Is Cass Information Stock a Good Investment?
Cass Information Investment Advice | CASS |
- Examine Cass Information's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Cass Information's leadership team and their track record. Good management can help Cass Information navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Data Processing & Outsourced Services space and any emerging trends that could impact Cass Information's business and its evolving consumer preferences.
- Compare Cass Information's performance and market position to its competitors. Analyze how Cass Information is positioned in terms of product offerings, innovation, and market share.
- Check if Cass Information pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Cass Information's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Cass Information Systems stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Cass Information Systems is a good investment.
Sell | Buy |
Hold
Market Performance | Insignificant | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Cass Information Stock
Researching Cass Information's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 67.0% of the company shares are held by institutions such as insurance companies. The book value of Cass Information was currently reported as 16.96. The company last dividend was issued on the 4th of March 2025. Cass Information Systems had 6:5 split on the 3rd of December 2018.
To determine if Cass Information is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Cass Information's research are outlined below:
| Cass Information Systems currently holds 2.17 B in liabilities with Debt to Equity (D/E) ratio of 0.05, which may suggest the company is not taking enough advantage from borrowing. Cass Information Systems has a current ratio of 0.93, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Cass Information's use of debt, we should always consider it together with its cash and equity. | |
| About 67.0% of Cass Information shares are held by institutions such as insurance companies | |
| On 14th of March 2025 Cass Information paid $ 0.31 per share dividend to its current shareholders |
Cass Information uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Cass Information Systems. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Cass Information's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 15th of April 2024 Upcoming Quarterly Report | View | |
| 18th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Cass Information's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 576.29 M.Cass Information's profitablity analysis
The company has Profit Margin (PM) of 0.09 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.19 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.19.Determining Cass Information's profitability involves analyzing its financial statements and using various financial metrics to determine if Cass Information is a good buy. For example, gross profit margin measures Cass Information's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Cass Information's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Cass Information's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Cass Information Systems. Check Cass Information's Beneish M Score to see the likelihood of Cass Information's management manipulating its earnings.
Basic technical analysis of Cass Stock
As of the 26th of March, Cass Information shows the Risk Adjusted Performance of 0.0434, mean deviation of 1.1, and Downside Deviation of 1.79. Cass Information Systems technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Cass Information Systems variance, value at risk, as well as the relationship between the Value At Risk and skewness to decide if Cass Information Systems is priced correctly, providing market reflects its regular price of 43.13 per share. Given that Cass Information has jensen alpha of 0.0637, we suggest you to validate Cass Information Systems's prevailing market performance to make sure the company can sustain itself at a future point.Cass Information's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Cass Information insiders, such as employees or executives, is commonly permitted as long as it does not rely on Cass Information's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Cass Information insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Cass Information's Outstanding Corporate Bonds
Cass Information issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Cass Information Systems uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Cass bonds can be classified according to their maturity, which is the date when Cass Information Systems has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand Cass Information's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Cass Information's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0434 | |||
| Market Risk Adjusted Performance | 0.0769 | |||
| Mean Deviation | 1.1 | |||
| Semi Deviation | 1.7 | |||
| Downside Deviation | 1.79 | |||
| Coefficient Of Variation | 2173.68 | |||
| Standard Deviation | 1.55 | |||
| Variance | 2.41 | |||
| Information Ratio | 0.0411 | |||
| Jensen Alpha | 0.0637 | |||
| Total Risk Alpha | 0.066 | |||
| Sortino Ratio | 0.0358 | |||
| Treynor Ratio | 0.0669 | |||
| Maximum Drawdown | 8.63 | |||
| Value At Risk | (1.94) | |||
| Potential Upside | 2.58 | |||
| Downside Variance | 3.2 | |||
| Semi Variance | 2.88 | |||
| Expected Short fall | (1.06) | |||
| Skewness | (0.98) | |||
| Kurtosis | 3.87 |
| Risk Adjusted Performance | 0.0434 | |||
| Market Risk Adjusted Performance | 0.0769 | |||
| Mean Deviation | 1.1 | |||
| Semi Deviation | 1.7 | |||
| Downside Deviation | 1.79 | |||
| Coefficient Of Variation | 2173.68 | |||
| Standard Deviation | 1.55 | |||
| Variance | 2.41 | |||
| Information Ratio | 0.0411 | |||
| Jensen Alpha | 0.0637 | |||
| Total Risk Alpha | 0.066 | |||
| Sortino Ratio | 0.0358 | |||
| Treynor Ratio | 0.0669 | |||
| Maximum Drawdown | 8.63 | |||
| Value At Risk | (1.94) | |||
| Potential Upside | 2.58 | |||
| Downside Variance | 3.2 | |||
| Semi Variance | 2.88 | |||
| Expected Short fall | (1.06) | |||
| Skewness | (0.98) | |||
| Kurtosis | 3.87 |
Consider Cass Information's intraday indicators
Cass Information intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Cass Information stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Cass Information time-series forecasting models is one of many Cass Information's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Cass Information's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.
Cass Stock media impact
Far too much social signal, news, headlines, and media speculation about Cass Information that are available to investors today. That information is available publicly through Cass media outlets and privately through word of mouth or via Cass internal channels. However, regardless of the origin, that massive amount of Cass data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Cass Information news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Cass Information relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Cass Information's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Cass Information alpha.
Cass Information Corporate Executives
Elected by the shareholders, the Cass Information's board of directors comprises two types of representatives: Cass Information inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Cass. The board's role is to monitor Cass Information's management team and ensure that shareholders' interests are well served. Cass Information's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Cass Information's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Michael CPA | Executive CFO | Profile | |
| Michael Normile | Executive CFO | Profile |
Additional Tools for Cass Stock Analysis
When running Cass Information's price analysis, check to measure Cass Information's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cass Information is operating at the current time. Most of Cass Information's value examination focuses on studying past and present price action to predict the probability of Cass Information's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cass Information's price. Additionally, you may evaluate how the addition of Cass Information to your portfolios can decrease your overall portfolio volatility.