Columbia Financial Net Worth

Columbia Financial Net Worth Breakdown

  CLBK
The net worth of Columbia Financial is the difference between its total assets and liabilities. Columbia Financial's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Columbia Financial's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Columbia Financial's net worth can be used as a measure of its financial health and stability which can help investors to decide if Columbia Financial is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Columbia Financial stock.

Columbia Financial Net Worth Analysis

Columbia Financial's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Columbia Financial's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Columbia Financial's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Columbia Financial's net worth analysis. One common approach is to calculate Columbia Financial's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Columbia Financial's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Columbia Financial's net worth. This approach calculates the present value of Columbia Financial's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Columbia Financial's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Columbia Financial's net worth. This involves comparing Columbia Financial's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Columbia Financial's net worth relative to its peers.

Enterprise Value

2.17 Billion

To determine if Columbia Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Columbia Financial's net worth research are outlined below:
Columbia Financial generated a negative expected return over the last 90 days
Columbia Financial has high likelihood to experience some financial distress in the next 2 years
Columbia Financial has a strong financial position based on the latest SEC filings
About 74.0% of the company shares are held by company insiders
Latest headline from news.google.com: Delta Financial Group Inc. Takes 578,000 Position in Columbia Financial, Inc. - MarketBeat
Columbia Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Columbia Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Columbia Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
24th of April 2024
Upcoming Quarterly Report
View
24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

Columbia Financial Target Price Consensus

Columbia target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Columbia Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   2  Buy
Most Columbia analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Columbia stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Columbia Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Columbia Financial Target Price Projection

Columbia Financial's current and average target prices are 16.23 and 19.50, respectively. The current price of Columbia Financial is the price at which Columbia Financial is currently trading. On the other hand, Columbia Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Columbia Financial Market Quote on 3rd of March 2025

Low Price15.55Odds
High Price16.23Odds

16.23

Target Price

Analyst Consensus On Columbia Financial Target Price

Low Estimate17.75Odds
High Estimate21.65Odds

19.5

Historical Lowest Forecast  17.75 Target Price  19.5 Highest Forecast  21.65
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Columbia Financial and the information provided on this page.

Know Columbia Financial's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Columbia Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Columbia Financial backward and forwards among themselves. Columbia Financial's institutional investor refers to the entity that pools money to purchase Columbia Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Bank Of New York Mellon Corp2024-12-31
111.7 K
First Trust Advisors L.p.2024-12-31
98.4 K
Jpmorgan Chase & Co2024-12-31
93.3 K
D. E. Shaw & Co Lp2024-12-31
85.1 K
Nuveen Asset Management, Llc2024-12-31
83.3 K
Norges Bank2024-12-31
82.2 K
Ubs Asset Mgmt Americas Inc2024-12-31
79.6 K
Citadel Advisors Llc2024-12-31
70.1 K
Swiss National Bank2024-12-31
62.3 K
Vanguard Group Inc2024-12-31
2.7 M
Blackrock Inc2024-12-31
2.4 M
Note, although Columbia Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Columbia Financial's market capitalization trends

The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.66 B.

Market Cap

1.53 Billion

Project Columbia Financial's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.00  0.01 
Return On Assets 0.00  0.01 
Return On Equity 0.04  0.07 
The company has Profit Margin (PM) of (0.07) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of (1.04) %, which suggests for every $100 dollars of sales, it generated a net operating loss of $1.04.
When accessing Columbia Financial's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Columbia Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Columbia Financial's profitability and make more informed investment decisions.

Evaluate Columbia Financial's management efficiency

At this time, Columbia Financial's Return On Tangible Assets are quite stable compared to the past year. Return On Assets is expected to rise to 0.01 this year, although the value of Return On Capital Employed will most likely fall to 0. At this time, Columbia Financial's Non Current Liabilities Total is quite stable compared to the past year. Change To Liabilities is expected to rise to about 30.2 M this year, although the value of Total Current Liabilities will most likely fall to about 117.7 M. Columbia Financial's management efficiency ratios could be used to measure how well Columbia Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 9.12  8.66 
Tangible Book Value Per Share 8.04  7.64 
Enterprise Value Over EBITDA-14.8 K-14.1 K
Price Book Value Ratio 2.19  2.65 
Enterprise Value Multiple-14.8 K-14.1 K
Price Fair Value 2.19  2.65 
Enterprise Value2.8 B2.2 B
Columbia Financial's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Enterprise Value Revenue
15.2501
Revenue
165.4 M
Quarterly Revenue Growth
(0.64)
Revenue Per Share
1.627
Return On Equity
(0.01)
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Columbia Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Columbia Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Columbia Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Sorrentini Lucy over a week ago
Acquisition by Sorrentini Lucy of 155 shares of Columbia Financial at 15.38 subject to Rule 16b-3
 
Jennings William Justin over three weeks ago
Acquisition by Jennings William Justin of tradable shares of Columbia Financial at 16.15 subject to Rule 16b-3
 
John Klimowich over a month ago
Acquisition by John Klimowich of tradable shares of Columbia Financial at 15.42 subject to Rule 16b-3
 
Jennings William Justin over a month ago
Acquisition by Jennings William Justin of tradable shares of Columbia Financial at 14.93 subject to Rule 16b-3
 
Allyson Schlesinger over two months ago
Acquisition by Allyson Schlesinger of tradable shares of Columbia Financial at 15.81 subject to Rule 16b-3
 
Jenifer Walden over two months ago
Acquisition by Jenifer Walden of tradable shares of Columbia Financial at 17.41 subject to Rule 16b-3
 
Thomas Kemly over two months ago
Acquisition by Thomas Kemly of 122 shares of Columbia Financial at 16.93 subject to Rule 16b-3
 
John Klimowich over three months ago
Acquisition by John Klimowich of tradable shares of Columbia Financial at 18.23 subject to Rule 16b-3
 
John Klimowich over three months ago
Acquisition by John Klimowich of tradable shares of Columbia Financial at 18.21 subject to Rule 16b-3
 
Randall Elizabeth E. over three months ago
Acquisition by Randall Elizabeth E. of 141 shares of Columbia Financial at 17.41 subject to Rule 16b-3
 
John Klimowich over three months ago
Acquisition by John Klimowich of tradable shares of Columbia Financial at 16.89 subject to Rule 16b-3
 
Manesh Prabhu over three months ago
Disposition of 477 shares by Manesh Prabhu of Columbia Financial at 17.08 subject to Rule 16b-3

Columbia Financial Corporate Filings

F4
25th of February 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
28th of January 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F3
26th of November 2024
The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock
ViewVerify
10Q
8th of November 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
Columbia Financial time-series forecasting models is one of many Columbia Financial's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Columbia Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Columbia Financial Earnings Estimation Breakdown

The calculation of Columbia Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Columbia Financial is estimated to be 0.05 with the future projection ranging from a low of 0.08 to a high of 0.1. Please be aware that this consensus of annual earnings estimates for Columbia Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.11
0.08
Lowest
Expected EPS
0.05
0.10
Highest

Columbia Financial Earnings Projection Consensus

Suppose the current estimates of Columbia Financial's value are higher than the current market price of the Columbia Financial stock. In this case, investors may conclude that Columbia Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Columbia Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2025Current EPS (TTM)
277.28%
0.1117
0.05
-0.11

Columbia Financial Earnings History

Earnings estimate consensus by Columbia Financial analysts from Wall Street is used by the market to judge Columbia Financial's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Columbia Financial's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Columbia Financial Quarterly Gross Profit

54.25 Million

Earnings Yield is expected to rise to 0.02 this year, although the value of Retained Earnings will most likely fall to about 739.5 M. The value of Common Stock Shares Outstanding is expected to slide to about 87.7 M. The value of Net Income Applicable To Common Shares is expected to slide to about 55 M.
Hype
Prediction
LowEstimatedHigh
14.2815.9817.68
Details
Intrinsic
Valuation
LowRealHigh
14.3217.8119.51
Details
Naive
Forecast
LowNextHigh
14.2415.9517.65
Details
2 Analysts
Consensus
LowTargetHigh
17.7519.5021.65
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Columbia Financial. Your research has to be compared to or analyzed against Columbia Financial's peers to derive any actionable benefits. When done correctly, Columbia Financial's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Columbia Financial. Note that many institutional investors and large investment bankers can move markets due to the volume of Columbia assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Columbia Financial. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Columbia Financial's stock price in the short term.

Columbia Financial Earnings per Share Projection vs Actual

Actual Earning per Share of Columbia Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Columbia Financial predict the company's earnings will be in the future. The higher the earnings per share of Columbia Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Columbia Financial Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Columbia Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Columbia Financial should always be considered in relation to other companies to make a more educated investment decision.

Columbia Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Columbia Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-01-23
2024-12-310.070.11170.041759 
2024-10-24
2024-09-300.060.060.0
2024-07-31
2024-06-300.040.040.0
2024-04-30
2024-03-310.05-0.01-0.06120 
2024-01-25
2023-12-310.070.06-0.0114 
2023-10-25
2023-09-300.070.090.0228 
2023-07-26
2023-06-300.130.02-0.1184 
2023-04-26
2023-03-310.190.18-0.01
2023-01-25
2022-12-310.210.210.0
2022-10-26
2022-09-300.210.19-0.02
2022-07-27
2022-06-300.220.220.0
2022-04-27
2022-03-310.210.2-0.01
2022-01-25
2021-12-310.20.230.0315 
2021-10-27
2021-09-300.20.20.0
2021-07-28
2021-06-300.20.260.0630 
2021-04-28
2021-03-310.170.20.0317 
2021-01-27
2020-12-310.140.190.0535 
2020-10-29
2020-09-300.120.140.0216 
2020-07-29
2020-06-300.10.140.0440 
2020-04-29
2020-03-310.130.06-0.0753 
2020-01-30
2019-12-310.110.120.01
2019-10-24
2019-09-300.090.130.0444 
2019-07-24
2019-06-300.120.11-0.01
2019-04-25
2019-03-310.110.130.0218 
2019-01-31
2018-12-310.110.130.0218 
2018-10-25
2018-09-300.110.120.01
2018-07-27
2018-06-300.10.110.0110 
2018-05-14
2018-03-310.110.1-0.01
2018-03-23
2017-12-3100.270.27
2017-05-04
2017-03-3100.090.09
2017-02-03
2016-12-3100.090.09

Columbia Financial Corporate Management

Matthew RickertExecutive OfficerProfile
CFA CFAEx CFOProfile
Oliver LewisExecutive BankingProfile
Jenifer WaldenExecutive OfficerProfile
When determining whether Columbia Financial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Columbia Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Columbia Financial Stock. Highlighted below are key reports to facilitate an investment decision about Columbia Financial Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Columbia Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more information on how to buy Columbia Stock please use our How to buy in Columbia Stock guide.
You can also try the Piotroski F Score module to get Piotroski F Score based on the binary analysis strategy of nine different fundamentals.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Columbia Financial. If investors know Columbia will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Columbia Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.33)
Earnings Share
(0.11)
Revenue Per Share
1.627
Quarterly Revenue Growth
(0.64)
Return On Assets
(0)
The market value of Columbia Financial is measured differently than its book value, which is the value of Columbia that is recorded on the company's balance sheet. Investors also form their own opinion of Columbia Financial's value that differs from its market value or its book value, called intrinsic value, which is Columbia Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Columbia Financial's market value can be influenced by many factors that don't directly affect Columbia Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Columbia Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Columbia Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Columbia Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.