Cass Information Net Worth

Cass Information Net Worth Breakdown

  CASS
The net worth of Cass Information Systems is the difference between its total assets and liabilities. Cass Information's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Cass Information's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Cass Information's net worth can be used as a measure of its financial health and stability which can help investors to decide if Cass Information is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Cass Information Systems stock.

Cass Information Net Worth Analysis

Cass Information's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Cass Information's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Cass Information's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Cass Information's net worth analysis. One common approach is to calculate Cass Information's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Cass Information's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Cass Information's net worth. This approach calculates the present value of Cass Information's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Cass Information's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Cass Information's net worth. This involves comparing Cass Information's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Cass Information's net worth relative to its peers.

Enterprise Value

332.35 Million

To determine if Cass Information is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Cass Information's net worth research are outlined below:
Cass Information Systems currently holds 2.17 B in liabilities with Debt to Equity (D/E) ratio of 0.05, which may suggest the company is not taking enough advantage from borrowing. Cass Information Systems has a current ratio of 0.93, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Cass Information's use of debt, we should always consider it together with its cash and equity.
About 67.0% of Cass Information shares are held by institutions such as insurance companies
On 14th of March 2025 Cass Information paid $ 0.31 per share dividend to its current shareholders
Latest headline from finance.yahoo.com: Jabil Tops Q2 Earnings and Revenue Estimates

Cass Information Quarterly Good Will

21.35 Million

Cass Information uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Cass Information Systems. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Cass Information's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
15th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

Cass Information Target Price Consensus

Cass target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Cass Information's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   One  Buy
Most Cass analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Cass stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Cass Information Systems, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Cass Information Target Price Projection

Cass Information's current and average target prices are 42.86 and 49.00, respectively. The current price of Cass Information is the price at which Cass Information Systems is currently trading. On the other hand, Cass Information's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Cass Information Market Quote on 23rd of March 2025

Low Price42.66Odds
High Price43.3Odds

42.86

Target Price

Analyst Consensus On Cass Information Target Price

Low Estimate44.59Odds
High Estimate54.39Odds

49.0

Historical Lowest Forecast  44.59 Target Price  49.0 Highest Forecast  54.39
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Cass Information Systems and the information provided on this page.

Know Cass Information's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Cass Information is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Cass Information Systems backward and forwards among themselves. Cass Information's institutional investor refers to the entity that pools money to purchase Cass Information's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Proshare Advisors Llc2024-12-31
183.4 K
Northern Trust Corp2024-12-31
136.6 K
Foundry Partners, Llc2024-12-31
122.2 K
Ameriprise Financial Inc2024-12-31
118.1 K
Ballast Asset Management, Lp2024-12-31
107.6 K
Charles Schwab Investment Management Inc2024-12-31
104.3 K
Arrowstreet Capital Limited Partnership2024-12-31
89.6 K
American Century Companies Inc2024-12-31
87.7 K
Bank Of New York Mellon Corp2024-12-31
87.5 K
Blackrock Inc2024-12-31
1.1 M
Vanguard Group Inc2024-12-31
797 K
Note, although Cass Information's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Cass Information's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 577.1 M.

Market Cap

311.65 Million

Project Cass Information's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.01  0.01 
Return On Assets 0.01  0.01 
Return On Equity 0.08  0.14 
The company has Profit Margin (PM) of 0.09 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.19 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.19.
When accessing Cass Information's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Cass Information's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Cass Information's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Cass Information's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Cass Information Systems. Check Cass Information's Beneish M Score to see the likelihood of Cass Information's management manipulating its earnings.

Evaluate Cass Information's management efficiency

Cass Information Systems has return on total asset (ROA) of 0.0114 % which means that it generated a profit of $0.0114 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0836 %, meaning that it created $0.0836 on every $100 dollars invested by stockholders. Cass Information's management efficiency ratios could be used to measure how well Cass Information manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Cass Information's Return On Capital Employed is comparatively stable compared to the past year. Return On Equity is likely to gain to 0.14 in 2025, whereas Return On Tangible Assets are likely to drop 0.01 in 2025. At this time, Cass Information's Other Assets are comparatively stable compared to the past year. Net Tangible Assets is likely to gain to about 217.4 M in 2025, whereas Total Assets are likely to drop slightly above 1.3 B in 2025.
Last ReportedProjected for Next Year
Book Value Per Share 16.96  13.58 
Tangible Book Value Per Share 15.01  13.05 
Enterprise Value Over EBITDA 5.05  8.51 
Price Book Value Ratio 2.41  1.97 
Enterprise Value Multiple 5.05  8.51 
Price Fair Value 2.41  1.97 
Enterprise Value231.5 M332.3 M
Leadership at Cass Information emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Enterprise Value Revenue
3.035
Revenue
219.9 M
Quarterly Revenue Growth
(0)
Revenue Per Share
16.286
Return On Equity
0.0836
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Cass Information insiders, such as employees or executives, is commonly permitted as long as it does not rely on Cass Information's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Cass Information insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Lindemann James J six days ago
Acquisition by Lindemann James J of 286 shares of Cass Information at 45.33 subject to Rule 16b-3
 
Martin Resch over a month ago
Disposition of 2231 shares by Martin Resch of Cass Information at 41.1 subject to Rule 16b-3
 
Martin Resch over a month ago
Acquisition by Martin Resch of 8303 shares of Cass Information subject to Rule 16b-3
 
Wicks Frank over two months ago
Acquisition by Wicks Frank of 307 shares of Cass Information at 42.26 subject to Rule 16b-3
 
Lindemann James J over three months ago
Acquisition by Lindemann James J of 307 shares of Cass Information at 42.26 subject to Rule 16b-3
 
Martin Resch over three months ago
Acquisition by Martin Resch of 1000 shares of Cass Information at 36.5 subject to Rule 16b-3
 
Michael Normile over three months ago
Acquisition by Michael Normile of 200 shares of Cass Information at 40.3 subject to Rule 16b-3
 
Clermont Ralph W over six months ago
Acquisition by Clermont Ralph W of 318 shares of Cass Information at 40.76 subject to Rule 16b-3
 
Michael Normile over six months ago
Disposition of 807 shares by Michael Normile of Cass Information at 43.99 subject to Rule 16b-3
 
Dwight Erdbruegger over six months ago
Acquisition by Dwight Erdbruegger of 4223 shares of Cass Information subject to Rule 16b-3
 
Wicks Frank over six months ago
Acquisition by Wicks Frank of 1602 shares of Cass Information at 43.68 subject to Rule 16b-3
 
James Cavellier over six months ago
Acquisition by James Cavellier of 2051 shares of Cass Information subject to Rule 16b-3

Cass Information Corporate Filings

6th of March 2025
Other Reports
ViewVerify
10K
5th of March 2025
Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance
ViewVerify
F4
27th of January 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
24th of January 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
Cass Information time-series forecasting models is one of many Cass Information's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Cass Information's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Cass Information Earnings Estimation Breakdown

The calculation of Cass Information's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Cass Information is estimated to be 0.6 with the future projection ranging from a low of 0.6 to a high of 0.6. Please be aware that this consensus of annual earnings estimates for Cass Information Systems is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.33
0.60
Lowest
Expected EPS
0.6
0.60
Highest

Cass Information Earnings Projection Consensus

Suppose the current estimates of Cass Information's value are higher than the current market price of the Cass Information stock. In this case, investors may conclude that Cass Information is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Cass Information's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2025Current EPS (TTM)
145.63%
0.33
0.6
1.39

Cass Information Earnings per Share Projection vs Actual

Actual Earning per Share of Cass Information refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Cass Information Systems predict the company's earnings will be in the future. The higher the earnings per share of Cass Information, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Cass Information Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Cass Information, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Cass Information should always be considered in relation to other companies to make a more educated investment decision.

Cass Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Cass Information's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-01-23
2024-12-310.440.33-0.1125 
2024-10-17
2024-09-300.50.21-0.2958 
2024-07-18
2024-06-300.530.32-0.2139 
2024-04-18
2024-03-310.590.52-0.0711 
2024-01-25
2023-12-310.480.610.1327 
2023-10-19
2023-09-300.550.54-0.01
2023-07-20
2023-06-300.670.52-0.1522 
2023-04-17
2023-03-310.70.51-0.1927 
2023-01-19
2022-12-310.710.67-0.04
2010-10-21
2010-09-300.320.370.0515 
2010-07-22
2010-06-300.30.330.0310 
2010-04-19
2010-03-310.290.310.02
2010-01-28
2009-12-310.390.29-0.125 
2009-10-22
2009-09-300.380.29-0.0923 
2009-07-23
2009-06-300.370.24-0.1335 
2005-10-20
2005-09-300.140.210.0750 
2005-07-21
2005-06-300.140.170.0321 
2005-04-18
2005-03-310.130.190.0646 
2005-02-04
2004-12-310.150.170.0213 
2004-10-21
2004-09-300.140.13-0.01
2004-07-22
2004-06-300.130.11-0.0215 
2004-04-19
2004-03-310.110.130.0218 
2004-01-29
2003-12-310.120.140.0216 
2003-10-23
2003-09-300.110.140.0327 
2003-07-17
2003-06-300.120.150.0325 
2003-04-21
2003-03-310.090.10.0111 
2003-01-23
2002-12-310.130.130.0
2002-10-16
2002-09-300.120.120.0
2002-07-16
2002-06-300.10.150.0550 
2002-04-12
2002-03-310.10.09-0.0110 
2002-01-31
2001-12-310.120.11-0.01
2001-10-16
2001-09-300.120.130.01
2001-07-18
2001-06-300.120.120.0
2001-04-13
2001-03-310.110.120.01
2001-01-23
2000-12-310.110.120.01
2000-10-16
2000-09-300.110.110.0
2000-07-17
2000-06-300.110.110.0
2000-04-13
2000-03-310.110.110.0
2000-01-20
1999-12-310.110.09-0.0218 
1999-10-19
1999-09-300.110.09-0.0218 
1999-07-19
1999-06-300.10.09-0.0110 
1999-05-26
1999-03-310.130.11-0.0215 
1998-10-20
1998-09-300.110.110.0
1998-07-21
1998-06-300.10.110.0110 
1998-04-16
1998-03-310.110.09-0.0218 
1998-01-30
1997-12-310.110.110.0
1997-10-31
1997-09-300.10.10.0
1997-08-07
1997-06-300.090.10.0111 
1997-05-08
1997-03-310.090.08-0.0111 
1997-02-05
1996-12-310.10.10.0
1996-10-31
1996-09-300.090.10.0111 

Cass Information Corporate Executives

Elected by the shareholders, the Cass Information's board of directors comprises two types of representatives: Cass Information inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Cass. The board's role is to monitor Cass Information's management team and ensure that shareholders' interests are well served. Cass Information's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Cass Information's outside directors are responsible for providing unbiased perspectives on the board's policies.

Additional Tools for Cass Stock Analysis

When running Cass Information's price analysis, check to measure Cass Information's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cass Information is operating at the current time. Most of Cass Information's value examination focuses on studying past and present price action to predict the probability of Cass Information's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cass Information's price. Additionally, you may evaluate how the addition of Cass Information to your portfolios can decrease your overall portfolio volatility.