Finward Bancorp Net Worth

Finward Bancorp Net Worth Breakdown

  FNWD
The net worth of Finward Bancorp is the difference between its total assets and liabilities. Finward Bancorp's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Finward Bancorp's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Finward Bancorp's net worth can be used as a measure of its financial health and stability which can help investors to decide if Finward Bancorp is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Finward Bancorp stock.

Finward Bancorp Net Worth Analysis

Finward Bancorp's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Finward Bancorp's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Finward Bancorp's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Finward Bancorp's net worth analysis. One common approach is to calculate Finward Bancorp's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Finward Bancorp's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Finward Bancorp's net worth. This approach calculates the present value of Finward Bancorp's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Finward Bancorp's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Finward Bancorp's net worth. This involves comparing Finward Bancorp's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Finward Bancorp's net worth relative to its peers.

Enterprise Value

77.57 Million

To determine if Finward Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Finward Bancorp's net worth research are outlined below:
Finward Bancorp generated a negative expected return over the last 90 days
About 22.0% of the company shares are held by company insiders
On 3rd of February 2025 Finward Bancorp paid $ 0.12 per share dividend to its current shareholders
Latest headline from zacks.com: Acquisition by Benjamin Bochnowski of 1000 shares of Finward Bancorp at 28.695 subject to Rule 16b-3

Finward Bancorp Quarterly Good Will

22.39 Million

Finward Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Finward Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Finward Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
24th of January 2024
Upcoming Quarterly Report
View
24th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
24th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

Finward Bancorp Target Price Consensus

Finward target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Finward Bancorp's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   2  Strong Buy
Most Finward analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Finward stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Finward Bancorp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Finward Bancorp Target Price Projection

Finward Bancorp's current and average target prices are 29.09 and 33.50, respectively. The current price of Finward Bancorp is the price at which Finward Bancorp is currently trading. On the other hand, Finward Bancorp's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Finward Bancorp Market Quote on 20th of March 2025

Low Price29.09Odds
High Price29.77Odds

29.09

Target Price

Analyst Consensus On Finward Bancorp Target Price

Low Estimate30.49Odds
High Estimate37.19Odds

33.5

Historical Lowest Forecast  30.49 Target Price  33.5 Highest Forecast  37.19
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Finward Bancorp and the information provided on this page.

Know Finward Bancorp's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Finward Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Finward Bancorp backward and forwards among themselves. Finward Bancorp's institutional investor refers to the entity that pools money to purchase Finward Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Dimensional Fund Advisors, Inc.2024-12-31
17.6 K
Renaissance Technologies Corp2024-12-31
17.5 K
Northern Trust Corp2024-12-31
15 K
Qube Research & Technologies2024-12-31
14 K
State Street Corp2024-12-31
13.5 K
Mesirow Fin Investmt Mgmt Intl Equity2024-12-31
10.7 K
Private Advisor Group, Llc2024-12-31
8.4 K
Commonwealth Equity Services Inc2024-12-31
7.9 K
Ubs Group Ag2024-12-31
6.6 K
Pl Capital Advisors, Llc2024-12-31
355.7 K
Alliancebernstein L.p.2024-12-31
344.9 K
Note, although Finward Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Finward Bancorp's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 126.74 M.

Market Cap

73.45 Million

Project Finward Bancorp's profitablity

Last ReportedProjected for Next Year
Return On Capital Employed 0.02  0.04 
Return On Equity 0.07  0.12 
The company has Profit Margin (PM) of 0.17 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.18 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.18.
When accessing Finward Bancorp's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Finward Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Finward Bancorp's profitability and make more informed investment decisions.
Please note, the presentation of Finward Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Finward Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Finward Bancorp's management manipulating its earnings.

Evaluate Finward Bancorp's management efficiency

At present, Finward Bancorp's Return On Equity is projected to slightly decrease based on the last few years of reporting. At present, Finward Bancorp's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 1.9 B, whereas Net Tangible Assets are forecasted to decline to about 132.9 M. Finward Bancorp's management efficiency ratios could be used to measure how well Finward Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 31.02  29.47 
Tangible Book Value Per Share 25.61  24.33 
Enterprise Value Over EBITDA 7.69  8.58 
Price Book Value Ratio 0.84  1.50 
Enterprise Value Multiple 7.69  8.58 
Price Fair Value 0.84  1.50 
Enterprise Value126.8 M77.6 M
Effective management at Finward Bancorp has been a driving force behind its market achievements. We assess the correlation between management practices and financial success to determine the stock's value.
Enterprise Value Revenue
1.8053
Revenue
71.6 M
Quarterly Revenue Growth
0.132
Revenue Per Share
16.822
Return On Equity
0.0812
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Finward Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Finward Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Finward Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Robert Lowry over a week ago
Acquisition by Robert Lowry of 197 shares of Finward Bancorp at 26.65 subject to Rule 16b-3
 
Benjamin Bochnowski over a week ago
Acquisition by Benjamin Bochnowski of 160 shares of Finward Bancorp at 27.955 subject to Rule 16b-3
 
Burke Carolyn M. over two weeks ago
Acquisition by Burke Carolyn M. of 550 shares of Finward Bancorp at 26.45 subject to Rule 16b-3
 
Burke Carolyn M. over three weeks ago
Acquisition by Burke Carolyn M. of 350 shares of Finward Bancorp at 26.5 subject to Rule 16b-3
 
Benjamin Bochnowski over a month ago
Acquisition by Benjamin Bochnowski of 200 shares of Finward Bancorp at 26.749 subject to Rule 16b-3
 
Gorelick Joel over a month ago
Acquisition by Gorelick Joel of 229 shares of Finward Bancorp at 47.96 subject to Rule 16b-3
 
Benjamin Schmitt over three months ago
Acquisition by Benjamin Schmitt of 500 shares of Finward Bancorp at 31.1269 subject to Rule 16b-3
 
Benjamin Bochnowski over three months ago
Acquisition by Benjamin Bochnowski of 233 shares of Finward Bancorp at 31.0104 subject to Rule 16b-3
 
Todd Scheub over three months ago
Acquisition by Todd Scheub of tradable shares of Finward Bancorp at 28.32 subject to Rule 16b-3
 
Todd Scheub over three months ago
Acquisition by Todd Scheub of 1017 shares of Finward Bancorp at 24.3 subject to Rule 16b-3
 
Evans Jennifer over six months ago
Insider Trading
 
Benjamin Bochnowski over six months ago
Disposition of tradable shares by Benjamin Bochnowski of Finward Bancorp at 28.359 subject to Rule 16b-3

Finward Bancorp Corporate Filings

F4
13th of March 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
14th of February 2025
Other Reports
ViewVerify
13th of February 2025
Other Reports
ViewVerify
8K
28th of January 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
Finward Bancorp time-series forecasting models is one of many Finward Bancorp's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Finward Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Finward Bancorp Earnings Estimation Breakdown

The calculation of Finward Bancorp's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Finward Bancorp is estimated to be 0.095 with the future projection ranging from a low of 0.03 to a high of 0.16. Please be aware that this consensus of annual earnings estimates for Finward Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.3
0.03
Lowest
Expected EPS
0.095
0.16
Highest

Finward Bancorp Earnings Projection Consensus

Suppose the current estimates of Finward Bancorp's value are higher than the current market price of the Finward Bancorp stock. In this case, investors may conclude that Finward Bancorp is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Finward Bancorp's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2025Current EPS (TTM)
265.73%
0.3021
0.095
2.71

Finward Bancorp Earnings History

Earnings estimate consensus by Finward Bancorp analysts from Wall Street is used by the market to judge Finward Bancorp's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Finward Bancorp's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Finward Bancorp Quarterly Gross Profit

14.87 Million

The current year's Retained Earnings is expected to grow to about 156.3 M, whereas Retained Earnings Total Equity is forecasted to decline to about 90 M. As of March 20, 2025, Common Stock Shares Outstanding is expected to decline to about 3.3 M. In addition to that, Net Income Applicable To Common Shares is expected to decline to about 14.1 M.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Finward Bancorp's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
27.6529.1030.55
Details
Intrinsic
Valuation
LowRealHigh
26.1831.0532.50
Details
Naive
Forecast
LowNextHigh
28.8930.3431.79
Details
2 Analysts
Consensus
LowTargetHigh
30.4933.5037.19
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of Finward assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Finward Bancorp. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Finward Bancorp's stock price in the short term.

Finward Bancorp Earnings per Share Projection vs Actual

Actual Earning per Share of Finward Bancorp refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Finward Bancorp predict the company's earnings will be in the future. The higher the earnings per share of Finward Bancorp, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Finward Bancorp Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Finward Bancorp, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Finward Bancorp should always be considered in relation to other companies to make a more educated investment decision.

Finward Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Finward Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-01-28
2024-12-310.1950.30210.107154 
2024-10-29
2024-09-300.180.14-0.0422 
2024-07-24
2024-06-30-0.090.030.12133 
2024-04-24
2024-03-310.422.171.75416 
2024-01-30
2023-12-310.460.35-0.1123 
2023-10-25
2023-09-300.510.520.01
2023-07-26
2023-06-300.560.570.01
2023-04-26
2023-03-310.840.51-0.3339 
2023-01-25
2022-12-311.060.93-0.1312 
2022-10-25
2022-09-301.21.07-0.1310 
2022-07-27
2022-06-301.191.03-0.1613 
2022-04-27
2022-03-311.111.04-0.07
2022-01-26
2021-12-311.090.81-0.2825 

Finward Bancorp Corporate Executives

Elected by the shareholders, the Finward Bancorp's board of directors comprises two types of representatives: Finward Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Finward. The board's role is to monitor Finward Bancorp's management team and ensure that shareholders' interests are well served. Finward Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Finward Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
When determining whether Finward Bancorp is a strong investment it is important to analyze Finward Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Finward Bancorp's future performance. For an informed investment choice regarding Finward Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Finward Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing.
For information on how to trade Finward Stock refer to our How to Trade Finward Stock guide.
You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Finward Bancorp. If investors know Finward will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Finward Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.381
Dividend Share
0.48
Earnings Share
2.71
Revenue Per Share
16.822
Quarterly Revenue Growth
0.132
The market value of Finward Bancorp is measured differently than its book value, which is the value of Finward that is recorded on the company's balance sheet. Investors also form their own opinion of Finward Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Finward Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Finward Bancorp's market value can be influenced by many factors that don't directly affect Finward Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Finward Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Finward Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Finward Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.