Unum Financials

Earnings View

Profitability View

Liquidity View

Fundamentals View

Competition View

Unum Stock Summary

Unum competes with Prudential Financial, MetLife, Jackson Financial, Manulife Financial, and Lincoln National. Unum Group, together with its subsidiaries, provides financial protection benefit solutions primarily in the United States, the United Kingdom, and Poland. The company was founded in 1848 and is based in Chattanooga, Tennessee. Unumprovident Corp operates under InsuranceLife classification in the United States and is traded on New York Stock Exchange. It employs 10100 people.

Unum Key Financial Ratios

Unum Key Balance Sheet Accounts

Unum Key Income Statement Accounts

Unum Key Cash Accounts

Unum Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Unum's current stock value. Our valuation model uses many indicators to compare Unum value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Unum competition to find correlations between indicators driving Unum's intrinsic value. More Info.Unum Group is rated fifth in return on equity category among its peers. It is rated third in return on asset category among its peers reporting about  0.14  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Unum Group is roughly  7.02 . At this time, Unum's Return On Equity is very stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Unum by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Unum Group Systematic Risk

Today, most investors in Unum Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Unum's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Unum growth as a starting point in their analysis.

Along with financial statement analysis, the daily predictive indicators of Unum help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Unum Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of Unum Group based on widely used predictive technical indicators. In general, we focus on analyzing Unum Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Unum's daily price indicators and compare them against related drivers.

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Unum Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. You can also try the Positions Ratings module to determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance.

Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Unum. If investors know Unum will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Unum listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

The market value of Unum Group is measured differently than its book value, which is the value of Unum that is recorded on the company's balance sheet. Investors also form their own opinion of Unum's value that differs from its market value or its book value, called intrinsic value, which is Unum's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Unum's market value can be influenced by many factors that don't directly affect Unum's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Unum's value and its price as these two are different measures arrived at by different means. Investors typically determine if Unum is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Unum's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.