | 0.17 | ||||
| Return On Asset | 0.0246 | ||||
| Profit Margin | 0.14 % | ||||
| Operating Margin | 0.15 % | ||||
| Current Valuation | 16.66 B | ||||
| Shares Outstanding | 178.59 M | ||||
| Price To Earning | 7.08 X | ||||
| Price To Book | 1.22 X | ||||
| Price To Sales | 1.06 X | ||||
| Revenue | 12.39 B | ||||
| Gross Profit | 4.84 B | ||||
| EBITDA | 1.94 B | ||||
| Net Income | 1.28 B | ||||
| Cash And Equivalents | 119.2 M | ||||
| Cash Per Share | 6.67 X | ||||
| Total Debt | 3.43 B | ||||
| Debt To Equity | 0.40 % | ||||
| Current Ratio | 20.25 X | ||||
| Book Value Per Share | 61.38 X | ||||
| Cash Flow From Operations | 1.2 B | ||||
| Earnings Per Share | 9.46 X | ||||
| Market Capitalization | 13.64 B | ||||
| Total Asset | 63.26 B | ||||
| Retained Earnings | 11.43 B | ||||
About Unum Performance
By examining Unum's fundamental ratios, stakeholders can obtain critical insights into Unum's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Unum is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | -6.7 K | -7.1 K | |
| Return On Tangible Assets | 0.02 | 0.01 | |
| Return On Capital Employed | 0.04 | 0.03 | |
| Return On Assets | 0.02 | 0.01 | |
| Return On Equity | 0.15 | 0.12 |
Things to note about Unum Group performance evaluation
Checking the ongoing alerts about Unum for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Unum Group help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Over 90.0% of the company outstanding shares are owned by institutional investors | |
| On 14th of February 2025 Unum paid $ 0.42 per share dividend to its current shareholders | |
| Latest headline from gurufocus.com: Unum Group to Present at 46th Annual Raymond James Institutional Investor Conference |
- Analyzing Unum's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Unum's stock is overvalued or undervalued compared to its peers.
- Examining Unum's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Unum's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Unum's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Unum's stock. These opinions can provide insight into Unum's potential for growth and whether the stock is currently undervalued or overvalued.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Unum Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.
Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Unum. If investors know Unum will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Unum listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.135 | Dividend Share 1.625 | Earnings Share 9.46 | Revenue Per Share | Quarterly Revenue Growth 0.029 |
The market value of Unum Group is measured differently than its book value, which is the value of Unum that is recorded on the company's balance sheet. Investors also form their own opinion of Unum's value that differs from its market value or its book value, called intrinsic value, which is Unum's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Unum's market value can be influenced by many factors that don't directly affect Unum's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Unum's value and its price as these two are different measures arrived at by different means. Investors typically determine if Unum is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Unum's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.