ESSA Bancorp Net Worth

ESSA Bancorp Net Worth Breakdown

  ESSA
The net worth of ESSA Bancorp is the difference between its total assets and liabilities. ESSA Bancorp's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of ESSA Bancorp's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. ESSA Bancorp's net worth can be used as a measure of its financial health and stability which can help investors to decide if ESSA Bancorp is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in ESSA Bancorp stock.

ESSA Bancorp Net Worth Analysis

ESSA Bancorp's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including ESSA Bancorp's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of ESSA Bancorp's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform ESSA Bancorp's net worth analysis. One common approach is to calculate ESSA Bancorp's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares ESSA Bancorp's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing ESSA Bancorp's net worth. This approach calculates the present value of ESSA Bancorp's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of ESSA Bancorp's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate ESSA Bancorp's net worth. This involves comparing ESSA Bancorp's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into ESSA Bancorp's net worth relative to its peers.

Enterprise Value

162.69 Million

To determine if ESSA Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding ESSA Bancorp's net worth research are outlined below:
ESSA Bancorp generated a negative expected return over the last 90 days
ESSA Bancorp has a poor financial position based on the latest SEC disclosures
About 15.0% of the company shares are held by company insiders
Latest headline from prnewswire.com: INVESTOR ALERT Pomerantz Law Firm Announces the Filing of a Class Action Against ESSA Pharma Inc. and Certain Officers - EPIX

ESSA Bancorp Quarterly Good Will

13.8 Million

ESSA Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in ESSA Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to ESSA Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
24th of April 2024
Upcoming Quarterly Report
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24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of October 2024
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
30th of September 2023
Last Financial Announcement
View

ESSA Bancorp Target Price Consensus

ESSA target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. ESSA Bancorp's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   One  Hold
Most ESSA analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand ESSA stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of ESSA Bancorp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

ESSA Bancorp Target Price Projection

ESSA Bancorp's current and average target prices are 18.90 and 18.00, respectively. The current price of ESSA Bancorp is the price at which ESSA Bancorp is currently trading. On the other hand, ESSA Bancorp's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

ESSA Bancorp Market Quote on 19th of March 2025

Low Price18.76Odds
High Price18.95Odds

18.9

Target Price

Analyst Consensus On ESSA Bancorp Target Price

Low Estimate16.38Odds
High Estimate19.98Odds

18.0

Historical Lowest Forecast  16.38 Target Price  18.0 Highest Forecast  19.98
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on ESSA Bancorp and the information provided on this page.

Know ESSA Bancorp's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as ESSA Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading ESSA Bancorp backward and forwards among themselves. ESSA Bancorp's institutional investor refers to the entity that pools money to purchase ESSA Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Northern Trust Corp2024-12-31
69.8 K
Pinnacle Holdings, Llc2024-12-31
58.7 K
Philadelphia Trust Co2024-12-31
51.9 K
Empowered Funds, Llc2024-12-31
48.5 K
Alliancebernstein L.p.2024-12-31
37.9 K
Morgan Stanley - Brokerage Accounts2024-12-31
37.3 K
Goldman Sachs Group Inc2024-12-31
30.3 K
Jpmorgan Chase & Co2024-12-31
29.7 K
Panagora Asset Management Inc2024-12-31
28.6 K
Fj Capital Management Llc2024-12-31
967.2 K
Blackrock Inc2024-12-31
521.5 K
Note, although ESSA Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow ESSA Bancorp's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 192.53 M.

Market Cap

181.95 Million

Project ESSA Bancorp's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.04  0.03 
Return On Assets 0.01  0.01 
Return On Equity 0.11  0.12 
The company has Profit Margin (PM) of 0.25 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.31 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.31.
When accessing ESSA Bancorp's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures ESSA Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of ESSA Bancorp's profitability and make more informed investment decisions.
Please note, the presentation of ESSA Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, ESSA Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of ESSA Bancorp's management manipulating its earnings.

Evaluate ESSA Bancorp's management efficiency

At present, ESSA Bancorp's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.01, whereas Return On Capital Employed is forecasted to decline to 0.03. At present, ESSA Bancorp's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 2.8 B, whereas Total Assets are forecasted to decline to about 1.5 B. ESSA Bancorp's management efficiency ratios could be used to measure how well ESSA Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 2.50  2.38 
Tangible Book Value Per Share 2.50  2.38 
Enterprise Value Over EBITDA 8.01  10.77 
Price Book Value Ratio 4.71  4.95 
Enterprise Value Multiple 8.01  10.77 
Price Fair Value 4.71  4.95 
Enterprise Value171.3 M162.7 M
Leadership at ESSA Bancorp emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Enterprise Value Revenue
6.3937
Revenue
67.4 M
Quarterly Revenue Growth
(0.02)
Revenue Per Share
7.087
Return On Equity
0.073
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific ESSA Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on ESSA Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases ESSA Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Peter Gray over three weeks ago
Acquisition by Peter Gray of 2500 shares of ESSA Bancorp at 15.9 subject to Rule 16b-3
 
Robert Selitto over a month ago
Acquisition by Robert Selitto of 1346 shares of ESSA Bancorp subject to Rule 16b-3
 
Thomas Grayuski over two months ago
Disposition of 100 shares by Thomas Grayuski of ESSA Bancorp at 19.79 subject to Rule 16b-3
 
Thomas Grayuski over three months ago
Disposition of 512 shares by Thomas Grayuski of ESSA Bancorp at 19. subject to Rule 16b-3
 
Robert Selitto over three months ago
Disposition of 270 shares by Robert Selitto of ESSA Bancorp at 15.01 subject to Rule 16b-3
 
Robert Selitto over three months ago
Acquisition by Robert Selitto of 1346 shares of ESSA Bancorp subject to Rule 16b-3
 
Robert Selitto over three months ago
Disposition of 346 shares by Robert Selitto of ESSA Bancorp at 19.22 subject to Rule 16b-3
 
Weekes Elizabeth B over six months ago
Acquisition by Weekes Elizabeth B of 1249 shares of ESSA Bancorp subject to Rule 16b-3
 
Thomas Grayuski over six months ago
Disposition of 605 shares by Thomas Grayuski of ESSA Bancorp at 16.905 subject to Rule 16b-3
 
Thomas Grayuski over six months ago
Disposition of 200 shares by Thomas Grayuski of ESSA Bancorp at 20.01 subject to Rule 16b-3
 
Henning Daniel J over six months ago
Acquisition by Henning Daniel J of 1249 shares of ESSA Bancorp subject to Rule 16b-3
 
Selig Robert C Jr over six months ago
Acquisition by Selig Robert C Jr of 500 shares of ESSA Bancorp at 16.69 subject to Rule 16b-3

ESSA Bancorp Corporate Filings

7th of March 2025
Other Reports
ViewVerify
10Q
10th of February 2025
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
7th of February 2025
Other Reports
ViewVerify
5th of February 2025
Other Reports
ViewVerify
ESSA Bancorp time-series forecasting models is one of many ESSA Bancorp's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary ESSA Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

ESSA Bancorp Earnings Estimation Breakdown

The calculation of ESSA Bancorp's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of ESSA Bancorp is estimated to be 0.0 with the future projection ranging from a low of 0.0 to a high of 0.0. Please be aware that this consensus of annual earnings estimates for ESSA Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.44
0.00
Lowest
Expected EPS
0.0
0.00
Highest

ESSA Bancorp Earnings Projection Consensus

Suppose the current estimates of ESSA Bancorp's value are higher than the current market price of the ESSA Bancorp stock. In this case, investors may conclude that ESSA Bancorp is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and ESSA Bancorp's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 30th of September 2025Current EPS (TTM)
075.86%
0.4397
0.0
1.74

ESSA Bancorp Earnings per Share Projection vs Actual

Actual Earning per Share of ESSA Bancorp refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering ESSA Bancorp predict the company's earnings will be in the future. The higher the earnings per share of ESSA Bancorp, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

ESSA Bancorp Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as ESSA Bancorp, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of ESSA Bancorp should always be considered in relation to other companies to make a more educated investment decision.

ESSA Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact ESSA Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2024-08-13
2024-06-300.450.4112-0.0388
2024-04-25
2024-03-310.350.480.1337 
2024-01-24
2023-12-310.460.45-0.01
2023-10-25
2023-09-300.420.470.0511 
2023-07-26
2023-06-300.390.450.0615 
2023-04-26
2023-03-310.450.480.03
2023-01-25
2022-12-310.580.5-0.0813 
2022-10-26
2022-09-300.530.60.0713 
2022-07-27
2022-06-300.410.510.124 
2022-04-27
2022-03-310.440.470.03
2022-01-26
2021-12-310.450.470.02
2021-10-27
2021-09-300.380.40.02
2021-07-28
2021-06-300.380.410.03
2021-04-28
2021-03-310.380.430.0513 
2021-01-27
2020-12-310.430.41-0.02
2020-10-28
2020-09-300.330.380.0515 
2020-07-29
2020-06-30-0.040.370.411025 
2020-04-29
2020-03-310.020.330.311550 
2020-01-30
2019-12-310.290.330.0413 
2019-10-23
2019-09-300.30.350.0516 
2019-07-24
2019-06-300.260.290.0311 
2019-04-24
2019-03-310.250.260.01
2019-01-23
2018-12-310.280.27-0.01
2018-01-25
2017-12-310.17-0.15-0.32188 
2017-01-25
2016-12-310.170.180.01
2016-10-26
2016-09-300.270.14-0.1348 
2016-07-27
2016-06-300.220.2-0.02
2016-04-27
2016-03-310.20.20.0
2016-01-27
2015-12-310.210.2-0.01
2015-10-28
2015-09-300.210.240.0314 
2015-07-29
2015-06-300.270.2326-0.037413 
2013-04-24
2013-03-310.170.170.0
2013-01-23
2012-12-310.130.240.1184 
2012-07-25
2012-06-30-0.20.070.27135 
2012-04-25
2012-03-310.080.06-0.0225 
2012-01-25
2011-12-310.110.08-0.0327 
2011-10-26
2011-09-300.110.160.0545 
2011-07-27
2011-06-300.10.110.0110 
2011-04-27
2011-03-310.090.10.0111 
2011-01-26
2010-12-310.070.090.0228 
2010-10-27
2010-09-300.060.090.0350 
2010-07-28
2010-06-300.110.09-0.0218 
2010-04-28
2010-03-310.110.120.01
2010-01-27
2009-12-310.10.06-0.0440 
2009-10-30
2009-09-300.140.11-0.0321 
2009-07-29
2009-06-300.10.130.0330 
2009-04-29
2009-03-310.110.110.0
2009-01-28
2008-12-310.110.130.0218 
2008-10-29
2008-09-300.090.05-0.0444 
2008-07-23
2008-06-300.110.120.01
2008-04-24
2008-03-310.110.110.0
2008-01-23
2007-12-310.110.110.0
2007-10-24
2007-09-300.110.110.0
2007-07-26
2007-06-300.090.120.0333 

ESSA Bancorp Corporate Management

Thomas GrayuskiVP of Human Resource Services Division and VP of Human Resource Services Division - Essa Bank and TrustProfile
Stephanie LeffersonCorporate RelationsProfile
James FareriGeneral CounselProfile
Robert SelittoSenior ControllerProfile
When determining whether ESSA Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ESSA Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Essa Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Essa Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in ESSA Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For information on how to trade ESSA Stock refer to our How to Trade ESSA Stock guide.
You can also try the Aroon Oscillator module to analyze current equity momentum using Aroon Oscillator and other momentum ratios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ESSA Bancorp. If investors know ESSA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ESSA Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.09)
Dividend Share
0.6
Earnings Share
1.74
Revenue Per Share
7.087
Quarterly Revenue Growth
(0.02)
The market value of ESSA Bancorp is measured differently than its book value, which is the value of ESSA that is recorded on the company's balance sheet. Investors also form their own opinion of ESSA Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ESSA Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ESSA Bancorp's market value can be influenced by many factors that don't directly affect ESSA Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ESSA Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ESSA Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ESSA Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.