Is Affinity Bancshares Stock a Good Investment?
Affinity Bancshares Investment Advice | AFBI |
- Examine Affinity Bancshares' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Affinity Bancshares' leadership team and their track record. Good management can help Affinity Bancshares navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Affinity Bancshares' business and its evolving consumer preferences.
- Compare Affinity Bancshares' performance and market position to its competitors. Analyze how Affinity Bancshares is positioned in terms of product offerings, innovation, and market share.
- Check if Affinity Bancshares pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Affinity Bancshares' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Affinity Bancshares stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Affinity Bancshares is a good investment.
Sell | Buy |
Hold
Market Performance | Very Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Strong | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Affinity Bancshares Stock
Researching Affinity Bancshares' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 29.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.88. Some equities with similar Price to Book (P/B) outperform the market in the long run. Affinity Bancshares last dividend was issued on the 13th of March 2025. The entity had 1441:1589 split on the 21st of January 2021.
To determine if Affinity Bancshares is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Affinity Bancshares' research are outlined below:
| Affinity Bancshares generated a negative expected return over the last 90 days | |
| Affinity Bancshares has a strong financial position based on the latest SEC filings | |
| About 29.0% of the company shares are held by company insiders | |
| Latest headline from news.google.com: Disposition of 274 shares by Pajot Brandi C of Affinity Bancshares at 18.07 subject to Rule 16b-3 |
Affinity Bancshares Quarterly Liabilities And Stockholders Equity |
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Affinity Bancshares uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Affinity Bancshares. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Affinity Bancshares' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 9th of February 2024 Upcoming Quarterly Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View |
Know Affinity Bancshares' Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Affinity Bancshares is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Affinity Bancshares backward and forwards among themselves. Affinity Bancshares' institutional investor refers to the entity that pools money to purchase Affinity Bancshares' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Objectivity Squared Llc | 2024-12-31 | 26.9 K | Blackrock Inc | 2024-12-31 | 25.2 K | State Street Corp | 2024-12-31 | 22.5 K | Wells Fargo & Co | 2024-12-31 | 21.3 K | Qube Research & Technologies | 2024-12-31 | 18.8 K | Northern Trust Corp | 2024-12-31 | 15.3 K | Penderfund Capital Management Ltd | 2024-12-31 | 9.2 K | Maltese Capital Management Llc | 2024-12-31 | 5 K | Aster Capital Management (difc) Ltd | 2024-12-31 | 3.6 K | Alliancebernstein L.p. | 2024-12-31 | 395.8 K | Vanguard Group Inc | 2024-12-31 | 342.7 K |
Affinity Bancshares' market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 113.58 M.Market Cap |
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Affinity Bancshares' profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Equity | 0.04 | 0.03 |
Determining Affinity Bancshares' profitability involves analyzing its financial statements and using various financial metrics to determine if Affinity Bancshares is a good buy. For example, gross profit margin measures Affinity Bancshares' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Affinity Bancshares' profitability and make more informed investment decisions.
Evaluate Affinity Bancshares' management efficiency
The current Return On Tangible Assets is estimated to decrease to 0. The current Return On Capital Employed is estimated to decrease to 0.01. As of now, Affinity Bancshares' Non Currrent Assets Other are increasing as compared to previous years. The Affinity Bancshares' current Intangibles To Total Assets is estimated to increase to 0.02, while Net Tangible Assets are projected to decrease to under 91.6 M. Affinity Bancshares' management efficiency ratios could be used to measure how well Affinity Bancshares manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 19.70 | 13.98 | |
| Tangible Book Value Per Share | 16.92 | 12.87 | |
| Enterprise Value Over EBITDA | 10.04 | 13.30 | |
| Price Book Value Ratio | 0.89 | 1.21 | |
| Enterprise Value Multiple | 10.04 | 13.30 | |
| Price Fair Value | 0.89 | 1.21 | |
| Enterprise Value | 132.1 M | 138.7 M |
Affinity Bancshares' management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Forward Dividend Yield 0.0754 | Beta 0.526 |
Basic technical analysis of Affinity Stock
As of the 24th of March, Affinity Bancshares shows the mean deviation of 1.17, and Risk Adjusted Performance of (0.04). Affinity Bancshares technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.Affinity Bancshares' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Affinity Bancshares insiders, such as employees or executives, is commonly permitted as long as it does not rely on Affinity Bancshares' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Affinity Bancshares insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Affinity Bancshares' Outstanding Corporate Bonds
Affinity Bancshares issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Affinity Bancshares uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Affinity bonds can be classified according to their maturity, which is the date when Affinity Bancshares has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand Affinity Bancshares' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Affinity Bancshares' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.04) | |||
| Market Risk Adjusted Performance | (0.54) | |||
| Mean Deviation | 1.17 | |||
| Coefficient Of Variation | (1,950) | |||
| Standard Deviation | 2.75 | |||
| Variance | 7.54 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.14) | |||
| Total Risk Alpha | (0.04) | |||
| Treynor Ratio | (0.55) | |||
| Maximum Drawdown | 22.46 | |||
| Value At Risk | (2.02) | |||
| Potential Upside | 2.53 | |||
| Skewness | (5.65) | |||
| Kurtosis | 40.86 |
| Risk Adjusted Performance | (0.04) | |||
| Market Risk Adjusted Performance | (0.54) | |||
| Mean Deviation | 1.17 | |||
| Coefficient Of Variation | (1,950) | |||
| Standard Deviation | 2.75 | |||
| Variance | 7.54 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.14) | |||
| Total Risk Alpha | (0.04) | |||
| Treynor Ratio | (0.55) | |||
| Maximum Drawdown | 22.46 | |||
| Value At Risk | (2.02) | |||
| Potential Upside | 2.53 | |||
| Skewness | (5.65) | |||
| Kurtosis | 40.86 |
Consider Affinity Bancshares' intraday indicators
Affinity Bancshares intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Affinity Bancshares stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 194.33 | |||
| Daily Balance Of Power | (0.67) | |||
| Rate Of Daily Change | 0.98 | |||
| Day Median Price | 17.92 | |||
| Day Typical Price | 17.85 | |||
| Market Facilitation Index | 1.0E-4 | |||
| Price Action Indicator | (0.38) | |||
| Period Momentum Indicator | (0.35) |
Affinity Bancshares Corporate Filings
F4 | 24th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10K | 21st of March 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
8K | 7th of March 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 5th of February 2025 Other Reports | ViewVerify |
Affinity Stock media impact
Far too much social signal, news, headlines, and media speculation about Affinity Bancshares that are available to investors today. That information is available publicly through Affinity media outlets and privately through word of mouth or via Affinity internal channels. However, regardless of the origin, that massive amount of Affinity data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Affinity Bancshares news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Affinity Bancshares relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Affinity Bancshares' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Affinity Bancshares alpha.
Affinity Bancshares Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Affinity Bancshares can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Affinity Bancshares Corporate Management
| CPA CPA | CEO Director | Profile | |
| Robert Vickers | Senior Officer | Profile | |
| Nancy Mask | VP Eastside | Profile | |
| Clark Nelson | Executive Officer | Profile | |
| Jacqueline Lyle | Vice Compliance | Profile | |
| Elizabeth Galazka | Executive Lending | Profile |
Already Invested in Affinity Bancshares?
The danger of trading Affinity Bancshares is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Affinity Bancshares is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Affinity Bancshares. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Affinity Bancshares is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Affinity Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Affinity Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Affinity Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Affinity Bancshares Stock: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affinity Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affinity Bancshares. If investors know Affinity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affinity Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.13) | Earnings Share 0.83 | Revenue Per Share | Quarterly Revenue Growth 0.001 | Return On Assets |
The market value of Affinity Bancshares is measured differently than its book value, which is the value of Affinity that is recorded on the company's balance sheet. Investors also form their own opinion of Affinity Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Affinity Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affinity Bancshares' market value can be influenced by many factors that don't directly affect Affinity Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Affinity Bancshares' value and its price, as these two are different measures arrived at by various means. Investors typically determine if Affinity Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affinity Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.