Southern States Bancshares Stock Performance
| SSBK Stock | USD 32.51 0.15 0.46% |
The entity has a beta of 0.16, which indicates not very significant fluctuations relative to the market. As returns on the market increase, Southern States' returns are expected to increase less than the market. However, during the bear market, the loss of holding Southern States is expected to be smaller as well. At this point, Southern States Banc has a negative expected return of -0.0806%. Please make sure to validate Southern States' accumulation distribution, as well as the relationship between the day typical price and relative strength index , to decide if Southern States Banc performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Southern States Bancshares has generated negative risk-adjusted returns adding no value to investors with long positions. Despite quite persistent fundamental drivers, Southern States is not utilizing all of its potentials. The latest stock price mess, may contribute to short-term losses for the institutional investors. ...more
Actual Historical Performance (%)
One Day Return 0.46 | Five Day Return 1.98 | Year To Date Return (0.18) | Ten Year Return 64.44 | All Time Return 64.44 |
Forward Dividend Yield 0.0111 | Payout Ratio | Forward Dividend Rate 0.36 | Dividend Date 2025-02-14 | Ex Dividend Date 2025-02-03 |
1 | Acquisition by Mark Chambers of 21792 shares of Southern States subject to Rule 16b-3 | 01/03/2025 |
2 | Southern States Bancshares, Inc. Announces Quarterly Cash Dividend of 0.09 per Share | 01/15/2025 |
3 | Acquisition by Drews Richard E. Jr. of 775 shares of Southern States subject to Rule 16b-3 | 01/17/2025 |
4 | Southern States Bancshares Non-GAAP EPS of 1.04, revenue of 28.04M | 01/21/2025 |
5 | Southern States Bancshares Inc Q4 2024 Earnings EPS of 1. ... | 01/22/2025 |
6 | Disposition of tradable shares by Cummings Daniel Andrew of Southern States subject to Rule 16b-3 | 01/29/2025 |
7 | 29,325 Shares in Southern States Bancshares, Inc. Purchased by Marietta Wealth Management LLC - MarketBeat | 02/05/2025 |
8 | Acquisition by Gregory Smith of 5000 shares of Southern States at 10.0 subject to Rule 16b-3 | 02/12/2025 |
| Southern States dividend paid on 14th of February 2025 | 02/14/2025 |
9 | Acquisition by Pumroy Jay F. of 905 shares of Southern States subject to Rule 16b-3 | 02/19/2025 |
10 | Acquisition by Lynn Joyce of 2076 shares of Southern States at 33.14 subject to Rule 16b-3 | 02/21/2025 |
11 | Acquisition by Cummings Daniel Andrew of 905 shares of Southern States subject to Rule 16b-3 | 02/28/2025 |
12 | Disposition of 175 shares by Gregory Smith of Southern States subject to Rule 16b-3 | 03/10/2025 |
| Begin Period Cash Flow | 250.7 M |
Southern |
Southern States Relative Risk vs. Return Landscape
If you would invest 3,426 in Southern States Bancshares on December 26, 2024 and sell it today you would lose (190.00) from holding Southern States Bancshares or give up 5.55% of portfolio value over 90 days. Southern States Bancshares is currently does not generate positive expected returns and assumes 1.7131% risk (volatility on return distribution) over the 90 days horizon. In different words, 15% of stocks are less volatile than Southern, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Southern States Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Southern States' investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Southern States Bancshares, and traders can use it to determine the average amount a Southern States' price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0471
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | SSBK |
Estimated Market Risk
| 1.71 actual daily | 15 85% of assets are more volatile |
Expected Return
| -0.08 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.05 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Southern States is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Southern States by adding Southern States to a well-diversified portfolio.
Southern States Fundamentals Growth
Southern Stock prices reflect investors' perceptions of the future prospects and financial health of Southern States, and Southern States fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Southern Stock performance.
| Return On Equity | 0.14 | ||||
| Return On Asset | 0.0132 | ||||
| Profit Margin | 0.37 % | ||||
| Operating Margin | 0.55 % | ||||
| Current Valuation | 194.49 M | ||||
| Shares Outstanding | 9.92 M | ||||
| Price To Earning | 13.14 X | ||||
| Price To Book | 1.15 X | ||||
| Price To Sales | 3.43 X | ||||
| Revenue | 99.1 M | ||||
| Gross Profit | 94.14 M | ||||
| EBITDA | 3.32 M | ||||
| Net Income | 34.87 M | ||||
| Cash And Equivalents | 246.06 M | ||||
| Cash Per Share | 28.26 X | ||||
| Total Debt | 131.22 M | ||||
| Book Value Per Share | 28.30 X | ||||
| Cash Flow From Operations | 39.51 M | ||||
| Earnings Per Share | 3.67 X | ||||
| Market Capitalization | 322.57 M | ||||
| Total Asset | 2.85 B | ||||
| Retained Earnings | 134.07 M | ||||
About Southern States Performance
By examining Southern States' fundamental ratios, stakeholders can obtain critical insights into Southern States' financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Southern States is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | -6.7 K | -7 K | |
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.12 | 0.09 |
Things to note about Southern States Banc performance evaluation
Checking the ongoing alerts about Southern States for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Southern States Banc help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Southern States Banc generated a negative expected return over the last 90 days | |
| About 56.0% of the company shares are owned by institutional investors | |
| On 14th of February 2025 Southern States paid $ 0.09 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Disposition of 175 shares by Gregory Smith of Southern States subject to Rule 16b-3 |
- Analyzing Southern States' financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Southern States' stock is overvalued or undervalued compared to its peers.
- Examining Southern States' industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Southern States' management team can have a significant impact on its success or failure. Reviewing the track record and experience of Southern States' management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Southern States' stock. These opinions can provide insight into Southern States' potential for growth and whether the stock is currently undervalued or overvalued.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Southern States Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Southern States. If investors know Southern will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Southern States listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.129 | Dividend Share 0.36 | Earnings Share 3.67 | Revenue Per Share | Quarterly Revenue Growth 0.335 |
The market value of Southern States Banc is measured differently than its book value, which is the value of Southern that is recorded on the company's balance sheet. Investors also form their own opinion of Southern States' value that differs from its market value or its book value, called intrinsic value, which is Southern States' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Southern States' market value can be influenced by many factors that don't directly affect Southern States' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Southern States' value and its price as these two are different measures arrived at by different means. Investors typically determine if Southern States is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Southern States' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.