Finance Of Net Worth

Finance Of Net Worth Breakdown

  FOA
The net worth of Finance of America is the difference between its total assets and liabilities. Finance Of's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Finance Of's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Finance Of's net worth can be used as a measure of its financial health and stability which can help investors to decide if Finance Of is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Finance of America stock.

Finance Of Net Worth Analysis

Finance Of's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Finance Of's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Finance Of's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Finance Of's net worth analysis. One common approach is to calculate Finance Of's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Finance Of's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Finance Of's net worth. This approach calculates the present value of Finance Of's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Finance Of's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Finance Of's net worth. This involves comparing Finance Of's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Finance Of's net worth relative to its peers.

Enterprise Value

14.55 Billion

To determine if Finance Of is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Finance Of's net worth research are outlined below:
Finance of America generated a negative expected return over the last 90 days
Finance of America has high historical volatility and very poor performance
Finance of America has about 97.36 M in cash with (423.81 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.38.
Finance of America has a frail financial position based on the latest SEC disclosures
Roughly 22.0% of the company shares are held by company insiders
Latest headline from seekingalpha.com: Finance of America Companies announces offering of up to 5.34M shares
Finance Of uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Finance of America. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Finance Of's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
11th of March 2024
Upcoming Quarterly Report
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13th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
11th of March 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
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Finance Of Target Price Consensus

Finance target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Finance Of's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   2  Buy
Most Finance analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Finance stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Finance of America, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Finance Of Target Price Projection

Finance Of's current and average target prices are 21.95 and 28.00, respectively. The current price of Finance Of is the price at which Finance of America is currently trading. On the other hand, Finance Of's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Finance Of Market Quote on 21st of March 2025

Low Price21.95Odds
High Price21.95Odds

21.95

Target Price

Analyst Consensus On Finance Of Target Price

Low Estimate25.48Odds
High Estimate31.08Odds

28.0

Historical Lowest Forecast  25.48 Target Price  28.0 Highest Forecast  31.08
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Finance of America and the information provided on this page.

Know Finance Of's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Finance Of is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Finance of America backward and forwards among themselves. Finance Of's institutional investor refers to the entity that pools money to purchase Finance Of's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Goldman Sachs Group Inc2024-12-31
30.4 K
State Street Corp2024-12-31
29.2 K
Nkcfo Llc2024-12-31
29 K
Blackrock Inc2024-12-31
27.9 K
American Century Companies Inc2024-12-31
27.8 K
Integrated Wealth Concepts Llc2024-12-31
22.4 K
Citizens Financial Group Inc2024-12-31
20 K
Barclays Plc2024-12-31
17.5 K
Northern Trust Corp2024-12-31
17 K
Blackstone Inc2024-12-31
3.2 M
Cooperman Leon G2024-12-31
1.1 M
Note, although Finance Of's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Finance Of's market capitalization trends

The company currently falls under 'Small-Cap' category with a total capitalization of 248.62 M.

Market Cap

284.56 Million

Project Finance Of's profitablity

Last ReportedProjected for Next Year
Return On Equity 0.05  0.05 
The company has Net Profit Margin of 0.05 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 1.82 %, which entails that for every 100 dollars of revenue, it generated $1.82 of operating income.
When accessing Finance Of's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Finance Of's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Finance Of's profitability and make more informed investment decisions.
Please note, the presentation of Finance Of's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Finance Of's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Finance Of's management manipulating its earnings.

Evaluate Finance Of's management efficiency

As of March 21, 2025, Return On Tangible Assets is expected to decline to 0.0005. In addition to that, Return On Capital Employed is expected to decline to 0. At present, Finance Of's Other Assets are projected to increase significantly based on the last few years of reporting. The current year's Intangible Assets is expected to grow to about 402.6 M, whereas Total Assets are forecasted to decline to about 21.2 B. Finance Of's management efficiency ratios could be used to measure how well Finance Of manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 32.04  30.44 
Tangible Book Value Per Share 10.08  9.58 
Enterprise Value Over EBITDA(16.54)(15.71)
Price Book Value Ratio 0.88  0.83 
Enterprise Value Multiple(16.54)(15.71)
Price Fair Value 0.88  0.83 
Enterprise Value25.7 B14.6 B
The management team at Finance Of has a track record of steering the company towards sustained growth. Evaluating their strategies helps in understanding the stock's long-term potential.
Enterprise Value Revenue
105.7001
Revenue
338.2 M
Quarterly Revenue Growth
(0.47)
Revenue Per Share
34.329
Return On Equity
0.1375
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Finance Of insiders, such as employees or executives, is commonly permitted as long as it does not rely on Finance Of's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Finance Of insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Finance Of Corporate Filings

8K
20th of March 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
19th of March 2025
Other Reports
ViewVerify
10K
14th of March 2025
Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance
ViewVerify
F4
16th of December 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
Finance Of time-series forecasting models is one of many Finance Of's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Finance Of's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Finance Of Earnings Estimation Breakdown

The calculation of Finance Of's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Finance Of is estimated to be 0.3666 with the future projection ranging from a low of 0.31 to a high of 0.4233. Please be aware that this consensus of annual earnings estimates for Finance of America is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.21
0.31
Lowest
Expected EPS
0.3666
0.42
Highest

Finance Of Earnings Projection Consensus

Suppose the current estimates of Finance Of's value are higher than the current market price of the Finance Of stock. In this case, investors may conclude that Finance Of is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Finance Of's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2025Current EPS (TTM)
223.24%
0.21
0.3666
1.36

Finance Of Earnings per Share Projection vs Actual

Actual Earning per Share of Finance Of refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Finance of America predict the company's earnings will be in the future. The higher the earnings per share of Finance Of, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Finance Of Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Finance Of, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Finance Of should always be considered in relation to other companies to make a more educated investment decision.

Finance Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Finance Of's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-03-04
2024-12-310.46010.21-0.250154 
2024-11-06
2024-09-300.090.670.58644 
2024-08-06
2024-06-30-0.16-0.050.1168 
2024-05-06
2024-03-31-0.06-0.030.0350 
2024-03-06
2023-12-31-0.08-0.09-0.0112 
2023-11-07
2023-09-30-0.03-0.11-0.08266 
2023-08-08
2023-06-300.03-0.12-0.15500 
2023-05-08
2023-03-31-0.02-0.08-0.06300 
2023-03-13
2022-12-31-0.14-0.3-0.16114 
2022-11-09
2022-09-30-0.07-0.1-0.0342 
2022-08-04
2022-06-300.1-0.12-0.22220 
2022-05-09
2022-03-310.230.2-0.0313 
2022-03-02
2021-12-310.3-6.61-6.912303 
2021-11-08
2021-09-300.230.22-0.01
2021-08-11
2021-06-300.380.3-0.0821 
2021-05-13
2021-03-310.560.630.0712 

Finance Of Corporate Management

Graham FlemingChief OfficerProfile
Christine HermanChief OfficerProfile
Karime BenaissaChief OfficerProfile
Tai ThornockChief Accounting OfficerProfile
Norma CorioIndependent DirectorProfile
Jeremy PrahmChief Investment OfficerProfile
When determining whether Finance of America offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Finance Of's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Finance Of America Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Finance Of America Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Finance of America. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.
You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.
Is Asset Management & Custody Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Finance Of. If investors know Finance will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Finance Of listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share
1.36
Revenue Per Share
34.329
Quarterly Revenue Growth
(0.47)
Return On Assets
0.0014
Return On Equity
0.1375
The market value of Finance of America is measured differently than its book value, which is the value of Finance that is recorded on the company's balance sheet. Investors also form their own opinion of Finance Of's value that differs from its market value or its book value, called intrinsic value, which is Finance Of's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Finance Of's market value can be influenced by many factors that don't directly affect Finance Of's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Finance Of's value and its price as these two are different measures arrived at by different means. Investors typically determine if Finance Of is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Finance Of's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.