Finance Of America Stock Buy Hold or Sell Recommendation
| FOA Stock | USD 20.82 0.19 0.90% |
Considering the 90-day investment horizon and your above-average risk tolerance, our recommendation regarding Finance of America is 'Hold'. Macroaxis provides Finance Of buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding FOA positions.
Check out Finance Of Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. In addition, we conduct extensive research on individual companies such as Finance and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Finance of America. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.
Finance |
Execute Finance Of Buy or Sell Advice
The Finance recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Finance of America. Macroaxis does not own or have any residual interests in Finance of America or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Finance Of's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Very Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very High | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Finance Of Trading Alerts and Improvement Suggestions
| Finance of America generated a negative expected return over the last 90 days | |
| Finance of America has high historical volatility and very poor performance | |
| Finance of America has about 97.36 M in cash with (423.81 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.38. | |
| Finance of America has a poor financial position based on the latest SEC disclosures | |
| Roughly 56.0% of the company shares are owned by institutional investors | |
| Latest headline from seekingalpha.com: Finance of America Companies announces offering of up to 5.34M shares |
Finance Of Returns Distribution Density
The distribution of Finance Of's historical returns is an attempt to chart the uncertainty of Finance Of's future price movements. The chart of the probability distribution of Finance Of daily returns describes the distribution of returns around its average expected value. We use Finance of America price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Finance Of returns is essential to provide solid investment advice for Finance Of.
| Mean Return | 0.17 | Value At Risk | -6.79 | Potential Upside | 9.68 | Standard Deviation | 4.81 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Finance Of historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Finance Stock Institutional Investors
| Shares | Goldman Sachs Group Inc | 2024-12-31 | 30.4 K | State Street Corp | 2024-12-31 | 29.2 K | Nkcfo Llc | 2024-12-31 | 29 K | Blackrock Inc | 2024-12-31 | 27.9 K | American Century Companies Inc | 2024-12-31 | 27.8 K | Integrated Wealth Concepts Llc | 2024-12-31 | 22.4 K | Citizens Financial Group Inc | 2024-12-31 | 20 K | Barclays Plc | 2024-12-31 | 17.5 K | Northern Trust Corp | 2024-12-31 | 17 K | Blackstone Inc | 2024-12-31 | 3.2 M | Cooperman Leon G | 2024-12-31 | 1.1 M |
Finance Of Cash Flow Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Investments | 101.5M | 343K | (4.0B) | (23.6M) | (21.3M) | (22.3M) | |
| Change In Cash | 156.7M | 462.8M | (186.2M) | (52.6M) | (47.4M) | (45.0M) | |
| Net Borrowings | 2.1B | 2.1B | 1.8B | (1.8B) | (1.7B) | (1.6B) | |
| Depreciation | 19.3M | 62.2M | 65.0M | 47.5M | 38.9M | 37.8M | |
| Capital Expenditures | 15.4M | 4.3M | 23.1M | 44.1M | 11.2M | 0.0 | |
| Net Income | 497.9M | (251.9M) | (715.5M) | (80.1M) | 35.7M | 37.5M | |
| Change To Netincome | 61.5M | (1.3B) | 1.1B | 1.6B | 1.9B | 1.9B | |
| End Period Cash Flow | 539.4M | 463.6M | 277.4M | 224.8M | 202.3M | 283.6M | |
| Free Cash Flow | (709.2M) | (140.6M) | 1.4B | (71.6M) | (423.8M) | (402.6M) | |
| Other Non Cash Items | (1.2B) | (668.6M) | 1.8B | (97.5M) | (504.9M) | (479.6M) |
Finance Of Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Finance Of or Capital Markets sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Finance Of's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Finance stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.22 | |
β | Beta against Dow Jones | 0.56 | |
σ | Overall volatility | 4.53 | |
Ir | Information ratio | 0.06 |
Finance Of Volatility Alert
Finance of America shows above-average downside volatility for the selected time horizon. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Finance Of's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Finance Of's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Finance Of Fundamentals Vs Peers
Comparing Finance Of's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Finance Of's direct or indirect competition across all of the common fundamentals between Finance Of and the related equities. This way, we can detect undervalued stocks with similar characteristics as Finance Of or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Finance Of's fundamental indicators could also be used in its relative valuation, which is a method of valuing Finance Of by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Finance Of to competition |
| Fundamentals | Finance Of | Peer Average |
| Return On Equity | 0.14 | -0.31 |
| Return On Asset | 0.0014 | -0.14 |
| Profit Margin | 0.05 % | (1.27) % |
| Operating Margin | 1.82 % | (5.51) % |
| Current Valuation | 10.47 B | 16.62 B |
| Shares Outstanding | 9.93 M | 571.82 M |
| Shares Owned By Insiders | 23.83 % | 10.09 % |
| Shares Owned By Institutions | 55.85 % | 39.21 % |
| Number Of Shares Shorted | 654.07 K | 4.71 M |
| Price To Earning | 0.46 X | 28.72 X |
| Price To Book | 0.81 X | 9.51 X |
| Price To Sales | 0.61 X | 11.42 X |
| Revenue | 338.17 M | 9.43 B |
| Gross Profit | 270.64 M | 27.38 B |
| EBITDA | (1.56 B) | 3.9 B |
| Net Income | 35.69 M | 570.98 M |
| Cash And Equivalents | 97.36 M | 2.7 B |
| Cash Per Share | 4.38 X | 5.01 X |
| Total Debt | 28.84 B | 5.32 B |
| Current Ratio | 9.22 X | 2.16 X |
| Book Value Per Share | 25.70 X | 1.93 K |
| Cash Flow From Operations | (423.81 M) | 971.22 M |
| Short Ratio | 5.41 X | 4.00 X |
| Earnings Per Share | 1.36 X | 3.12 X |
| Target Price | 28.0 | |
| Beta | 1.19 | -0.15 |
| Market Capitalization | 206.84 M | 19.03 B |
| Total Asset | 29.16 B | 29.47 B |
| Retained Earnings | (698.89 M) | 9.33 B |
| Net Asset | 29.16 B |
Note: Acquisition by Jeremy Prahm of 162866 shares of Finance Of subject to Rule 16b-3 [view details]
Finance Of Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Finance . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Finance Of Buy or Sell Advice
When is the right time to buy or sell Finance of America? Buying financial instruments such as Finance Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Finance Of in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Farming Thematic Idea Now
Farming
Companies producing farming products and providing services for farmers. The Farming theme has 48 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Farming Theme or any other thematic opportunities.
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Check out Finance Of Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the My Watchlist Analysis module to analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like.
Is Asset Management & Custody Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Finance Of. If investors know Finance will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Finance Of listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share 1.36 | Revenue Per Share | Quarterly Revenue Growth (0.47) | Return On Assets | Return On Equity |
The market value of Finance of America is measured differently than its book value, which is the value of Finance that is recorded on the company's balance sheet. Investors also form their own opinion of Finance Of's value that differs from its market value or its book value, called intrinsic value, which is Finance Of's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Finance Of's market value can be influenced by many factors that don't directly affect Finance Of's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Finance Of's value and its price as these two are different measures arrived at by different means. Investors typically determine if Finance Of is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Finance Of's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.