Affinity Bancshares Ownership

AFBI Stock  USD 18.07  0.30  1.69%   
The market capitalization of Affinity Bancshares is $113.9 Million. Affinity Bancshares retains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.
Some institutional investors establish a significant position in stocks such as Affinity Bancshares in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of Affinity Bancshares, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affinity Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.

Affinity Stock Ownership Analysis

About 29.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.88. Some equities with similar Price to Book (P/B) outperform the market in the long run. Affinity Bancshares last dividend was issued on the 13th of March 2025. The entity had 1441:1589 split on the 21st of January 2021. Affinity Bancshares, Inc. operates as the holding company for Affinity Bank that provides various banking products and services. The company was founded in 1928 and is headquartered in Covington, Georgia. Affinity Bancshares operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 90 people. For more info on Affinity Bancshares please contact CPA CPA at 770 786 7088 or go to https://myaffinitybank.com.

Affinity Bancshares Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Affinity Bancshares insiders, such as employees or executives, is commonly permitted as long as it does not rely on Affinity Bancshares' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Affinity Bancshares insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Clark Nelson over a month ago
Acquisition by Clark Nelson of 5000 shares of Affinity Bancshares subject to Rule 16b-3
 
Roberts Howard G over three months ago
Disposition of 703 shares by Roberts Howard G of Affinity Bancshares at 21.5 subject to Rule 16b-3
 
Pajot Brandi C over three months ago
Disposition of 275 shares by Pajot Brandi C of Affinity Bancshares at 21.49 subject to Rule 16b-3
 
Roberts Howard G over three months ago
Disposition of 102 shares by Roberts Howard G of Affinity Bancshares at 21.5 subject to Rule 16b-3
 
Roberts Howard G over three months ago
Disposition of 142 shares by Roberts Howard G of Affinity Bancshares at 21.5 subject to Rule 16b-3
 
Roberts Howard G over three months ago
Disposition of 129 shares by Roberts Howard G of Affinity Bancshares at 21.5 subject to Rule 16b-3
 
Roberts Howard G over three months ago
Disposition of 222 shares by Roberts Howard G of Affinity Bancshares at 21.5 subject to Rule 16b-3
 
Roberts Howard G over three months ago
Disposition of 1346 shares by Roberts Howard G of Affinity Bancshares at 21.5011 subject to Rule 16b-3
 
Roberts Howard G over three months ago
Disposition of 1453 shares by Roberts Howard G of Affinity Bancshares at 21.5095 subject to Rule 16b-3
 
Roberts Howard G over three months ago
Disposition of 3829 shares by Roberts Howard G of Affinity Bancshares at 21.5 subject to Rule 16b-3
 
Cooney Edward John over six months ago
Disposition of 2713 shares by Cooney Edward John of Affinity Bancshares at 21.07 subject to Rule 16b-3
 
Cooney Edward John over six months ago
Acquisition by Cooney Edward John of 1500 shares of Affinity Bancshares at 14.436 subject to Rule 16b-3

Affinity Bancshares Outstanding Bonds

Affinity Bancshares issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Affinity Bancshares uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Affinity bonds can be classified according to their maturity, which is the date when Affinity Bancshares has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Currently Active Assets on Macroaxis

When determining whether Affinity Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Affinity Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Affinity Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Affinity Bancshares Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affinity Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.
You can also try the Idea Optimizer module to use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio .
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affinity Bancshares. If investors know Affinity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affinity Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Affinity Bancshares is measured differently than its book value, which is the value of Affinity that is recorded on the company's balance sheet. Investors also form their own opinion of Affinity Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Affinity Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affinity Bancshares' market value can be influenced by many factors that don't directly affect Affinity Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affinity Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affinity Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affinity Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.