Northrim Bancorp Stock Performance
| NRIM Stock | USD 73.52 0.19 0.26% |
The company secures a Beta (Market Risk) of 1.16, which conveys a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Northrim BanCorp will likely underperform. At this point, Northrim BanCorp has a negative expected return of -0.0674%. Please make sure to verify Northrim BanCorp's maximum drawdown, accumulation distribution, as well as the relationship between the Accumulation Distribution and price action indicator , to decide if Northrim BanCorp performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Northrim BanCorp has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of very healthy forward indicators, Northrim BanCorp is not utilizing all of its potentials. The recent stock price disarray, may contribute to short-term losses for the investors. ...more
Actual Historical Performance (%)
One Day Return (0.26) | Five Day Return 1.28 | Year To Date Return (4.45) | Ten Year Return 207.49 | All Time Return 1.8 K |
Forward Dividend Yield 0.0345 | Payout Ratio | Last Split Factor 105:100 | Forward Dividend Rate 2.56 | Dividend Date 2025-03-14 |
1 | Acquisition by Ballard Jed W of 902 shares of Northrim BanCorp at 50.51 subject to Rule 16b-3 | 12/20/2024 |
2 | Northrim Bancorp Announces Executive Employment Agreements - TipRanks | 01/02/2025 |
3 | Northrim BanCorp, Inc. Declares Quarterly Cash Dividend of 0.64 per Share | 01/27/2025 |
4 | Disposition of 1000 shares by Michael Huston of Northrim BanCorp at 31.45 subject to Rule 16b-3 | 02/04/2025 |
5 | Disposition of 453 shares by Michael Huston of Northrim BanCorp at 89.1797 subject to Rule 16b-3 | 02/07/2025 |
6 | Northrim BanCorp, Inc. CEO Sells 40,398.54 in Stock | 02/10/2025 |
7 | Northrim BanCorp, Inc. CEO Sells 40,398.54 in Stock - MarketBeat | 02/12/2025 |
8 | Northrim BanCorp, Inc. Among Last Weeks Worst Dividend Stocks | 02/19/2025 |
9 | 3 Top-Ranked Dividend Stocks A Smarter Way to Boost Your Retirement Income | 02/25/2025 |
10 | 3 Reliable Dividend Stocks Yielding Up To 4.4 | 03/03/2025 |
11 | Disposition of 4707 shares by Joseph Schierhorn of Northrim BanCorp subject to Rule 16b-3 | 03/07/2025 |
12 | Northrim BanCorp Full Year 2024 Earnings Beats Expectations | 03/12/2025 |
| Begin Period Cash Flow | 118.5 M |
Northrim |
Northrim BanCorp Relative Risk vs. Return Landscape
If you would invest 7,745 in Northrim BanCorp on December 22, 2024 and sell it today you would lose (393.00) from holding Northrim BanCorp or give up 5.07% of portfolio value over 90 days. Northrim BanCorp is currently does not generate positive expected returns and assumes 1.977% risk (volatility on return distribution) over the 90 days horizon. In different words, 17% of stocks are less volatile than Northrim, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Northrim BanCorp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Northrim BanCorp's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Northrim BanCorp, and traders can use it to determine the average amount a Northrim BanCorp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0341
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| Negative Returns | NRIM |
Estimated Market Risk
| 1.98 actual daily | 17 83% of assets are more volatile |
Expected Return
| -0.07 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.03 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Northrim BanCorp is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Northrim BanCorp by adding Northrim BanCorp to a well-diversified portfolio.
Northrim BanCorp Fundamentals Growth
Northrim Stock prices reflect investors' perceptions of the future prospects and financial health of Northrim BanCorp, and Northrim BanCorp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Northrim Stock performance.
| Return On Equity | 0.15 | ||||
| Return On Asset | 0.0126 | ||||
| Profit Margin | 0.24 % | ||||
| Operating Margin | 0.33 % | ||||
| Current Valuation | 386.84 M | ||||
| Shares Outstanding | 5.52 M | ||||
| Price To Earning | 7.99 X | ||||
| Price To Book | 1.52 X | ||||
| Price To Sales | 2.68 X | ||||
| Revenue | 155.22 M | ||||
| Gross Profit | 151.93 M | ||||
| EBITDA | 42.04 M | ||||
| Net Income | 36.97 M | ||||
| Cash And Equivalents | 406.92 M | ||||
| Cash Per Share | 71.63 X | ||||
| Total Debt | 7.49 M | ||||
| Debt To Equity | 0.12 % | ||||
| Book Value Per Share | 48.41 X | ||||
| Cash Flow From Operations | (8.73 M) | ||||
| Earnings Per Share | 6.62 X | ||||
| Market Capitalization | 406.94 M | ||||
| Total Asset | 3.04 B | ||||
| Retained Earnings | 259.31 M | ||||
About Northrim BanCorp Performance
By examining Northrim BanCorp's fundamental ratios, stakeholders can obtain critical insights into Northrim BanCorp's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Northrim BanCorp is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | 1.6 K | 1.7 K | |
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.14 | 0.08 |
Things to note about Northrim BanCorp performance evaluation
Checking the ongoing alerts about Northrim BanCorp for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Northrim BanCorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Northrim BanCorp generated a negative expected return over the last 90 days | |
| Northrim BanCorp currently holds about 406.92 M in cash with (8.73 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 71.63. | |
| Roughly 73.0% of the company shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: Northrim BanCorp Full Year 2024 Earnings Beats Expectations |
- Analyzing Northrim BanCorp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Northrim BanCorp's stock is overvalued or undervalued compared to its peers.
- Examining Northrim BanCorp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Northrim BanCorp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Northrim BanCorp's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Northrim BanCorp's stock. These opinions can provide insight into Northrim BanCorp's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Northrim BanCorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in Northrim Stock, please use our How to Invest in Northrim BanCorp guide.You can also try the Piotroski F Score module to get Piotroski F Score based on the binary analysis strategy of nine different fundamentals.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northrim BanCorp. If investors know Northrim will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Northrim BanCorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.639 | Dividend Share 2.49 | Earnings Share 6.62 | Revenue Per Share | Quarterly Revenue Growth 0.32 |
The market value of Northrim BanCorp is measured differently than its book value, which is the value of Northrim that is recorded on the company's balance sheet. Investors also form their own opinion of Northrim BanCorp's value that differs from its market value or its book value, called intrinsic value, which is Northrim BanCorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Northrim BanCorp's market value can be influenced by many factors that don't directly affect Northrim BanCorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Northrim BanCorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Northrim BanCorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Northrim BanCorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.