Columbia Financial Statements From 2010 to 2024

Stocks . USA . 
Stock . Columbia Financial
CLBK Stock  USD 17.40  0.13  0.75%   
Columbia Financial financial statements provide useful quarterly and yearly information to potential Columbia Financial investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Columbia Financial financial statements helps investors assess Columbia Financial's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Columbia Financial's valuation are summarized below:
Gross Profit
291.7 M
Profit Margin
0.0803
Market Capitalization
1.8 B
Enterprise Value Revenue
15.1758
Revenue
201 M
There are currently one hundred twenty fundamental signals for Columbia Financial that can be evaluated and compared over time across rivals. We recommend to validate Columbia Financial's prevailing fundamental drivers against the all of the trends between 2010 and 2024. The value of Market Cap is estimated to slide to about 1.5 B. The Enterprise Value is projected to slide to about 2.2 B

Columbia Financial Total Revenue

240.06 Million

Check Columbia Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Columbia Financial's main balance sheet or income statement drivers, such as Tax Provision of 9.5 M, Net Interest Income of 198.4 M or Interest Income of 275.2 M, as well as many indicators such as Price To Sales Ratio of 10.05, Dividend Yield of 0.0 or PTB Ratio of 2.65. Columbia financial statements analysis is a perfect complement when working with Columbia Financial Valuation or Volatility modules.
  
Check out the analysis of Columbia Financial Correlation against competitors.
For more information on how to buy Columbia Stock please use our How to buy in Columbia Stock guide.

Columbia Financial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets8.9 B10.6 B6.9 B
Slightly volatile
Short and Long Term Debt Total1.3 B1.5 B960.1 M
Slightly volatile
Total Current Liabilities865.6 M911.2 M1.3 B
Slightly volatile
Total Stockholder Equity970 M1 B710.8 M
Slightly volatile
Other Liabilities46.8 M71.9 M60.4 M
Pretty Stable
Net Tangible Assets883.5 M1.1 B678.5 M
Slightly volatile
Property Plant And Equipment Net72.3 M83.6 M55 M
Slightly volatile
Net Debt879 M1.1 B719.3 M
Slightly volatile
Retained Earnings739.5 M893.6 M604.3 M
Slightly volatile
Accounts Payable154.7 M162.8 M3.3 B
Slightly volatile
Cash444.4 M423.2 M138.6 M
Slightly volatile
Non Current Assets Total12.4 B11.8 B5.3 B
Pretty Stable
Long Term Debt978.8 M1.5 B741.7 M
Slightly volatile
Cash And Short Term Investments402.1 M423.2 M965.3 M
Pretty Stable
Net Receivables27.5 M39.3 M20.4 M
Slightly volatile
Good Will63.9 M127.3 M38.7 M
Slightly volatile
Common Stock Shares Outstanding87.7 M102.9 M110.7 M
Slightly volatile
Short Term Investments1.2 B1.1 B984 M
Slightly volatile
Long Term Debt Total1.4 B1.3 B438.6 M
Slightly volatile
Liabilities And Stockholders Equity8.9 B10.6 B6.9 B
Slightly volatile
Non Current Liabilities Total2.9 B2 B4 B
Pretty Stable
Other Current Assets485.7 M462.6 M160.6 M
Slightly volatile
Total Liabilities5.9 B9.6 B5.1 B
Pretty Stable
Long Term Investments1.5 B1.5 B1.2 B
Slightly volatile
Property Plant And Equipment Gross101.7 M160.1 M71.2 M
Slightly volatile
Total Current Assets995.9 M885.8 M554.5 M
Slightly volatile
Short Term Debt956.8 M911.2 M312.1 M
Slightly volatile
Intangible Assets6.8 M12.6 M3.9 M
Slightly volatile
Property Plant Equipment69.8 M96.5 M55.8 M
Slightly volatile
Earning Assets1.3 B1.7 B1.2 B
Slightly volatile
Net Invested Capital1.8 B2.6 B1.4 B
Slightly volatile
Common Stock Total Equity1.3 M1.5 M1.2 M
Slightly volatile
Retained Earnings Total Equity763.7 M986.1 M646.9 M
Slightly volatile
Capital Surpluse685.8 M898.3 M594.5 M
Slightly volatile
Capital Stock1.4 M1.3 M1.2 M
Slightly volatile
Non Current Liabilities Other40 M52.3 M35.4 M
Slightly volatile
Common Stock1.4 M1.3 M1.2 M
Slightly volatile

Columbia Financial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Tax Provision9.5 M10 M16.8 M
Pretty Stable
Net Interest Income198.4 M200.7 M160.6 M
Slightly volatile
Interest Income275.2 M389.8 M222.8 M
Slightly volatile
Income Before Tax74.8 M46.1 M60.7 M
Slightly volatile
Net Income Applicable To Common Shares55 M99.1 M46.9 M
Slightly volatile
Net Income54.2 M36.1 M43.1 M
Slightly volatile
Income Tax Expense9.5 M10 M16.8 M
Pretty Stable
Depreciation And Amortization8.8 M14 M6.1 M
Slightly volatile
Selling General Administrative103 M129.5 M81.8 M
Slightly volatile
Selling And Marketing Expenses2.6 M2.8 M3.1 M
Pretty Stable
Total Revenue240.1 M233.3 M190 M
Slightly volatile
Gross Profit266 M421.7 M204.3 M
Slightly volatile
Other Operating Expenses125.8 M233.3 M95.6 M
Slightly volatile
Operating Income103.8 M55.6 M94.7 M
Pretty Stable
Net Income From Continuing Ops56.8 M36.1 M44.5 M
Slightly volatile
Reconciled Depreciation9.7 M14.3 M6.4 M
Slightly volatile

Columbia Financial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Change To Inventory242.8 K255.6 K8.8 M
Slightly volatile
Stock Based Compensation10 M12.1 M6.4 M
Slightly volatile
Free Cash Flow31.4 M33.1 M60.1 M
Pretty Stable
Begin Period Cash Flow130 M179.2 M89 M
Slightly volatile
Depreciation8.9 M14 M6.2 M
Slightly volatile
Capital Expenditures6.8 M7.6 M6.4 M
Slightly volatile
Total Cash From Operating Activities38.7 M40.7 M66.5 M
Pretty Stable
Net Income56.8 M36.1 M44.5 M
Slightly volatile
End Period Cash Flow444.4 M423.2 M138.6 M
Slightly volatile
Dividends Paid766.1 K806.4 K430.2 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio10.058.485210.2934
Slightly volatile
PTB Ratio2.651.90252.9322
Slightly volatile
Days Sales Outstanding27.3330.7433.4727
Slightly volatile
Book Value Per Share9.6310.134116.0485
Slightly volatile
Free Cash Flow Yield0.02730.01670.032
Pretty Stable
Operating Cash Flow Per Share0.560.39660.6125
Slightly volatile
Stock Based Compensation To Revenue0.03170.05180.0254
Slightly volatile
Capex To Depreciation0.520.54411.4701
Very volatile
PB Ratio2.651.90252.9322
Slightly volatile
EV To Sales14.3213.224414.4203
Slightly volatile
Free Cash Flow Per Share0.50.32220.5488
Slightly volatile
ROIC0.01610.01690.0433
Slightly volatile
Net Income Per Share0.380.35150.3887
Slightly volatile
Sales General And Administrative To Revenue0.340.55510.4241
Pretty Stable
Capex To Revenue0.04520.03270.0382
Pretty Stable
Cash Per Share9.4914.77569.9563
Slightly volatile
POCF Ratio33.9148.610330.807
Very volatile
Interest Coverage0.280.2941.8179
Slightly volatile
Capex To Operating Cash Flow0.140.18750.1138
Slightly volatile
PFCF Ratio39.6659.829435.2582
Very volatile
Income Quality1.711.12831.7036
Pretty Stable
ROE0.06580.03470.0628
Slightly volatile
EV To Operating Cash Flow47.9275.760443.1969
Very volatile
PE Ratio48.954.847250.0399
Slightly volatile
Return On Tangible Assets0.00510.00340.0061
Very volatile
EV To Free Cash Flow56.4193.245749.7973
Pretty Stable
Earnings Yield0.0210.01820.0225
Slightly volatile
Intangibles To Total Assets0.01220.01160.005
Slightly volatile
Current Ratio1.840.97221.0546
Pretty Stable
Tangible Book Value Per Share8.498.932615.6286
Slightly volatile
Receivables Turnover8.559.6210.4729
Slightly volatile
Graham Number7.348.95287.4474
Slightly volatile
Shareholders Equity Per Share6.5110.13416.6242
Slightly volatile
Debt To Equity1.331.47351.2965
Slightly volatile
Capex Per Share0.06180.07440.0638
Slightly volatile
Revenue Per Share1.612.27221.7059
Slightly volatile
Interest Debt Per Share17.6116.77449.1064
Slightly volatile
Debt To Assets0.140.1440.1316
Very volatile
Short Term Coverage Ratios0.04880.05140.3778
Slightly volatile
Price Earnings Ratio48.954.847250.0399
Slightly volatile
Price Book Value Ratio2.651.90252.9322
Slightly volatile
Price To Operating Cash Flows Ratio33.9148.610330.807
Very volatile
Price To Free Cash Flows Ratio39.6659.829435.2582
Very volatile
Pretax Profit Margin0.260.19740.3134
Pretty Stable
Ebt Per Ebit0.490.82830.5954
Slightly volatile
Operating Profit Margin0.230.23830.505
Slightly volatile
Effective Tax Rate0.310.21640.3033
Slightly volatile
Company Equity Multiplier10.3710.23289.999
Slightly volatile
Long Term Debt To Capitalization0.530.37410.5049
Slightly volatile
Total Debt To Capitalization0.580.59570.552
Slightly volatile
Return On Capital Employed0.00540.00570.0175
Pretty Stable
Debt Equity Ratio1.331.47351.2965
Slightly volatile
Ebit Per Revenue0.230.23830.505
Slightly volatile
Quick Ratio0.920.97224.9851
Slightly volatile
Dividend Paid And Capex Coverage Ratio8.585.332811.94
Slightly volatile
Net Income Per E B T0.580.78360.6894
Slightly volatile
Cash Ratio0.320.46450.3148
Pretty Stable
Operating Cash Flow Sales Ratio0.170.17460.3523
Slightly volatile
Days Of Sales Outstanding27.3330.7433.4727
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.70.81250.8756
Slightly volatile
Cash Flow Coverage Ratios0.02520.02660.0855
Very volatile
Price To Book Ratio2.651.90252.9322
Slightly volatile
Fixed Asset Turnover3.732.79093.5624
Slightly volatile
Capital Expenditure Coverage Ratio8.585.332811.94
Slightly volatile
Price Cash Flow Ratio33.9148.610330.807
Very volatile
Debt Ratio0.140.1440.1316
Very volatile
Cash Flow To Debt Ratio0.02520.02660.0855
Very volatile
Price Sales Ratio10.058.485210.2934
Slightly volatile
Return On Assets0.00510.00340.0061
Very volatile
Asset Turnover0.03010.02190.028
Pretty Stable
Net Profit Margin0.180.15470.2184
Very volatile
Gross Profit Margin1.451.631.772
Slightly volatile
Price Fair Value2.651.90252.9322
Slightly volatile
Return On Equity0.06580.03470.0628
Slightly volatile

Columbia Financial Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap1.5 B2 B1.8 B
Pretty Stable
Enterprise Value2.2 B3.1 B2.6 B
Slightly volatile

Columbia Fundamental Market Drivers

Forward Price Earnings49.7512
Cash And Short Term Investments423.2 M

Columbia Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Columbia Financial Financial Statements

Columbia Financial investors utilize fundamental indicators, such as revenue or net income, to predict how Columbia Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue233.3 M240.1 M
Cost Of Revenue-169.6 M-161.1 M
Stock Based Compensation To Revenue 0.05  0.03 
Sales General And Administrative To Revenue 0.56  0.34 
Capex To Revenue 0.03  0.05 
Revenue Per Share 2.27  1.61 
Ebit Per Revenue 0.24  0.23 

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When determining whether Columbia Financial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Columbia Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Columbia Financial Stock. Highlighted below are key reports to facilitate an investment decision about Columbia Financial Stock:
How To Invest In Columbia
Details
Is Columbia Stock a good investment?
Details
What is Columbia Financial's Net Worth?
Details
Largest Regional Banks Companies
View
Largest Banks - Regional Companies
View
Check out the analysis of Columbia Financial Correlation against competitors.
For more information on how to buy Columbia Stock please use our How to buy in Columbia Stock guide.
You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Columbia Financial. If investors know Columbia will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Columbia Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.33)
Earnings Share
0.15
Revenue Per Share
1.977
Quarterly Revenue Growth
(0.08)
Return On Assets
0.0015
The market value of Columbia Financial is measured differently than its book value, which is the value of Columbia that is recorded on the company's balance sheet. Investors also form their own opinion of Columbia Financial's value that differs from its market value or its book value, called intrinsic value, which is Columbia Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Columbia Financial's market value can be influenced by many factors that don't directly affect Columbia Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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Please note, there is a significant difference between Columbia Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Columbia Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Columbia Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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