Cass Financial Statements From 2010 to 2025

Stocks . USA . 
Stock . Cass Information Systems
CASS Stock  USD 43.42  0.08  0.18%   
Cass Information financial statements provide useful quarterly and yearly information to potential Cass Information Systems investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Cass Information financial statements helps investors assess Cass Information's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Cass Information's valuation are summarized below:
Gross Profit
96.1 M
Profit Margin
0.0872
Market Capitalization
583.6 M
Enterprise Value Revenue
3.0548
Revenue
219.9 M
There are over one hundred nineteen available fundamental signals for Cass Information Systems, which can be analyzed over time and compared to other ratios. All traders should validate Cass Information's prevailing fundamentals against the performance from 2010 to 2025 and make sure the trends continue to evolve in the right direction. Enterprise Value is likely to gain to about 332.3 M in 2025, whereas Market Cap is likely to drop slightly above 311.7 M in 2025.

Cass Information Total Revenue

189.23 Million

Check Cass Information financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Cass Information's main balance sheet or income statement drivers, such as Depreciation And Amortization of 5.7 M, Interest Expense of 21.3 M or Selling General Administrative of 129.6 M, as well as many indicators such as Price To Sales Ratio of 2.58, Dividend Yield of 0.0246 or PTB Ratio of 1.97. Cass financial statements analysis is a perfect complement when working with Cass Information Valuation or Volatility modules.
  
Check out the analysis of Cass Information Correlation against competitors.

Cass Information Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.3 B2.4 B1.7 B
Slightly volatile
Total Stockholder Equity154.4 M229 M200.6 M
Slightly volatile
Property Plant And Equipment Net17.2 M34.2 M19.3 M
Slightly volatile
Retained Earnings90.1 M148.5 M95.6 M
Slightly volatile
Cash18.4 M19.3 M167.1 M
Very volatile
Non Current Assets Total57.5 M60.5 M253.2 M
Slightly volatile
Other Assets2 B1.9 B1.1 B
Slightly volatile
Cash And Short Term Investments340.5 M349.7 M545.7 M
Slightly volatile
Net Receivables53.1 M55.9 M456.5 M
Slightly volatile
Common Stock Shares Outstanding12.4 M13.8 M14.7 M
Slightly volatile
Liabilities And Stockholders Equity1.3 B2.4 B1.7 B
Slightly volatile
Total Liabilities2.3 B2.2 B1.4 B
Slightly volatile
Property Plant And Equipment Gross92.4 M88 M35.2 M
Slightly volatile
Total Current Assets247.7 M405.6 M380.5 M
Slightly volatile
Short and Long Term Debt Total9.3 M9.7 M249.8 M
Slightly volatile
Total Current Liabilities1.2 B1.1 B819.3 M
Slightly volatile
Short Term Debt1.1 M1.2 M10.8 M
Slightly volatile
Common Stock Total Equity5.4 M8.9 M6.5 M
Slightly volatile
Common Stock5.8 M8.9 M6.6 M
Slightly volatile
Other Liabilities35.3 M47.7 M47.2 M
Slightly volatile
Accounts Payable768 M1.1 B752.2 M
Slightly volatile
Short Term Investments314.5 M330.4 M423.6 M
Slightly volatile
Property Plant Equipment17.5 M33.5 M20 M
Slightly volatile
Good Will12.1 M21.4 M12.8 M
Slightly volatile
Intangible Assets3.1 M5 M3 M
Slightly volatile
Non Current Liabilities Total685.9 M1 B700.4 M
Slightly volatile
Net Tangible Assets217.4 M212.6 M196.2 M
Slightly volatile
Retained Earnings Total Equity97.4 M129.1 M95.3 M
Slightly volatile
Capital Surpluse173.7 M234.9 M164.7 M
Slightly volatile
Long Term Investments762.9 M528 M695.7 M
Pretty Stable
Non Current Liabilities Other780.3 M1.3 B800.1 M
Slightly volatile
Capital Stock6.2 M7 M7.6 M
Slightly volatile
Net Invested Capital209.8 M236 M257.3 M
Slightly volatile
Current Deferred Revenue1 B1.2 B915 M
Slightly volatile

Cass Information Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization5.7 M6 M30.1 M
Slightly volatile
Interest Expense21.3 M20.3 M6.1 M
Slightly volatile
Selling General Administrative129.6 M123.4 M76.2 M
Slightly volatile
Total Revenue189.2 M199.2 M141.5 M
Slightly volatile
Gross Profit178.1 M187.4 M95.1 M
Slightly volatile
Other Operating Expenses106.1 M186.7 M134.3 M
Very volatile
EBITDA11.8 M12.5 M39.3 M
Very volatile
Income Before Tax26.1 M24.2 M31.3 M
Slightly volatile
Net Income19.6 M19.2 M24.4 M
Slightly volatile
Income Tax Expense6.5 M5.1 M6.9 M
Pretty Stable
Cost Of Revenue11.2 M11.8 M49.2 M
Slightly volatile
Net Income Applicable To Common Shares21.7 M40.1 M26.2 M
Slightly volatile
Net Income From Continuing Ops28.7 M19.2 M26.1 M
Slightly volatile
Selling And Marketing Expenses2.9 M3.7 M2.7 M
Slightly volatile
Tax Provision5.5 M5.1 M7.2 M
Slightly volatile
Net Interest Income55.3 M67.8 M45.9 M
Slightly volatile
Interest Income61.3 M88 M50.2 M
Slightly volatile
Reconciled Depreciation6.6 M6 M9.5 M
Slightly volatile

Cass Information Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow23.4 M38.9 M31 M
Slightly volatile
Begin Period Cash Flow206.6 M372.5 M265.9 M
Slightly volatile
Depreciation5.9 M4.3 M7.4 M
Very volatile
Dividends Paid17.3 M16.5 M11.8 M
Slightly volatile
Capital Expenditures9.8 M9.3 M5.4 M
Slightly volatile
Total Cash From Operating Activities27.3 M38.9 M35.4 M
Slightly volatile
Net Income19.6 M19.2 M24.4 M
Slightly volatile
End Period Cash Flow215.5 M349.7 M280.5 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.582.77314.237
Slightly volatile
Dividend Yield0.02460.02980.0205
Slightly volatile
PTB Ratio1.972.41182.8127
Pretty Stable
Days Sales Outstanding10810246.8477
Slightly volatile
Book Value Per Share13.5816.962727.9699
Slightly volatile
Free Cash Flow Yield0.06830.07050.0554
Slightly volatile
Operating Cash Flow Per Share3.032.88472.5208
Slightly volatile
Average Payables871.9 M1.1 B1.1 B
Slightly volatile
Stock Based Compensation To Revenue0.01360.01590.0169
Slightly volatile
Capex To Depreciation3.483.321.1023
Slightly volatile
PB Ratio1.972.41182.8127
Pretty Stable
Free Cash Flow Per Share3.032.88472.2305
Slightly volatile
Net Income Per Share0.971.41961.6606
Slightly volatile
Payables Turnover0.00970.01020.0756
Slightly volatile
Sales General And Administrative To Revenue0.570.61950.5432
Pretty Stable
Capex To Revenue0.04380.07730.0398
Pretty Stable
Cash Per Share18.3425.901940.2956
Slightly volatile
POCF Ratio11.314.181816.2102
Pretty Stable
Payout Ratio0.90.85890.4852
Slightly volatile
Capex To Operating Cash Flow0.470.450.1953
Slightly volatile
PFCF Ratio14.2214.181819.3566
Pretty Stable
Days Payables Outstanding37.5 K35.7 K10.6 K
Slightly volatile
Income Quality1.12.0321.4262
Slightly volatile
ROE0.140.08370.1247
Pretty Stable
PE Ratio15.3428.817123.1957
Very volatile
Return On Tangible Assets0.00770.00810.0145
Slightly volatile
Earnings Yield0.06470.03470.0469
Pretty Stable
Intangibles To Total Assets0.00990.0110.0091
Very volatile
Current Ratio0.340.35292.1848
Slightly volatile
Tangible Book Value Per Share13.0515.010426.9362
Slightly volatile
Receivables Turnover3.383.562922.6504
Slightly volatile
Graham Number12.8523.27722.513
Slightly volatile
Shareholders Equity Per Share17.8116.962714.2955
Slightly volatile
Debt To Equity0.03150.03321.2455
Slightly volatile
Capex Per Share0.980.930.4097
Slightly volatile
Revenue Per Share14.0114.75269.8618
Slightly volatile
Interest Debt Per Share1.431.500417.1603
Slightly volatile
Debt To Assets0.00290.00310.1653
Slightly volatile
Enterprise Value Over EBITDA8.515.054.3506
Pretty Stable
Short Term Coverage Ratios2.02.112.3984
Slightly volatile
Price Earnings Ratio15.3428.817123.1957
Very volatile
Price Book Value Ratio1.972.41182.8127
Pretty Stable
Days Of Payables Outstanding37.5 K35.7 K10.6 K
Slightly volatile
Dividend Payout Ratio0.90.85890.4852
Slightly volatile
Price To Operating Cash Flows Ratio11.314.181816.2102
Pretty Stable
Price To Free Cash Flows Ratio14.2214.181819.3566
Pretty Stable
Pretax Profit Margin0.180.12160.2323
Slightly volatile
Effective Tax Rate0.30.20860.2304
Slightly volatile
Company Equity Multiplier9.8810.45758.647
Slightly volatile
Long Term Debt To Capitalization0.04460.03150.0302
Very volatile
Total Debt To Capitalization0.03040.0320.3999
Slightly volatile
Debt Equity Ratio0.03150.03321.2455
Slightly volatile
Quick Ratio0.340.35292.6916
Slightly volatile
Dividend Paid And Capex Coverage Ratio1.892.36592.3039
Slightly volatile
Net Income Per E B T0.580.79140.7621
Pretty Stable
Cash Ratio0.0160.01681.8914
Slightly volatile
Operating Cash Flow Sales Ratio0.180.19550.2556
Pretty Stable
Days Of Sales Outstanding10810246.8477
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.650.550.8122
Pretty Stable
Cash Flow Coverage Ratios4.765.012.1377
Slightly volatile
Price To Book Ratio1.972.41182.8127
Pretty Stable
Fixed Asset Turnover5.545.82877.3711
Slightly volatile
Capital Expenditure Coverage Ratio2.22.328.4561
Very volatile
Price Cash Flow Ratio11.314.181816.2102
Pretty Stable
Enterprise Value Multiple8.515.054.3506
Pretty Stable
Debt Ratio0.00290.00310.1653
Slightly volatile
Cash Flow To Debt Ratio4.765.012.1377
Slightly volatile
Price Sales Ratio2.582.77314.237
Slightly volatile
Return On Assets0.00760.0080.0144
Slightly volatile
Asset Turnover0.0790.08320.0819
Slightly volatile
Net Profit Margin0.130.09620.1787
Slightly volatile
Gross Profit Margin0.490.9410.6248
Slightly volatile
Price Fair Value1.972.41182.8127
Pretty Stable
Return On Equity0.140.08370.1247
Pretty Stable

Cass Information Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap311.7 M559.1 M578.9 M
Pretty Stable

Cass Fundamental Market Drivers

Cash And Short Term Investments349.7 M

Cass Upcoming Events

15th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Cass Information Financial Statements

Cass Information shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Cass Information investors may analyze each financial statement separately, they are all interrelated. The changes in Cass Information's assets and liabilities, for example, are also reflected in the revenues and expenses on on Cass Information's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue1.2 B1 B
Total Revenue199.2 M189.2 M
Cost Of Revenue11.8 M11.2 M
Stock Based Compensation To Revenue 0.02  0.01 
Sales General And Administrative To Revenue 0.62  0.57 
Capex To Revenue 0.08  0.04 
Revenue Per Share 14.75  14.01 
Ebit Per Revenue 0.06  0.07 

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Additional Tools for Cass Stock Analysis

When running Cass Information's price analysis, check to measure Cass Information's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cass Information is operating at the current time. Most of Cass Information's value examination focuses on studying past and present price action to predict the probability of Cass Information's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cass Information's price. Additionally, you may evaluate how the addition of Cass Information to your portfolios can decrease your overall portfolio volatility.
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