Based on the analysis of Finward Bancorp's profitability, liquidity, and operating efficiency, Finward Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in April. At present, Finward Bancorp's Short and Long Term Debt Total is projected to increase significantly based on the last few years of reporting. The current year's Total Stockholder Equity is expected to grow to about 177.9 M, whereas Other Assets are projected to grow to (93.1 M). Key indicators impacting Finward Bancorp's financial strength include:
The financial analysis of Finward Bancorp is a critical element in measuring its lifeblood. Investors should not minimize Finward Bancorp's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.
Net Income
7.9 Million
Finward
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Understanding current and past Finward Bancorp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Finward Bancorp's financial statements are interrelated, with each one affecting the others. For example, an increase in Finward Bancorp's assets may result in an increase in income on the income statement.
Please note, the presentation of Finward Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Finward Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Finward Bancorp's management manipulating its earnings.
Finward Bancorp Stock Summary
Finward Bancorp competes with Community West, First Financial, Oak Valley, Home Federal, and First Northwest. Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. Finward Bancorp was incorporated in 1994 and is headquartered in Munster, Indiana. Finward Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 254 people.
Comparative valuation techniques use various fundamental indicators to help in determining Finward Bancorp's current stock value. Our valuation model uses many indicators to compare Finward Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Finward Bancorp competition to find correlations between indicators driving Finward Bancorp's intrinsic value. More Info.
Finward Bancorp is rated # 4 in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about 0.07 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Finward Bancorp is roughly 14.00 . At present, Finward Bancorp's Return On Equity is projected to slightly decrease based on the last few years of reporting. Comparative valuation analysis is a catch-all technique that is used if you cannot value Finward Bancorp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.
Finward Bancorp Systematic Risk
Finward Bancorp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Finward Bancorp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Beta measures systematic risk based on how returns on Finward Bancorp correlated with the market. If Beta is less than 0 Finward Bancorp generally moves in the opposite direction as compared to the market. If Finward Bancorp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Finward Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Finward Bancorp is generally in the same direction as the market. If Beta > 1 Finward Bancorp moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Finward Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Finward Bancorp's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Finward Bancorp growth as a starting point in their analysis.
Price Earnings To Growth Ratio
(0.31)
At present, Finward Bancorp's Price Earnings To Growth Ratio is projected to slightly decrease based on the last few years of reporting.
Finward Bancorp March 21, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Finward Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Finward Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Finward Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Finward Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Finward Bancorp's daily price indicators and compare them against related drivers.
When running Finward Bancorp's price analysis, check to measure Finward Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Finward Bancorp is operating at the current time. Most of Finward Bancorp's value examination focuses on studying past and present price action to predict the probability of Finward Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Finward Bancorp's price. Additionally, you may evaluate how the addition of Finward Bancorp to your portfolios can decrease your overall portfolio volatility.
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